Welcome benefit: Welcome vouchers worth 5000 across shopping, apparel, dining, and many more categories.
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HDFC Bank Titanium Times Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Welcome vouchers worth 5000 across shopping, apparel, dining, and many more categories.
Milestone Benefits
None.
Cashback Rate
Users will earn 2 reward points for every INR 150 spent.
The value of 1 RP= 0.30 paisa.
General cashback rate: 0.4%
5 reward points for every INR 150 spent on dining spends on weekdays.
Weekday dining cashback rate: 1%.
Movie Benefits
Customers will get 25% off on movie tickets booked via BookMyShow.
Dining Benefits
Weekday dining cashback rate: 1%. Extra discount of INR 1,500 up to a maximum of 10% of bill through Eazydiner app/
Other Benefits
Annual fee waiver on meeting spending milestone.
Users will be eligible for a complimentary annual Times Prime membership.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Welcome vouchers worth 5000 across shopping, apparel, dining, and many more categories.
Milestone Benefits
None.
Cashback Rate
Users will earn 2 reward points for every INR 150 spent.
The value of 1 RP= 0.30 paisa.
General cashback rate: 0.4%
5 reward points for every INR 150 spent on dining spends on weekdays.
Weekday dining cashback rate: 1%.
Movie Benefits
Customers will get 25% off on movie tickets booked via BookMyShow.
Dining Benefits
Weekday dining cashback rate: 1%. Extra discount of INR 1,500 up to a maximum of 10% of bill through Eazydiner app/
Other Benefits
Annual fee waiver on meeting spending milestone.
Users will be eligible for a complimentary annual Times Prime membership.
Lounge Access
None.
Fees & Charges
Joining Fee
Nil
Annual Fee
INR 500/- plus Applicable Taxes
Cash Advance Fee
Cash advance fee: 2.5% or r ₹500 whichever is higher.
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Joining/Renewal Membership Fees ₹ 500/- plus Applicable Taxes | Reward Redemption Fees: Rs. 99/-
Fees & Charges
Joining Fee
Nil
Annual Fee
INR 500/- plus Applicable Taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Joining/Renewal Membership Fees ₹ 500/- plus Applicable Taxes | Reward Redemption Fees: Rs. 99/-
Special Features
Users will be eligible for a complimentary annual Times Prime membership.
Eligibility Criteria
For Salaried Indian national
Age: 21 years to 60 years
Net monthly income: Rs 25,000 & above
For Self Employed Indian national
Age: 21 years to 65 years
Annual Income should be Rs 6,00,000 & above
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Click on the "Titanium Times Card" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
HDFC Bank Titanium Times Credit Card can be a highly rewarding credit card for you if movie and dining spends account for a substantial portion of the total spends on your card’s statement as it offers some of the most rewarding movie and dining benefits, at least as far as entry-level cards are concerned. You also get quite a decent reward rate on other categories of spends as well. Although you don’t get any travel benefits with this card, considering that it is an entry-level offering and comes with a nominal membership fee of just Rs. 500 per annum, it can certainly be considered one of the best cards in the market in the entertainment and dining category.
HDFC Bank Titanium Times Credit Card can be a highly rewarding credit card for you if movie and dining spends account for a substantial portion of the total spends on your card’s statement as it offers some of the most rewarding movie and dining benefits, at least as far as entry-level cards are concerned. You also get quite a decent reward rate on other categories of spends as well. Although you don’t get any travel benefits with this card, considering that it is an entry-level offering and comes with a nominal membership fee of just Rs. 500 per annum, it can certainly be considered one of the best cards in the market in the entertainment and dining category.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai