Platinum Shopsmart SuperCard

Welcome benefits

• Users will get a gift voucher worth ₹500 on payment of joining fees and spends of ₹2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

• 1 RBL reward point = ₹0.25 for every 100/- spent via card
• Effective cashback rate: 0.25%
• 5% cashback on all grocery spends up to ₹250 per month

Movies

• A 1+1 Bookmyshow offer on movie tickets (up to ₹200), on any 1 Day of the month (Any Day)

More benefits & features

• The Bank + Bajaj Finance Platinum Shopsmart SuperCard is a credit card that offers a variety of benefits, including: Annual fee waiver on spending ₹50,000 in a year
• Interest-free cash withdrawal for up to 50 days
• Emergency advance of up to your available cash limit at 1.16% interest rate per month and no processing fee
• Contactless payments
• The card also offers other benefits, such as no cost EMIs, purchase protection, and travel insurance.; Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.; Unlimited… (Processing fee of 2.5% applicable; min ₹500).; Users can get cash instantly and pay back in instalments with Dial for Cash program.; Users can avail Split n Pay program and convert purchases of ₹3,000 or above into Easy Monthly Instalments (EMIs).; Xpress Cash.
• A unique feature that allows users to get an instant loan within their credit limit

Fees & charges

Joining fee

₹999 &

Annual fee

Annual membership Fees: 999 + taxes (second year onwards) Spend Based Waiver: Spend ₹1,00,000 in a year and get waiver of Next year

Foreign currency markup

3.50%

Interest rate

3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% surcharge on fuel transaction value or ₹10/- whichever is higher. (No Waiver)

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard online or by visiting a Bajaj Finserv branch

1. To apply online, follow these steps: Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard
2. Enter your personal details, such as your name, address, and contact information
3. Enter your employment details, such as your employer's name and your income
4. Upload your PAN card and Aadhaar card images
5. Submit your application