.webp)
Credit Card
Credit Card
Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.
Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
3.5%.
3.4% per month (or 40.8% per annum)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ICICI HPCL Coral Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
Forex Marku: 3.5%
3.4% per month (or 40.8% per annum)
2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100.
Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5% of the transaction value.
Interest rate: 3.6% per month (43.9% per annum).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Axis Bank Vistara Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Axis Bank
3.50%
Interest rate: 3.6% per month (43.9% per annum).
Users will earn 2 points for every INR 200 spent.
Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Max SBI Card Select
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 10 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Effective store cashback rate: 2.5%.
Value of 1 point = INR 0.25.
10 points will be awarded for every INR 100 on dining, movies & entertainment spent. Effective dining/entertainment cashback rate: 2.5%.
2 reward points per INR 100 spent on other retail purchases (non-fuel). Effective general cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
AU Small Finance Bank
3.5% charged on international transactions.
3.49% Per Month 41.88% annually
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Ixigo AU Travel Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
AU Small Finance Bank
Foreign Markup Fee:3.5%charged on international transactions.
3.49% Per Month 41.88% annually
1 RP = 0.25.
Users will earn 20 reward points for every ₹200 spent on Train bookings with ixigo. Effective cashback rate: 2.5%.
Users will earn 10 reward points for every ₹200 spent on online purchases. The effective cashback rate: 1.25%.
Users will earn 5 reward points for every ₹200 spent offline. Effective cashback rate: 0.625%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Spar SBI Card Select
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 10 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Effective store cashback rate: 2.5%.
Value of 1 point = INR 0.25.
10 points will be awarded for every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2.5%.
2 reward points per INR 100 spent on other retail purchases (Non-fuel). Effective general cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Kotak Mahindra Bank
Interest Rate: 3.5% per month, 42% per year
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Kotak Mojo Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Kotak Mahindra Bank
3.5
Interest Rate: 3.5% per month, 42% per year
1 RP = 0.40 Paisa.
Customers will get 5 Mojo points for every Rs.100 they spend on all KayMall spends, cashback rate: of 2%,
2.5 Mojo points for every Rs.100 on other online spends, cashback rate of 1%.
1 Mojo point for every Rs.100 on all other spends, cashback rate of 04%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
HDFC Bank
Markup fee of 2.5% on all foreign currency transactions.
3.6% per month (43.2% annually)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
6E Rewards XL IndiGo HDFC Bank Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
HDFC Bank
Foreign Currency Transactions Fees: 2.5%.
3.6% per month (43.2% annually)
1 6E Rewards = 1 Rs.
Users can earn 1 reward point for every INR 100 spent.
Customers get 5 6E rewards on spending INR 100 on IndiGo.
Indigo Cashback Rate: 5%
Customers get 3 6E rewards on spending INR 100 on grocery, dining & entertainment.
Grocery+ Cashback Rate: 2%.
Customers get 2 6E rewards on spending INR 100 on all other spends.
General Cashback Rate: 2%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IndusInd Bank
1.5% + GST at preferred destination, 3.5% + GST all other destinations.
Interest Rate: 3% per month and 36% per annum.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Indusind Bank Avios Visa Infinite Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
IndusInd Bank
Foreign Currency Markup Fee:1.5% + GST at preferred destination, 3.5% + GST all other destinations.
Interest Rate: 3% per month and 36% per annum.
Users will earn 2.5 Avios for every INR 100 spent in selected preferred international destinations for Point of Sale transactions and 1 Avios for every INR 100 spent on Qatar Airways & British Airways website and app.
Users will earn 0.5 Avios for every INR 100 spent on all other spends (Except fuel).
The value of 1 Avios varies and is not fixed, it depends on the flight you are using to book using the Avios. Typically the value of 1 Avios is between INR 0.5 and INR 1.
10% off for flight bookings made on www.qatarairways.com or the Qatar Airways mobile app.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Shaurya Select SBI Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.50% per month (42% per annum).
Value of 1 point = INR 0.25.
Users will get 10 points on spending every INR 100 on CSD, dining, movies, departmental stores and groceries. Effective cashback rate: 2.5%.
2 reward points on all other spend per INR 100. Effective general cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Paytm
3.5%.
3.75% per month i.e 45% annually
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Paytm HDFC Bank Mobile Credit Card
.webp)
Bank / CC Company
Cashback Rate
Cashback Rate
Paytm
Foreign Currency Transactions Fees: 3.5 %.
3.75% per month i.e 45% annually
Users will get 2% cashback on purchases on the Paytm app [Mall + Movies + Mini App]. Maximum cashback is capped at INR 500 per month.
1% cashback on all other spending on the Paytm app. Maximum cashback is capped at INR 250 per month.
0.5% cashback on all other retail spend. Maximum cashback is capped at INR 500 per month.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
FabIndia SBI Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.50% per month (42% per annum) from the transaction date.
Value of 1 point = INR 1.
Users will get 5 points for spending every INR 100 on FabIndia stores. Effective FabIndia store cashback rate: 5%.
2 points on spend of every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
RBL Bank Bankbazaar Savemax Pro Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Foreign Currency Transaction Fees: 3.5%
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
1 RP = 0.25 paise. General cashback rate: 0.5%.
Users will get 10x rewards points on every INR 100 spent on groceries. Maximum 1,000 reward points per month, Effective cashback rate: 2.5% (Grocery)
5x reward points on every INR 100 spent on fuel. Maximum 1,000 reward points per month, Effective cashback rate: 1.25% (Fuel)
2x rewards points on every INR 100 spent on all other purchases.
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
RBL Bank Bankbazaar Savemax Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Foreign Currency Transaction Fees: 3.5% Reward
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
1 RBL reward point is Rs 0.25.
Users will get 1 reward point whenever they spend INR 100, and users will get 5x reward points on all grocery spending.
10% cashback when spending on Zomato and BookMyShow, up to INR 100 every month. General cashback rate: 0.25%. Grocery cashback rate: 2.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Simplyclick SBI Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Value of 1 point = INR 0.25.
Users will get 10 points on spending every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra.
Special Cashback Rate: 2.5%.
5 reward points on all other online spends per INR 100.
Online Cashback Rate: 1.25%.
1 reward point on INR 100 on all other spends.
Effective General Cashback Rate: 0.25%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Aditya Birla SBI Card
%20(1).webp)
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 10 reward points per INR 100 spent on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store).
Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%.
5 reward points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%.
1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Simplyclick Advantage SBI Card
.webp)
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Value of 1 point = INR 0.25
10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra.
Special Cashback Rate: 2.5%
Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%.
Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
2%
3 % per month (42.58% per annum).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Axis Bank Magnus Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Axis Bank
Forex Markup: 2%
3 % per month (42.58% per annum).
Users can earn 6 Axis Edge rewards points on every INR 100 spent up to spent of Rs. 1,50,000 in a calendar month.
The value of each point is INR 0.2. The effective cashback rate is 1.2%.
Users will get 17.5 Edge rewards points for every RS. 100 spent post spending Rs. 1,50,000 in a calendar month. Effective cashback rate: 3.5%.
5x reward points on spending via Travel EDGE.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IndusInd Bank
3.5%
Interest Rate: 3.83% per month and 46% per annum.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Indusind Platinum Aura Edge Credit Card
.webp)
Bank / CC Company
Cashback Rate
Cashback Rate
IndusInd Bank
Foreign Currency Markup Fee:3.5% of the transaction amount.
Interest Rate: 3.83% per month and 46% per annum.
The card offers 4 different kind of reward plans:
(1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends.
(2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends.
(3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends.
(4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.5%.
3.8% p.m (45.6% p.a).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Yes Bank Wellness Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Yes Bank
Foreign Currency Markup charges: 3.50%.
3.8% p.m (45.6% p.a).
The value of 1 reward point = INR 0.25.
Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.
2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.
10 reward points = 1 InterMile/1 Club Vistara point.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Bandhan Bank
IFM- upto 3.5%
24.58% p.a.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bandhan Bank Plus Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Bandhan Bank
Foreign Currency Transactions up 3.5%
24.58% p.a.
The value of 1 reward point is worth Rs. 0.30.
Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%.
5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
- Page 8
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
2.5
3.4% per month (or 40.8% per annum)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ICICI HPCL Coral Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
Forex Marku: 3.5%
3.4% per month (or 40.8% per annum)
2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100.
Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
2.5
Interest rate: 3.6% per month (43.9% per annum).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Axis Bank Vistara Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Axis Bank
3.50%
Interest rate: 3.6% per month (43.9% per annum).
Users will earn 2 points for every INR 200 spent.
Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Max SBI Card Select
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 10 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Effective store cashback rate: 2.5%.
Value of 1 point = INR 0.25.
10 points will be awarded for every INR 100 on dining, movies & entertainment spent. Effective dining/entertainment cashback rate: 2.5%.
2 reward points per INR 100 spent on other retail purchases (non-fuel). Effective general cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
AU Small Finance Bank
2.5
3.49% Per Month 41.88% annually
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Ixigo AU Travel Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
AU Small Finance Bank
Foreign Markup Fee:3.5%charged on international transactions.
3.49% Per Month 41.88% annually
1 RP = 0.25.
Users will earn 20 reward points for every ₹200 spent on Train bookings with ixigo. Effective cashback rate: 2.5%.
Users will earn 10 reward points for every ₹200 spent on online purchases. The effective cashback rate: 1.25%.
Users will earn 5 reward points for every ₹200 spent offline. Effective cashback rate: 0.625%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Spar SBI Card Select
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 10 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Effective store cashback rate: 2.5%.
Value of 1 point = INR 0.25.
10 points will be awarded for every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2.5%.
2 reward points per INR 100 spent on other retail purchases (Non-fuel). Effective general cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Kotak Mahindra Bank
2
Interest Rate: 3.5% per month, 42% per year
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Kotak Mojo Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Kotak Mahindra Bank
3.5
Interest Rate: 3.5% per month, 42% per year
1 RP = 0.40 Paisa.
Customers will get 5 Mojo points for every Rs.100 they spend on all KayMall spends, cashback rate: of 2%,
2.5 Mojo points for every Rs.100 on other online spends, cashback rate of 1%.
1 Mojo point for every Rs.100 on all other spends, cashback rate of 04%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
HDFC Bank
2
3.6% per month (43.2% annually)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
6E Rewards XL IndiGo HDFC Bank Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
HDFC Bank
Foreign Currency Transactions Fees: 2.5%.
3.6% per month (43.2% annually)
1 6E Rewards = 1 Rs.
Users can earn 1 reward point for every INR 100 spent.
Customers get 5 6E rewards on spending INR 100 on IndiGo.
Indigo Cashback Rate: 5%
Customers get 3 6E rewards on spending INR 100 on grocery, dining & entertainment.
Grocery+ Cashback Rate: 2%.
Customers get 2 6E rewards on spending INR 100 on all other spends.
General Cashback Rate: 2%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IndusInd Bank
1
Interest Rate: 3% per month and 36% per annum.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Indusind Bank Avios Visa Infinite Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IndusInd Bank
Foreign Currency Markup Fee:1.5% + GST at preferred destination, 3.5% + GST all other destinations.
Interest Rate: 3% per month and 36% per annum.
Users will earn 2.5 Avios for every INR 100 spent in selected preferred international destinations for Point of Sale transactions and 1 Avios for every INR 100 spent on Qatar Airways & British Airways website and app.
Users will earn 0.5 Avios for every INR 100 spent on all other spends (Except fuel).
The value of 1 Avios varies and is not fixed, it depends on the flight you are using to book using the Avios. Typically the value of 1 Avios is between INR 0.5 and INR 1.
10% off for flight bookings made on www.qatarairways.com or the Qatar Airways mobile app.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month (42% per annum).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Shaurya Select SBI Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.50% per month (42% per annum).
Value of 1 point = INR 0.25.
Users will get 10 points on spending every INR 100 on CSD, dining, movies, departmental stores and groceries. Effective cashback rate: 2.5%.
2 reward points on all other spend per INR 100. Effective general cashback rate: 0.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Paytm
2
3.75% per month i.e 45% annually
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Paytm HDFC Bank Mobile Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Paytm
Foreign Currency Transactions Fees: 3.5 %.
3.75% per month i.e 45% annually
Users will get 2% cashback on purchases on the Paytm app [Mall + Movies + Mini App]. Maximum cashback is capped at INR 500 per month.
1% cashback on all other spending on the Paytm app. Maximum cashback is capped at INR 250 per month.
0.5% cashback on all other retail spend. Maximum cashback is capped at INR 500 per month.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
FabIndia SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.50% per month (42% per annum) from the transaction date.
Value of 1 point = INR 1.
Users will get 5 points for spending every INR 100 on FabIndia stores. Effective FabIndia store cashback rate: 5%.
2 points on spend of every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
2.5
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
RBL Bank Bankbazaar Savemax Pro Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Foreign Currency Transaction Fees: 3.5%
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
1 RP = 0.25 paise. General cashback rate: 0.5%.
Users will get 10x rewards points on every INR 100 spent on groceries. Maximum 1,000 reward points per month, Effective cashback rate: 2.5% (Grocery)
5x reward points on every INR 100 spent on fuel. Maximum 1,000 reward points per month, Effective cashback rate: 1.25% (Fuel)
2x rewards points on every INR 100 spent on all other purchases.
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
2.5
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
RBL Bank Bankbazaar Savemax Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Foreign Currency Transaction Fees: 3.5% Reward
Finance charges: upto 3.99% p.m (upto 47.88% p.a)
1 RBL reward point is Rs 0.25.
Users will get 1 reward point whenever they spend INR 100, and users will get 5x reward points on all grocery spending.
10% cashback when spending on Zomato and BookMyShow, up to INR 100 every month. General cashback rate: 0.25%. Grocery cashback rate: 2.5%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Simplyclick SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Value of 1 point = INR 0.25.
Users will get 10 points on spending every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra.
Special Cashback Rate: 2.5%.
5 reward points on all other online spends per INR 100.
Online Cashback Rate: 1.25%.
1 reward point on INR 100 on all other spends.
Effective General Cashback Rate: 0.25%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Aditya Birla SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 10 reward points per INR 100 spent on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store).
Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%.
5 reward points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%.
1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Simplyclick Advantage SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Value of 1 point = INR 0.25
10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra.
Special Cashback Rate: 2.5%
Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%.
Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
1.2
3 % per month (42.58% per annum).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Axis Bank Magnus Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Axis Bank
Forex Markup: 2%
3 % per month (42.58% per annum).
Users can earn 6 Axis Edge rewards points on every INR 100 spent up to spent of Rs. 1,50,000 in a calendar month.
The value of each point is INR 0.2. The effective cashback rate is 1.2%.
Users will get 17.5 Edge rewards points for every RS. 100 spent post spending Rs. 1,50,000 in a calendar month. Effective cashback rate: 3.5%.
5x reward points on spending via Travel EDGE.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IndusInd Bank
2
Interest Rate: 3.83% per month and 46% per annum.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Indusind Platinum Aura Edge Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IndusInd Bank
Foreign Currency Markup Fee:3.5% of the transaction amount.
Interest Rate: 3.83% per month and 46% per annum.
The card offers 4 different kind of reward plans:
(1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends.
(2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends.
(3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends.
(4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Yes Bank
2.5
3.8% p.m (45.6% p.a).
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Yes Bank Wellness Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Yes Bank
Foreign Currency Markup charges: 3.50%.
3.8% p.m (45.6% p.a).
The value of 1 reward point = INR 0.25.
Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.
2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.
10 reward points = 1 InterMile/1 Club Vistara point.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bandhan Bank
1
24.58% p.a.
Cashback Rate
MyRupaya Ratings :-
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Bandhan Bank Plus Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Bandhan Bank
Foreign Currency Transactions up 3.5%
24.58% p.a.
The value of 1 reward point is worth Rs. 0.30.
Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%.
5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
- Page 1
- Page 1
- Page 1