Bajaj Finance Platinum Shopgain Super Card

Bajaj Finance Platinum Shopgain Super Card is a shopping credit card from Bajaj Finance. Users will get 1 RBL reward point for spending ₹100.

Joining fee: ₹1499
Annual fee: Annual membership Fees: 1499 +…
Forex markup: 3.50%
Interest: upto 3.99% p.m (upto 47.88% p.a)

More Bajaj Finance cards

Welcome benefits

Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of ₹2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

Users will get 1 RBL reward point for spending ₹100
The value of 1 RBL reward point is ₹0.25
General cashback rate is 0.25%
25 reward points for every ₹100 spent on utility bill payments, up to 500 reward points per month
Effective cashback rate: 6.25%

Milestone benefits

-Zomato Pro voucher/Amazon Prime voucher on spends of ₹2 Lacs annually (exclude rental spends), 10,000 RP on spends of ₹3 Lacs & above, additional 10,000 RP on spends of ₹4 Lacs & above

Airport lounge access

4 complimentary domestic lounge access (1 per quarter)

More benefits & features

Purchases above ₹3000 can be converted into EMIs
Balance can be transferred from other Credit Card
An interest-free advance cash facility is also available
The card is globally accepted
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.; Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date;…

Fees & charges

Joining fee: ₹1499 &
Annual fee: Annual membership Fees: 1499 + taxes (second year onwards) Spend ₹1,50,000 in a year and get waiver of Next year
Foreign currency markup: 3.50%
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Late payment: Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
Cash advance: 2.5% of the cash amount withdrawn (minimum ₹500)
Fuel surcharge: 1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…
Billing cycle: 30 days
Other fees: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

What works well

Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of ₹2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Users will get 1 RBL reward point for spending ₹100
The value of 1 RBL reward point is ₹0.25
General cashback rate is 0.25%. 25 reward points for every ₹100 spent on utility bill payments, up to 500 reward points per month
Effective cashback rate: 6.25%
-Zomato Pro voucher/Amazon Prime voucher on spends of ₹2 Lacs annually (exclude rental spends), 10,000 RP on spends of ₹3 Lacs & above, additional 10,000 RP on spends of ₹4 Lacs & above

Worth knowing

No international lounge access
Have to pay high joining fees
No welcome rewards will be given to first-year free cards

Who can apply

Nationality: Indian
Age: 21 to 70 years
Employment and Credit Score: At bank's Discretion

How to apply

Here are the steps on how to apply for the RBL Bank + Bajaj Finance Platinum ShopGain Super Card: Go to the Bajaj Finserv website: https://www.bajajfinserv.in/rbl-bank-platinum-shopgain-supercard and click on the "Apply Now" button

Enter your mobile number and submit the OTP you receive
Check if you have a credit card offer
If you do, avail of the offer
Get a call from a Bajaj Finserv representative
The following documents will be required for the application: Photo ID proof (PAN card, driving license, voter ID card, passport) Address proof (Aadhaar card, utility bill, bank statement) Proof of income (salary slip, business…

Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.