Platinum Prime SuperCard

Welcome benefits

• Users will get 4,000 reward points as a welcome benefit (No welcome rewards will be given to first-year free cards).

Rewards & cashback

• The value of 1 RBL reward point is ₹0.25
• Users will get 2 reward points for every ₹100 spent on all that they like
• General cashback rate: 0.50%
• Users can further avail 5% discount on dining spending via 20 reward points that they earn on every ₹100 spent on Wednesday (Maximum Rewards = 1,000 per month).

Milestone benefits

• If the user spends ₹1,50,000 in a year, then he will get 10,000 reward points and an additional 5,000 reward points on spending ₹2,00,000

Movies

• Users will get a 1+1 free movie ticket (Up to ₹200) on Bookmyshow, once a month, on any Wednesday

More benefits & features

• Here are some of the key benefits of the card: Fuel surcharge waiver of up to ₹200 per month: This can save you money on your fuel expenses
• Annual fee waiver: You can get the annual fee waived on this card by spending ₹3,50,000 in a year
• This is a great way to save money on the annual fee
• Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit
• This can be a helpful option in case of an emergency
• Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days

Fees & charges

Joining fee

₹999 &

Annual fee

Annual membership Fees: 999 + taxes (second year onwards)

Foreign currency markup

3.50%

Interest rate

3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum Prime SuperCard online or by visiting a RBL Bank branch

1. To apply online, you can follow these steps:
2. Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
3. Select the "Platinum Prime SuperCard" from the list of cards
4. Enter your personal details, such as your name, address, and contact information
5. Enter your income and employment details
6. Upload a copy of your PAN card and identity proof
7. Submit your application
8. The processing time for the application is usually 7-10 working days