Bajaj Finance Platinum Choice Super Card

Welcome benefits

• Users will get 2,000 reward points on payment of the joining fee and spending ₹2,000 made within 30 days of card issuance (No welcome rewards will be given to first-year free cards)

Rewards & cashback

• 1 RBL reward point = ₹0.25
• Users will get 1 reward point for every ₹100 spent
• General cashback rate: 0.25%
• 2X reward points on all online spending with a cap of 1,000 reward points
• Effective cashback rate: 0.50%
• Users will get 10% off on BookMyShow, up to ₹100 every month

More benefits & features

• Fuel surcharge waiver of up to ₹100 per month: This can save you money on your fuel expenses
• Annual fee waiver: You can get the annual fee waived on this card by spending ₹50,000 in a year
• This is a great way to save money on the annual fee
• Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit
• This can be a helpful option in case of an emergency
• Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days

Fees & charges

Joining fee

₹499 &

Annual fee

Annual membership Fees: 499 + taxes (second year onwards) Spend ₹50,000 in a year and get second year

Foreign currency markup

3.5% of transaction amount

Interest rate

3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum Choice SuperCard online or by visiting a RBL Bank branch

1. To apply online, you can follow these steps:
2. Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
3. Select the "Platinum Choice SuperCard" from the list of cards
4. Enter your personal details, such as your name, address, and contact information
5. Enter your income and employment details
6. Upload a copy of your PAN card and identity proof
7. Submit your application
8. The processing time for the application is usually 7-10 working days