3.8% p.m (45.6% p.a). 

• The value of 1 reward point = INR 0.25.

• Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.

• 2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.

• 10 reward points = 1 InterMile/1 Club Vistara point.

16% per annum on reducing balances

• The value of 1 reward point = INR 0.25. 

• Users can earn 4 reward point for every INR 100 spent. 

• General Cashback Rate: 1%.

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

• Users will get 20 reward points on domestic spends.

• 1 reward point= Up to 0.25. 

• Domestic cashback rate: 2.5%.

• User will get 40 reward points on international spends for every INR 200. 

• International Cashback Rate: 5%.

3.75% per month i.e 45% annually

• Users will get 2% cashback on purchases on the Paytm app [Mall + Movies + Mini App]. Maximum cashback is capped at INR 500 per month. 

• 1% cashback on all other spending on the Paytm app. Maximum cashback is capped at INR 250 per month.

• 0.5% cashback on all other retail spend. Maximum cashback is capped at INR 500 per month.

3.50% per month (42% per annum) from the transaction date. 

• Users will earn 2 CV points per INR 100 spent on all spends. 

• Value of 1 point = INR 0.75. Cashback percentage: 1.5%.

3.8% p.m (45.6% p.a)

• The value of 1 reward point = 0.25 Paisa.

• Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%.

• 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.

3.49% per month.

• 1 BoB Reward Point = INR 0.25. 

• Users will get 2 reward points per INR 100 on other categories. Effective cashback rate: 0.50%.

• 4 reward points on purchase made on departmental store effective cashback rate = 1%. 

• 40 reward points for every ₹100 spent on any other category including train ticket purchases on IRCTC Website and Mobile App. Cashback rate: 10%.

• Earn 4 Reward Points for every ₹100 spent on Grocery & Departmental stores, and 2 Reward Points per ₹100 on other categories.

3.6% per month. 43.20% p.a.

• Customers get 2 InterMiles per Rs. 100 spent. 

• 8 InterMiles on every Rs. 150 spent on retail spends. 

• 16 InterMiles on every Rs. 150 spent on every Hotel booked Interbook.intermiles.com. 

• 2 InterMiles on every Rs. 150 spent on fuel. 

• 1 InterMiles on every Rs. 150 spent on dining, movies, and airport lounges. 

• Value of 1 InterMiles varies from INR 0.30 to INR 1

3.8% p.m (45.60%p.a).

• 1 Reward Point = INR 0.25. 

• Users will get 4 reward points for every INR 200 on travel & dining spends, 

• Travel Dining Cashback Rate 0.5%. 

• 2 reward points for every INR 200 on all categories. 

• General Cashback Rate: 0.25%.

4% p.m. or 48% per annum

• Reward System: Cardholder will get 1 cash point on spending INR 100. 

• Value of 1 point is INR 0.1. 

• General cashback rate: 0.1%. 

• On achieving milestone spend of INR 10,000 in any month, cardholder will get 5X points for all spends made in that month. 

• Special cashback rate: 0.5%.

3.75% per month i.e. 45% per annum.  

• Users earn 4 Reward Points for every INR 200 spent on retail spends. Cashback redemption value is up to INR 0.20 per Reward Point, giving a general cashback rate of 0.40%.

•  Users earn 5X Reward Points, i.e. 20 Reward Points per INR 200 spent on Swiggy and Zomato, giving a cashback rate of 2%. 

• For flights/hotels and select restaurant redemptions, 1 Reward Point = INR 0.50, giving an effective value of 1%.

•  Exclusive catalogue redemption value is up to INR 0.35 per Reward Point, giving an effective value of 0.70%.

3.75% monthly, 45.0% annually

• 3% cash points on EMI Spends, maximum 1,000 cash points/calendar month. 

• 1 cash point = INR 0.15

• EMI Cashback Rate: 0.45%. 

• 2% cash points on utility bills, electronics, smartpay & payzapp transactions, a maximum of 500 cash points/calendar month. 

• Electronic And Transaction Cashback Rate: 0.3%.

• 1% cash points on all other spends including UPI spends, including GST payment, income tax, advance tax, maximum 500 cash points/calendar month. 

• General Cashback Rate: 0.15%. 

• A minimum of 2500 cash points is needed to redeem cash points against the statement balance. A maximum of 15,000 cash points can be earned in a statement cycle.

• Get business insurance package at discounted annual premium of INR 3,785.

2.5% per month, 30% per annum.

• Users will get a flat 0.75% back as Petals on every POS/ECOM transaction. 

• These petals can be used to redeem digital gold, cashback and other exciting rewards.

• Petals to Gold redemption rate is 1 Petal = ₹ 1 of digital gold. 

• General Cashback Rate: 0.75%

3.40% per month (49.96% per annum).

• Users will get 3 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. 

• These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you.

3.49% per month

• 1 RP= INR 0.25.

• 5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only.

• 10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%),

• 4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%).

24.58% (p.a.)

• Customers get 3 reward points for every INR 150 spent.

• Value of 1 reward point: INR 0.30

• General cashback rate: 0.6%

• Customers get 5 reward points for every INR 150 spent on supermarkets, dining, movies, and groceries. 

• Special cashback rate: 1%

3.50% per month (42% per annum). 

• Value of 1 point = INR 0.25. 

• Users will get 10 points on spending every INR 100 on CSD, dining, movies, departmental stores and groceries. Effective cashback rate: 2.5%.

•  2 reward points on all other spend per INR 100. Effective general cashback rate: 0.5%.

3.50% per month (42% per annum) from the transaction date. 

• On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair card, users can get upto 10% value back as reward points. 

• 3 reward points on every 125 spent at dining, and on standing instructions on utility bill payment. Dining & bill cashback rate: 2.4%. 

• 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%.

3.5% per month and 42% per annum.

• Value of 1 reward point = INR 0.4.

• On spending upto INR 1 Lakh users get 1 reward point for every INR 100 spent, cashback rate: 0.4% 

• On spending between INR 1 Lakh and INR 2.5 Lakh, users get 2 reward points for every INR 100 spent, cashback rate: 0.8%.

• On spending between INR 2.5 Lakh and INR 5 Lakh, users get 4 reward points for every INR 100 spent, cashback rate: 1.6%. 

• On spending above INR 5 Lakh, users get 6 reward points for every INR 100 spent, cashback rate: 2.4%.

3.83% per month, 46% annually.

• Value of 1 RP = 0.5 paisa. 

• Users will earn 2.5 reward points for every INR 100 spent on e-commerce transactions. 

• E-Commerce Cashback Rate: 1.25%.

• User will earn 1 reward point on all other sales transactions.

• General Cashback Rate: 0.5%