Bajaj Finance Platinum Shopdaily Supercard

Bajaj Finance Platinum Shopdaily Supercard is a shopping credit card from Bajaj Finance. 5% cashback on all grocery spend (up to ₹250 per month).

Joining fee: ₹499
Annual fee: Annual membership Fees: 499 +…
Forex markup: 3.50%
Interest: upto 3.99% p.m (upto 47.88% p.a)

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Welcome benefits

Users will get gift vouchers worth ₹500 on payment of joining fees and spending of ₹2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

Rewards & cashback

5% cashback on all grocery spend (up to ₹250 per month)

More benefits & features

Users can convert available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee
Users can available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee
Users can avail Split n Pay program and convert purchases of ₹3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee Xpress Cash.
A unique feature that allows users to get an instant loan within their credit limit
Cash Advance program that fulfils the short-term cash requirements

Fees & charges

Joining fee: ₹499 &
Annual fee: Annual membership Fees: 499 + taxes (second year onwards) | Spend Based Waiver: Spend ₹50,000 in a year and get waiver of Next year
Foreign currency markup: 3.50%
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Late payment: Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
Cash advance: 2.5% of the cash amount withdrawn (minimum ₹500)
Fuel surcharge: 1% surcharge on fuel transaction value or ₹10/- whichever is higher. (No Waiver)
Billing cycle: 30 days
Other fees: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

What works well

Users will get gift vouchers worth ₹500 on payment of joining fees and spending of ₹2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
5% cashback on all grocery spend (up to ₹250 per month)
Users can available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee
Users can avail Split n Pay program and convert purchases of ₹3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee Xpress Cash.
A unique feature that allows users to get an instant loan within their credit limit
Cash Advance program that fulfils the short-term cash requirements

Worth knowing

Cashback only available for grocery purchase i.e. no cashback for other spends
Lacks standard features like free lounge visits
Limited value add features
No welcome rewards will be given to First Year Free cards
No fuel surcharge waiver facility available

Who can apply

Nationality: Indian
Age: 21 to 70 years
Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum ShopDaily SuperCard online or by visiting a bank branch

To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Credit Cards" tab
Click on the "Apply Now" button for the Platinum ShopDaily SuperCard
Enter your personal and contact information
Upload your documents, such as your PAN card, Aadhaar card, and income proof
Submit your application
To apply at a bank branch, you can visit the nearest RBL Bank branch and ask for an application form
Fill out the form and submit it along with your documents

Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.