Platinum Shopsmart SuperCard
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No internation lounge access facility.
No fuel surcharge waiver benefit avaialble.
Welcome benefit: Users will get gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Reward System: 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.
Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
A 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day)
2 free visits in a year, at domestic lounges at all major airports in India.
Users can get cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
Rewards & Benifits
Welcome Benefits
Welcome benefit: Users will get a gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Rewards System
1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
The Bank + Bajaj Finance Platinum Shopsmart SuperCard is a credit card that offers a variety of benefits, including:
1+1 offer on movie tickets on BookMyShow (any day of the month, up to Rs. 200)
2 complimentary domestic airport lounge access in a year 5% cashback on grocery spends (up to Rs. 250 per month)
Welcome benefit of Rs. 500 on payment of joining fee and spends of Rs. 2,000 within 30 days of card issuance.
Annual fee waiver on spending Rs. 50,000 in a year. Interest-free cash withdrawal for up to 50 days.
Emergency advance of up to your available cash limit at 1.16% interest rate per month and no processing fee. Contactless payments.
The card also offers other benefits, such as no cost EMIs, purchase protection, and travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard online or by visiting a Bajaj Finserv branch.
To apply online, follow these steps: Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your income.
Upload your PAN card and Aadhaar card images.
Submit your application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome benefit: Users will get gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Reward System: 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.
Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
A 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day)
2 free visits in a year, at domestic lounges at all major airports in India.
Users can get cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No internation lounge access facility.
No fuel surcharge waiver benefit avaialble.
Overall, the RBL Platinum ShopSmart SuperCard is a good option for people who spend a lot on groceries and who want to earn cashback on their purchases. However, it is important to note that there is an annual fee of Rs. 499, so you will need to make sure that you will be able to earn enough cashback to offset the cost of the fee.
Platinum Shopsmart SuperCard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 999 & add-on cardholder
Annual membership Fees: 999 + GST (second year onwards) Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver of Next year Annual Fee Rs. 999
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
1% surcharge on fuel transaction value or Rs.10/- whichever is higher. (No Waiver)
Billing Cycle
30 days