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Tata Neu Infinity HDFC Bank Credit Card

Product Details
Credit Card Name : 

Tata Neu Infinity HDFC Bank Credit Card

Bank Name :

HDFC Bank

Type :

Rewards Credit Card

Interest Rate : 

3.49% per month i.e 41.88% annually

Eligibility :

For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > Rs 1 Lakh

For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 12 Lakhs per annum

Tata Neu Infinity HDFC Bank Credit Card
Pros
  • Welcome Benefit: Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.

  • Cashback Benefits that customers can enjoy include: 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 

  • Customers can earn an additional 5% back as NeuCoins on selected categories on the Tata Neu App/Website.   

  • Customers also get 8 Complimentary Domestic Lounge Access per calendar year and also avail up to 4 Complimentary International Lounge Access per calendar year.  

Cons
  • Customers will be charged a transaction fee of $3.25 on their Credit card towards complimentary lounge access.  

  • Welcome Benefit is not applicable on Lifetime Free and First Year Free Cards.

Pros & Cons
Welcome Benefits
  • Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.

Rewards System
  • NeuCoins Redemption: You can use your NeuCoins for purchases on Tata Neu App/Wesbite for various brands.  

  • For every Rs. 100 spent you get 1NeuCoin.  

  • 1 NeuCoin = ₹1, redeemable on Tata Neu App 

  •  The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions, Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions. The effective Cashback rate varies from 1% to 5%.

International Forex Markup
  • Internation Forex Markup Charged is 2% on all foreign currency spends

Welcome Benefits and Reward System
Special Features
  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

Eligibility Criteria

For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > Rs 1 Lakh

For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 12 Lakhs per annum

Benefits


  • 5% back as NeuCoins: Earn 5 NeuCoins for every ₹100 spent on non-EMI spends across Tata Neu and partner Tata brands like Croma, Westside, BigBasket, Tata 1mg, IHCL Hotels, AirAsia India, and Qmin.

  • 1.5% back as NeuCoins: Get 1.5% NeuCoins on non-Tata brand spends and any merchant EMI spends.

  • 1.5% back as NeuCoins on UPI: Earn 1.5% NeuCoins on all UPI spends (including spends on partner Tata brands), with a maximum cap of 500 NeuCoins per calendar month.

  • Complimentary Tata Neu Prime Membership: Enjoy exclusive benefits and deals offered by the Tata Neu Prime membership for the first year.


Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Go to the Tata Neu website and click on the "Credit Cards" tab. 

  • Click on the "Tata Neu Infinity HDFC Bank Credit Card" link. Click on the "Apply Now" button. 

  • Fill out the application form and submit it. Here are the documents that you need to submit along with your application form:  Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return) 

  • The processing time for the application is usually 7-10 working days. 

  • Once your application is approved, you will receive the card in the mail within 15-20 working days.

Contact Details

1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.

Account Opening and Procedure
Tata Neu Infinity HDFC Bank Credit Card

The Tata Neu Infinity Card is a co-branded shopping card recently launched by HDFC Bank in partnership with Tata Neu. The Tata Neu Infinity Credit Card offered by HDFC Bank seems an excellent option for avid shoppers, especially those loyal to the Tata brands. The reward rate provided with this card is outstanding, and the earned Tata Neu coins are redeemable against various brands. The airport lounge access provided by the card at such a nominal annual fee is an additional advantage that might attract many individuals.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes 

  • Cash advance fee: 2.5% or r ₹500 whichever is higher. 

  • Interest Rates: 3.49% per month i.e. 41.88% p.a.  

  • Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/- 

  • Foreign Currency Transactions Fees: 2 %.  

  • Fuel Surcharge: 1% of the Transaction amount  

  • Reward Redemption Fees: Rs. 99/-

Fuel Surcharge

Fuel Surcharge: 1% Fuel Surcharge on fuel transactions. However. that is waived on fuel transactions.  ​​​​​​​(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle).

Billing Cycle

30 Days

Fees & Charges
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