Bajaj Finance Platinum Max Supercard

Welcome benefits

• Welcome Reward: Users will get 4,000 reward points on payment of the joining fee and spending ₹2,000 made within 30 days of card issuance (No welcome rewards will be given to first year free cards)

Rewards & cashback

• The value of 1 RBL reward point is ₹0.25
• Users will get 2 reward points for every ₹100 spent on all that they like
• General cashback rate: 0.50%
• Users can further avail 5% discount on dining spending, via 20 reward points that they earn on every ₹100 spent on Wednesday (Maximum Rewards = 1,000 per month).

More benefits & features

• Spend Based Waiver: This is a great way to save money on the annual fee
• If you spend ₹50,000 in the first year, the annual fee for the second year will be waived
• Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days
• This is a great way to access cash without incurring any additional charges
• Emergency advance: You can avail an emergency advance of up to your available credit limit at 1.16% interest rate per month and no processing fee
• This can be a helpful option in case of an emergency

Fees & charges

Joining fee

₹999 &

Annual fee

Annual membership Fees: 999 + taxes (second year onwards)

Foreign currency markup

3.50%

Interest rate

3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum Max SuperCard online or by visiting a RBL Bank branch Here are the steps on how to apply online:

1. Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
2. Select the "RBL Bank + Bajaj Finance Platinum Max SuperCard" from the list of credit cards
3. Enter your personal details, such as your name, address, and contact information
4. Enter your income and employment details
5. Upload a copy of your PAN card and Aadhaar card
6. Submit your application
7. A RBL Bank representative will contact you to verify your details and approve your application