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Platinum Classic SuperCard

Product Details
Credit Card Name : 

Platinum Classic SuperCard

Bank Name :

Bajaj Finance

Type :

Shopping Credit Card

Interest Rate : 

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Classic SuperCard
Pros
  • Users can get High-savings on all spends like grocery, electronics, fashion, automobile etc. coupled with best-in-class rewards, vouchers, and discounts. 

  • EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more. Divide all you buy into easy EMIs. 

  • Emergency Advance: Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

  • Unlimited interest-free withdrawal of your available cash limit from all ATMs in India up to your billing date; Joining Reward: 2,000 Reward Points. Get 1 Reward Point for every Rs. 100 you spend on all that you like Spend Rs.10,000 in a month and get 1,000 Reward Points. If electronic gadgets & home appliances are on your shopping list, then head towards select Bajaj Finserv partner outlet and get 5X Reward Points. 

  • Fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs.100 per month The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. 

  • Worlwide acceptance of the card. 

  • Cash Advance program that fulfills your short-term cash requirements. 

  • You also enjoy a credit-free period of up to 50 days as an added benefit on your Card membership. 

  • Xpress Cash allows you to get an instant loan within your credit limit. 

  • Transfer Balance from other Credit Card facility available Buy Now, Pay Later Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Get a pre-approved loan without blocking the credit limit of your Card.

Cons
  • Have to pay a joining fees. 

  • No domestic or international airport lounge access facility available. 

  • No cash back offer. 

  • No welcome rewards will be given to First Year Free cards

Pros & Cons
Welcome Benefits
Welcome benefit: Get 2,000 Reward points on payment of joining fee and spends of Rs. 2,000 made within 60 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
  • 1 RBL reward point= Rs 0.25 

  • Effective Cashback Rate: 1.5%

  • Get 1 Reward Point for every Rs. 100 you spend on all that you like Spend Rs.10,000 in a month and get 1,000 Reward Points. 

  • If electronic gadgets & home appliances are on your shopping list, then head towards select Bajaj Finserv partner outlet and get 5X Reward Points.

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
none
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits

The RBL Bank + Bajaj Finance Platinum Classic SuperCard is a mid-range credit card that offers a variety of benefits. Here are some of them: 

  • Welcome benefit of 2,000 Reward Points on payment of joining fees and spends of Rs. 2,000 made within 30 days of Card issuance (No welcome rewards will be given to First Year Free cards).  

  • BookMyShow offer: 1+1 Movie tickets on any one day of the month 

  • Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.) 

  • Annual fee waiver on spending Rs. 50,000 in a year. 

  • Emergency advance of up to 50% of your available credit limit. 

  • Interest-free cash withdrawal for up to 50 days. 

  • No cost EMIs on select purchases. 

  • Purchase protection. 

  • Travel insurance.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank + Bajaj Finance Platinum Classic SuperCard online or by visiting a RBL Bank branch. 

  • To apply online, you will need to: 

  • Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. 

  • Select the "RBL Bank + Bajaj Finance Platinum Classic SuperCard" from the list of cards. 

  • Enter your personal details, such as your name, address, and income. 

  • Upload a copy of your PAN card and address proof. 

  • Submit your application.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum Classic SuperCard

The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Rs 499 & add-on cardholder 

  • Annual membership Fees: 499 + GST (second year onwards) 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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