Welcome benefit: Users will get (a) First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance, (b) complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop and (c) exclusive privileges of complimentary Golden Glow membership.
.png)
Axis Bank Shoppers Stop Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get (a) First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance, (b) complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop and (c) exclusive privileges of complimentary Golden Glow membership.
Milestone Benefits
None.
Cashback Rate
The value of 1 First Citizen point is INR 0.50. Users will get 20 First Citizen accelerated points for every INR 200 spent on private label brands of Shopper's Stop.
Priavte lable cashback rate: 5%.
Cardholders will ger 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper's Stop.
Effective beauty product cashback rate: 3%.
Cardholders will get 2 First Citizen points earned on every INR 200 spent elsewhere.
Effective general cashback rate: 0.5%
Movie Benefits
None.
Dining Benefits
Users will get a 15% discount on dining out through EazyDiner, a maximum of Rs 500 cashback per month.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get (a) First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance, (b) complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop and (c) exclusive privileges of complimentary Golden Glow membership.
Milestone Benefits
None.
Cashback Rate
The value of 1 First Citizen point is INR 0.50. Users will get 20 First Citizen accelerated points for every INR 200 spent on private label brands of Shopper's Stop.
Priavte lable cashback rate: 5%.
Cardholders will ger 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper's Stop.
Effective beauty product cashback rate: 3%.
Cardholders will get 2 First Citizen points earned on every INR 200 spent elsewhere.
Effective general cashback rate: 0.5%
Movie Benefits
None.
Dining Benefits
Users will get a 15% discount on dining out through EazyDiner, a maximum of Rs 500 cashback per month.
Other Benefits
None.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 500
Annual Fee
INR 500
Cash Advance Fee
Cash Advance Fee:2.5% of the amount withdrawn (minimum Rs. 500).
Interest rate
Interest Rate: 3.75% per month (i.e. 55.55% per annum).
Late Payment Fee
Late Payment Charges:Ranges from INR 100 to INR 1200
Foreign Currency Transactions Fee
Foreign Currency Markup:3.5% on all foreign currency transactions.
Other Fees
Joining/Renewal Membership Fee:Rs. 500 | Reward Redemption Fee: INR 99
Fees & Charges
Joining Fee
INR 500
Annual Fee
INR 500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.75% per month (i.e. 55.55% per annum).
Late Payment Fee
Late Payment Charges:Ranges from INR 100 to INR 1200
Foreign Currency Transactions Fee
Foreign Currency Markup:3.5% on all foreign currency transactions.
Other Fees
Joining/Renewal Membership Fee:Rs. 500 | Reward Redemption Fee: INR 99
Special Features
Good discounts on Shoppers Stop.
Eligibility Criteria
Primary cardholders must be between 18 to 70 years of age.
The individual must be a resident of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here's how you can apply for the Axis Bank Shoppers Stop Credit Card:
1. Online Application:
Visit the Axis Bank Website: Go to the Axis Bank website and navigate to the credit cards section.
Find the Shoppers Stop Credit Card: Look for the Axis Bank Shoppers Stop Credit Card and click on the "Apply Now" button.
Fill in the Application Form: Complete the online application form with your personal and financial details.
Submit Your Application: Once you've filled in the form, submit your application for review.
2. Offline Application:
Visit an Axis Bank Branch: Go to your nearest Axis Bank branch.
Request an Application Form: Ask for an Axis Bank Shoppers Stop Credit Card application form from a bank representative.
Fill in the Application Form: Complete the form with your details and submit it to the bank representative.
Account Opening and Procedure
The cad offers a number of welcome benefits. The card is well suited for individuals who shop at Shoppers Stop frequently. The card offers low cashback rate.
The cad offers a number of welcome benefits. The card is well suited for individuals who shop at Shoppers Stop frequently. The card offers low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai