Tata Neu Infinity HDFC Bank Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app on 1st transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Milestone Benefits
None.
Cashback Rate
For every Rs. 100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app.
The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions.
Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions.
The effective cashback rate varies from 1% to 5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
Customers also get 8 complimentary domestic lounge access per calendar year and also avail up to 4 complimentary international lounge access per calendar year.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app on 1st transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Milestone Benefits
None.
Cashback Rate
For every Rs. 100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app.
The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions.
Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions.
The effective cashback rate varies from 1% to 5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
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Lounge Access
Customers also get 8 complimentary domestic lounge access per calendar year and also avail up to 4 complimentary international lounge access per calendar year.
Fees & Charges
Joining Fee
INR 1,499/- + Applicable Taxes
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
Cash advance fee: 2.5% or r ₹500 whichever is higher.
Interest rate
Interest Rates: 3.49% per month i.e. 41.88% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2 %.
Other Fees
Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes | Fuel Surcharge: 1% of the Transaction amount | Reward Redemption Fees: Rs. 99/-
Fees & Charges
Joining Fee
INR 1,499/- + Applicable Taxes
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.49% per month i.e. 41.88% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2 %.
Other Fees
Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes | Fuel Surcharge: 1% of the Transaction amount | Reward Redemption Fees: Rs. 99/-
Special Features
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > Rs 1 Lakh
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 12 Lakhs per annum
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the Tata Neu website and click on the "Credit Cards" tab.
Click on the "Tata Neu Infinity HDFC Bank Credit Card" link. Click on the "Apply Now" button.
Fill out the application form and submit it. Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
The card comes with a soid cashback rate. The card also offers a number of value add features. Overall the card is one of the best credit card in India.
The card comes with a soid cashback rate. The card also offers a number of value add features. Overall the card is one of the best credit card in India.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai