CSB Onecard Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = 0.10 Paisa.
User will get 2 reward points on spending INR 100.
General cashback rate: 0.2%
Users will get 5x reward points on top two categories of spends such as travel, groceries, entetainment.
Special cashback rate: 1%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Lifetime free card with easy application process.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = 0.10 Paisa.
User will get 2 reward points on spending INR 100.
General cashback rate: 0.2%
Users will get 5x reward points on top two categories of spends such as travel, groceries, entetainment.
Special cashback rate: 1%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Lifetime free card with easy application process.
Lounge Access
None.
Fees & Charges
Joining Fee
Primary Card Holder Nil
Annual Fee
INR 400
Cash Advance Fee
Cash Advance Fee: 2.5% of withdrawal amount (Min. 300/-)
Interest rate
Interest Rates: 3.49% P.M (Annualised 41.88%)
Late Payment Fee
Late Payment Fee Rs. 0- Rs. 99 = 0 Rs. 100 -1000 = Rs. 100 Rs. 1001-5000- Rs. 250 Rs 5001 - 10000 = Rs. 750 Rs. 10001-50000= Rs. 1000 Rs. 50001 and above = Rs. 1200
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee 3.5%
Other Fees
Reward Redemption Fee: nil
Fees & Charges
Joining Fee
Primary Card Holder Nil
Annual Fee
INR 400
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.49% P.M (Annualised 41.88%)
Late Payment Fee
Late Payment Fee Rs. 0- Rs. 99 = 0 Rs. 100 -1000 = Rs. 100 Rs. 1001-5000- Rs. 250 Rs 5001 - 10000 = Rs. 750 Rs. 10001-50000= Rs. 1000 Rs. 50001 and above = Rs. 1200
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee 3.5%
Other Fees
Reward Redemption Fee: nil
Special Features
OneCard is India’s only Mobile First Credit Card where users can manage every aspect of the card on a mobile app.
Eligibility Criteria
Age: You must be at least 18 years old to apply for a CBS Bank credit card.
Income: The minimum monthly income requirement for a CBS Bank credit card varies depending on your employment status. If you are salaried, you must have a minimum monthly income of INR 30,000. If you are self-employed, you must have a minimum annual income of INR 6 lakhs.
Employment: You must be employed for at least 1 year in a regular, full-time job to be eligible for a CBS Bank credit card.
Credit score: CBS Bank will consider your credit score when evaluating your application for a credit card. A good credit score will improve your chances of being approved for a credit card with a higher credit limit and lower interest rate.
Should be resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the CSB Bank website and click on the "Credit Cards" tab.
Click on the "One Card Credit Card" link. Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents you need to submit with your application: Proof of identity: A copy of your passport, driver's license, or voter ID card. Proof of address: A copy of your recent bank statement or utility bill. Proof of income: A copy of your latest salary slip or tax return.
Once you have submitted your application, CSB Bank will review it and get back to you within 7-10 working days.
Contact Details
1860-266-1111 ,18002669090 or you can email on customercare@csb.co.in
Account Opening and Procedure
SB Bank has collaborated with OneCard to launch the CSB Bank OneCard Credit Card which the mobile first credit card in India. As a customer you only need your smartphone to use the credit card and manage it as per your convenience. It is a lifetime-free credit card that is best suited for people who are new to credit and want to earn reward points on their purchases. One of the best features of this credit card is that it does not limit extra reward earning to certain categories but provides 5X rewards on the top 2 spend categories. However, the card is very basic and it is suitable for people who are new to credit cards and want to explore the usage of credit cards
SB Bank has collaborated with OneCard to launch the CSB Bank OneCard Credit Card which the mobile first credit card in India. As a customer you only need your smartphone to use the credit card and manage it as per your convenience. It is a lifetime-free credit card that is best suited for people who are new to credit and want to earn reward points on their purchases. One of the best features of this credit card is that it does not limit extra reward earning to certain categories but provides 5X rewards on the top 2 spend categories. However, the card is very basic and it is suitable for people who are new to credit cards and want to explore the usage of credit cards
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai