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HDFC Bank Times Card Credit Platinum

HDFC Bank Times Card Credit Platinum

 Card Details
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Cons
  • Low general cashback rate.

  • Welcome Benefit: Welcome vouchers worth 5000 across shopping, apparel, dining and many more categories.

  • Reward System: Users will earn 3 reward points for every ₹150 spent. 10 reward points on every ₹150 spent on Dining spends on weekdays (1 RP= 0.30 paisa).  General cashback rate: 0.6%. Weekday dining cashback rate: 2%.

  • Users will be eligible for the Times Prime membership if they make 1 transaction in a calendar quarter.

  • Customers get 50 % discount on Movies tickets booked via BookMyshow up to Rs 600 per transaction.

  • Customers can get 15% of their bill when they use their HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.

  • Customers will get up to 20% off on online and offline - shopping, wellness and hotel stay. 

  • Users can also avail extra discount of Rs1500, up to a maximum of 15% of their dining bill. 

Rewards & Benifits
Welcome Benefits

Welcome vouchers worth 5000 across shopping, apparel, dining and many more categories.

Rewards System

Users will earn 3 reward points for every ₹150 spent. 10 reward points on every ₹150 spent on Dining spends on weekdays (1 RP= 0.30 paisa).  General cashback rate: 0.6%. Weekday dining cashback rate: 2%. 

International Forex Markup

2%.

Welcome Benefits and Reward System
Special Features

Complimentary annual Times Prime membership

Eligibility Criteria

For Salaried Indian national.
Age: 21 years to 60 years
Net monthly income: Rs 35,000 & above

For Self Employed Indian national
Age: 21 years to 65 years
Annual Income should be Rs 6,00,000 & above

Benefits
  • Welcome benefits.

  • Movie benefits.

  • Dining benefits.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Go to the HDFC Bank website and click on the "Credit Cards" tab. 

  • Click on the "Times Card Credit Platinum" link. Click on the "Apply Now" button. 

  • Fill out the application form and submit it. 

  • Here are the documents that you need to submit along with your application form:  Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return) 

  • The processing time for the application is usually 7-10 working days. 

  • Once your application is approved, you will receive the card in the mail within 15-20 working days.

Contact Details

1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.

Account Opening and Procedure

Recommended Credit Cards

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefit: Welcome vouchers worth 5000 across shopping, apparel, dining and many more categories.

  • Reward System: Users will earn 3 reward points for every ₹150 spent. 10 reward points on every ₹150 spent on Dining spends on weekdays (1 RP= 0.30 paisa).  General cashback rate: 0.6%. Weekday dining cashback rate: 2%.

  • Users will be eligible for the Times Prime membership if they make 1 transaction in a calendar quarter.

  • Customers get 50 % discount on Movies tickets booked via BookMyshow up to Rs 600 per transaction.

  • Customers can get 15% of their bill when they use their HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.

  • Customers will get up to 20% off on online and offline - shopping, wellness and hotel stay. 

  • Users can also avail extra discount of Rs1500, up to a maximum of 15% of their dining bill. 

  • Low general cashback rate.

HDFC Bank Platinum credit card is well suited for the young generation providing them with great offers and benefits on dining and entertainment. If you are a beginner and looking for a credit card then this card might just work for you. The card charges a nominal annual fee of Rs 1,000 and you get a reward rate of Rs 0.10 on redemptions and you also get accelerated reward points on weekend dining. However, if you want a credit card with a similar fee, but more saving opportunities, you should check other HDFC Bank's credit cards.

HDFC Bank Times Card Credit Platinum

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/Renewal Membership Fees ₹ 1000/- plus Applicable Taxes 

  • Cash advance fee: 2.5% or r ₹500 whichever is higher. 

  • Interest Rates: 3.60% p.m. 43.20% p.a. 

  • Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/- 

  • Foreign Currency Transactions Fees: 2%.   

  • Reward Redemption Fees: Rs. 99/-

Fuel Surcharge

1% Fuel Surcharge on fuel transactions. However. that is waived on fuel transactions.  (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle).

Billing Cycle

30 Days

Fees & Charges
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