Platinum LifeEasy SuperCard.

Platinum LifeEasy SuperCard. is a premium credit card from Bajaj Finance. The value of 1 RBL reward point = ₹0.25.

Joining fee: ₹1999
Annual fee: Annual membership Fees: 1999 +…
Forex markup: 3.50%
Interest: upto 3.99% p.m (upto 47.88% p.a)

More Bajaj Finance cards

Welcome benefits

Cardholder gets Gift vouchers worth ₹2,000 on payment of joining fees and spends of ₹2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

The value of 1 RBL reward point = ₹0.25
General cashback rate: 0.25%
10% cashback on Fuel purchases
10% cashback on Ola/ Uber transactions
5% cashback on grocery expenses
All up to ₹200 per month

Milestone benefits

Gift vouchers worth ₹1,000 on crossing spends of ₹1,00,000 in a year

Movies

BookMyShow offers: A 1+1 movie ticket once a month (up to ₹200)
Cash instantly and pay back in instalments with Dial for Cash program

More benefits & features

Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee

Fees & charges

Joining fee: ₹1999 &
Annual fee: Annual membership Fees: 1999 + taxes (second year onwards) | Spend Based Waiver: Spend ₹2,00,000 in a year and get waiver of Next year
Foreign currency markup: 3.50%
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Late payment: Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
Cash advance: 2.5% of the cash amount withdrawn (minimum ₹500)
Fuel surcharge: 1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…
Billing cycle: 30 days
Other fees: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

What works well

Cardholders will get gift vouchers worth ₹2,000 on payment of joining fees and spends of ₹2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards)
The value of 1 RBL reward point = ₹0.25
General cashback rate: 0.25%
10% cashback on Fuel purchases, 10% cashback on Ola/ Uber transactions, and 5% cashback on grocery spends
All up to ₹200 per month
Gift vouchers worth ₹1,000 on crossing spends of ₹1,00,000 in a year

Worth knowing

Cashback is only available for a few heads i.e. grocery, travel (via Uber/Ola) and fuel purchases only
No cash back for other spends
High annual membership fees
Lacks standard features like International lounge visits
No welcome rewards will be given to First Year Free cards

Who can apply

Nationality: Indian
Age: 21 to 70 years
Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard online or through a Bajaj Finserv representative Here are the steps on how to apply online:

Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard
Enter your details, such as your name, email address, phone number, and date of birth
Upload your PAN card and Aadhaar card images
Select your credit limit
Read and agree to the terms and conditions
Submit your application
A Bajaj Finserv representative will contact you to verify your details and process your application

Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.