Platinum Classic SuperCard

Platinum Classic SuperCard is a shopping credit card from Bajaj Finance. The value of 1 RBL reward point = ₹0.25.

Joining fee: ₹499
Annual fee: Annual membership Fees: 499 +…
Forex markup: 3.50%
Interest: 3.99% p.m (upto 47.88% p.a)

More Bajaj Finance cards

Welcome benefits

Users will get 2,000 reward points on payment of the joining fee and spending ₹2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

The value of 1 RBL reward point = ₹0.25
Users will get 1 reward point for every ₹100 spent
Effective cashback rate: 0.25%

More benefits & features

Fuel surcharge waiver of up to ₹100 per month (The Surcharge is applicable on minimum fuel transactions of ₹500 and maximum of ₹4,000.) Annual fee waiver on spending ₹50,000 in a year.
Emergency advance of up to 50% of your available credit limit
Interest-free cash withdrawal for up to 50 days
No cost EMIs on select purchases
Purchase protection
Travel insurance.; Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.; Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the…

Fees & charges

Joining fee: ₹499 &
Annual fee: Annual membership Fees: 499 + taxes (second year onwards)
Foreign currency markup: 3.50%
Interest rate: 3.99% p.m (upto 47.88% p.a)
Late payment: Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
Cash advance: 2.5% of the cash amount withdrawn (minimum ₹500)
Fuel surcharge: 1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…
Billing cycle: 30 days
Other fees: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

What works well

Users will get 2,000 reward points on payment of the joining fee and spending ₹2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards)
The value of 1 RBL reward point = ₹0.25. users will get 1 reward point for every ₹100 spent
Effective cashback rate: 0.25%
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee
Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date
Cash Advance program that fulfils the short-term cash requirements

Worth knowing

Have to pay a joining fee
No domestic or international airport lounge access facility is available
No cash back offer
No welcome rewards will be given to first-year free cards

Who can apply

Nationality: Indian
Age: 21 to 70 years
Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum Classic SuperCard online or by visiting a RBL Bank branch

To apply online, you will need to:
Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
Select the "RBL Bank + Bajaj Finance Platinum Classic SuperCard" from the list of cards
Enter your personal details, such as your name, address, and income
Upload a copy of your PAN card and address proof
Submit your application

Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.