Axis Bank Titanium Smart Traveller Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
- Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining &
- Entertainment Category – BookMyShow &
- Zomato
- 
- Travel Category – MakeMyTrip &
- Uber
- 
- Grocery Category – Blinkit &
- Reliance Smart Bazaar
- 
- Electronics Category – Croma &
- Reliance Digital
- 
- Fashion Category – Nykaa &
- Myntra
3% cashback any one E-commerce merchant of your choice
- 
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends
- Cashback credit card
-  
- Reward System: Cardholders will get 5% cashback on any two packs of their choice
- 3% cashback on any one E-commerce merchant of your choice- Amazon or Flipkart or PayZapp
- 1% unlimited cashback across all other spends
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
Low cashback rate.
No free movie tickets.
Limited number of value add features.
Up to 15% off at 4000+ restaurants in India.
Reward System: Users will get 4 Edge reward points on spending INR 100 domestically and 8 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.8% International cashback rate 1.6%
Rewards & Benifits
Welcome Benefits
None.
Rewards System
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Up to 15% off at 4000+ restaurants in India.
Reward System: Users will get 4 Edge reward points on spending INR 100 domestically and 8 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.8% International cashback rate 1.6%
Low cashback rate.
No free movie tickets.
Limited number of value add features.
Axis Bank Titanium Smart Traveller Credit Card has decent number of benefits for travellers. However, it has a very low cashback rate, which limits its attractions severally.
Axis Bank Titanium Smart Traveller Credit Card has decent number of benefits for travellers. However, it has a very low cashback rate, which limits its attractions severally.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR. 250 (Waived on spends of Rs. 2,500 within 45 days of card setup) for cards setup on or after February 07, 2011.
Annual Fee: INR.100 (from 2nd year onwards. Waived on spends of Rs. 50,000 in the preceding year).
Cash Payment Fee: INR 100.
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Cash Withdrawal Fee: 2.5% of the amount taken out as cash.
Interest Rate: 3.40% per month (49.96% per annum)
Reward Redemption Fee: INR 100.
Forex Markup: 3.5%.
Fuel Surcharge
1%, however, it is waived for transactions between waived for transactions between INR 400 and INR 4,000, subject to a maximum cap of INR 400 per month.
Billing Cycle
30 Days