Platinum Shopsmart SuperCard
MyRupaya Ratings
Product Details
Credit Card Name :
Platinum Shopsmart SuperCard
Bank Name :
Bajaj Finance
Type :
Shopping Credit Card
Interest Rate :
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Eligibility :
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Pros
Users can Convert up to available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
Various Reward Benefits like: 5% Cash-back^^ on all Grocery spends Spend Based Waiver: Spend Rs. 50,000 in a year and get waiver of Next year Annual Fee Get 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day)
Get 2 free visit in a year, at domestic lounges at all major airports in India.
Get cash instantly and pay back in instalments with Dial for Cash. program.
Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Facility of Transfer n Pay program allows users to transfer outstanding money from other bank’s Credit Cards to your Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.
Cons
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No internation lounge access facility.
No fuel surcharge waiver benefit avaialble.
Pros & Cons
Welcome Benefits
Rewards System
1 RBL reward point= Rs 0.25 for every 100/- spent via card.
5% Cash-back^^ on all Grocery spends
Get 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day).
Effective Cashback Rate: 2.5%
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
The Bank + Bajaj Finance Platinum Shopsmart SuperCard is a credit card that offers a variety of benefits, including:
1+1 offer on movie tickets on BookMyShow (any day of the month, up to Rs. 200)
2 complimentary domestic airport lounge access in a year 5% cashback on grocery spends (up to Rs. 250 per month)
Welcome benefit of Rs. 500 on payment of joining fee and spends of Rs. 2,000 within 30 days of card issuance.
Annual fee waiver on spending Rs. 50,000 in a year. Interest-free cash withdrawal for up to 50 days.
Emergency advance of up to your available cash limit at 1.16% interest rate per month and no processing fee. Contactless payments.
The card also offers other benefits, such as no cost EMIs, purchase protection, and travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard online or by visiting a Bajaj Finserv branch.
To apply online, follow these steps: Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your income.
Upload your PAN card and Aadhaar card images.
Submit your application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Users can Convert up to available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
Various Reward Benefits like: 5% Cash-back^^ on all Grocery spends Spend Based Waiver: Spend Rs. 50,000 in a year and get waiver of Next year Annual Fee Get 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day)
Get 2 free visit in a year, at domestic lounges at all major airports in India.
Get cash instantly and pay back in instalments with Dial for Cash. program.
Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Facility of Transfer n Pay program allows users to transfer outstanding money from other bank’s Credit Cards to your Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No internation lounge access facility.
No fuel surcharge waiver benefit avaialble.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 999 & add-on cardholder
Annual membership Fees: 999 + GST (second year onwards) Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver of Next year Annual Fee Rs. 999
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
Billing Cycle
30 days