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Platinum Prime SuperCard

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Product Details
Credit Card Name : 

Platinum Prime SuperCard

Bank Name :

Bajaj Finance

Type :

Shopping Credit Card

Interest Rate : 

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Prime SuperCard
Pros

  • Enjoy benefits on shopping, dining and entertainment Users can avail EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more. Divide all you buy into easy EMIs. 

  • Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

  • Unlimited interest-free withdrawal of your available cash limit from all ATMs in India. 

  • Other Reward Benfits: Welcome Benefit: Get 4,000 Reward points on payment of joining fee and spends of Rs.2000 made within 60 days of card issuance 

  • Get 1+1 free movie ticket (Up to Rs.200) on Bookmyshow, once a month, on any Wednesday. 

  • Get 2 Reward Points for every Rs.100 spent on all that you like Spend Rs. 1,50,000 in a year and get 10,000 Reward Points Reach spends milestone of Rs. 2, 00,000 and get additional 5,000 Reward Points. 

  • Avail 5% discount on your dining spends, via 20 Reward Points that you earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month) If electronic gadgets & home appliances are on your shopping list, then head towards select Bajaj Finserv partner outlet and get 5X Reward Points.(upcoming feature) 

  • Fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs. 100 per month Cash Advance program that fulfills your short-term cash requirements. 

  • You also enjoy a credit-free period of up to 50 days as an added benefit on your Card membership. 

  • Xpress Cash allows you to get an instant loan within your credit limit. 

  • Transfer Balance from other Credit Card facility available Buy Now, Pay Later Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Get a pre-approved loan without blocking the credit limit of your Card.

Cons

  • Have to pay a joining fees. 

  • No domestic or international milport lounge access facility available. 

  • No cash back offer. 

  • No welcome rewards will be given to First Year Free cards

Pros & Cons
Welcome Benefits
Joining Reward: 4,000 Reward Points (No welcome rewards will be given to First Year Free cards)
Rewards System

  • 1 RBL reward point= Rs 0.25  

  • Effective Cashback Rate: 1.5%

  • Get 2 Reward Points for every Rs.100 spent on all that you like Spend Rs. 1,50,000 in a year and get 10,000 Reward Points Reach spends milestone of Rs. 2, 00,000 and get additional 5,000 Reward Points. 

  • Avail 5% discount on your dining spends, via 20 Reward Points that you earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month)

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits

Here are some of the key benefits of the card: 

  • Welcome benefit of 12,000 reward points: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. 

  • 2 Reward Points per INR 100 spent: This means that you will earn 2 reward points for every Rs. 100 you spend on any kind of purchase. You can redeem these points for gift cards, merchandise, or travel. 

  • Annual savings of up to Rs. 5,000: You can earn rewards and discounts worth up to Rs. 5,000 through this card. This includes the welcome benefit, reward points, and other offers. 

  • 8 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi. 

  • Fuel surcharge waiver of up to Rs. 200 per month: This can save you money on your fuel expenses. Annual fee waiver: You can get the annual fee waived on this card by spending Rs. 3,50,000 in a year. This is a great way to save money on the annual fee. 

  • Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit. This can be a helpful option in case of an emergency. 

  • Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges. 

  • No cost EMIs: You can avail no cost EMIs on select purchases. This can help you spread out the cost of your purchases over a longer period of time. 

  • Purchase protection: This insurance will cover you against damage or theft of your purchases for up to 90 days from the date of purchase. 

  • Travel insurance: This insurance will cover you against medical expenses, trip cancellation, and luggage loss while you are traveling.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

  • You can apply for the RBL Bank + Bajaj Finance Platinum Prime SuperCard online or by visiting a RBL Bank branch. 

  • To apply online, you can follow these steps: 

  • Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. 

  • Select the "Platinum Prime SuperCard" from the list of cards. 

  • Enter your personal details, such as your name, address, and contact information. 

  • Enter your income and employment details. 

  • Upload a copy of your PAN card and identity proof. Submit your application. 

  • The processing time for the application is usually 7-10 working days. 

  • Once your application is approved, you will receive the card in the mail.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure

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Recommended Credit Cards

Pros:-

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Cons:-

  • Enjoy benefits on shopping, dining and entertainment Users can avail EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more. Divide all you buy into easy EMIs. 

  • Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

  • Unlimited interest-free withdrawal of your available cash limit from all ATMs in India. 

  • Other Reward Benfits: Welcome Benefit: Get 4,000 Reward points on payment of joining fee and spends of Rs.2000 made within 60 days of card issuance 

  • Get 1+1 free movie ticket (Up to Rs.200) on Bookmyshow, once a month, on any Wednesday. 

  • Get 2 Reward Points for every Rs.100 spent on all that you like Spend Rs. 1,50,000 in a year and get 10,000 Reward Points Reach spends milestone of Rs. 2, 00,000 and get additional 5,000 Reward Points. 

  • Avail 5% discount on your dining spends, via 20 Reward Points that you earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month) If electronic gadgets & home appliances are on your shopping list, then head towards select Bajaj Finserv partner outlet and get 5X Reward Points.(upcoming feature) 

  • Fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs. 100 per month Cash Advance program that fulfills your short-term cash requirements. 

  • You also enjoy a credit-free period of up to 50 days as an added benefit on your Card membership. 

  • Xpress Cash allows you to get an instant loan within your credit limit. 

  • Transfer Balance from other Credit Card facility available Buy Now, Pay Later Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Get a pre-approved loan without blocking the credit limit of your Card.

  • Have to pay a joining fees. 

  • No domestic or international milport lounge access facility available. 

  • No cash back offer. 

  • No welcome rewards will be given to First Year Free cards

HDFC Bank Biz Power Credit Card

The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges

  • Joining fees: Rs 999 & add-on cardholder 

  • Annual membership Fees: 999 + GST (second year onwards) 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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