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Platinum Advantage SuperCard

Product Details
Credit Card Name : 

Platinum Advantage SuperCard

Bank Name :

Bajaj Finance

Type :

Lifestyle Credit Card

Interest Rate : 

Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Advantage SuperCard
Pros
  • Welcome benefit provided with the card. 

  • Users can avail various rewards like: Get 1 Reward Point for every Rs. 100 spend on all your spends 

  • Fill vehicle's fuel tank at any place, at absolutely no extra cost. 

  • Get a fuel surcharge waiver of up to Rs.100 per month 

  • Get 20% off on BookMyShow, 15 times in a year upto Rs. 100 in each transaction 

  • Facility of mimimum amount payable is also available. 

  • Contactless Transactions.

Cons
  • No lounge access availabe. 

  • Have to pay a joining fee. 

  • No welcome rewards will be given to First Year Free cards. 

  • No cashback benefits.

Pros & Cons
Welcome Benefits
Welcome benefit: Get 2,000 Reward points on payment of joining fee and spends of Rs. 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
  • 1 RBL reward point= Rs 0.25 

  • 1 Reward point for every Rs. 100 spent (Assuming Normal Spends of Rs. 50,000); 

  • Annual Reward Points earned = 600 

  • Get 20% off on BookMyShow, 

  • 15 times in a year upto Rs. 100 in each transaction.

  • Effective Cashback Rate: 4%

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • The RBL Bank + Bajaj Finance Platinum Advantage SuperCard is a credit card that offers a variety of benefits, including: 20% discount on BookMyShow up to Rs. 100 per transaction, 15 times in a year. 

  • 1 reward point for every Rs. 100 spent on all spends. 

  • Annual savings of up to Rs. 3,450 through rewards and offers. 

  • Fuel surcharge waiver of up to Rs. 100 per month. 

  • Annual fee waiver on spending Rs. 50,000 in a year. 

  • Emergency advance of up to 50% of your available credit limit. 

  • Interest-free ATM withdrawals up to Rs. 50,000 per month. 

  • No cost EMIs on select purchases. 

  • Purchase protection. 

  • Travel insurance.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank + Bajaj Finance Platinum Advantage SuperCard online or by visiting a nearby branch. 

  • Here are the steps on how to apply online: Go to the RBL Bank website and click on the "Apply for Credit Card" tab. 

  • Select the "RBL Bank + Bajaj Finance Platinum Advantage SuperCard" from the list of credit cards. 

  • Enter your personal and contact details. 

  • Upload a scanned copy of your PAN card, address proof, and income proof. 

  • Submit your application and wait for approval. 

  • Here are the documents required to apply for the card: PAN card Address proof Income proof Recent passport-size photograph

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum Advantage SuperCard

The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. A strong contender for savvy spenders, it integrates everyday convenience with exclusive perks, redefining the credit card experience.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Rs 499 & add-on cardholder 

  • Annual membership Fees: 499 + GST (second year onwards) 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - Zero Late fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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