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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Dhanam Basic Savings Bank Deposit Account - Small

Dhanam Basic Savings Bank Deposit Account - Small

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Suryoday Savings Supreme

Suryoday Savings Supreme

Premium savings account from Suryoday Small Finance Bank.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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PNB Basic Saving Bank Deposit Account

PNB Basic Saving Bank Deposit Account

Basic saving account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Saving account

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Ujjivan Senior Citizen Saving Account

Ujjivan Senior Citizen Saving Account

Senior saving account comes from Ujjivan.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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IOB - SB Silver II

IOB - SB Silver II

Interest Rate

Balance Upto Rs. 25 Lacs-2.75%. Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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AU ABHI Saving Account

AU ABHI Saving Account

Interest Rate

Upto 5 Lakh: 3.00%. Between 5 and 10 Lakh: 5%.Between 10 Lakh and 25 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IOB SB DEFCOM

IOB SB DEFCOM

Interest Rate

Balance Upto Rs. 25 Lacs: 2.75%. Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Power Salute Digital Salary Account

Axis Power Salute Digital Salary Account

Power Salute Digital Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Axis Arise Women's Savings Account

Axis Arise Women's Savings Account

Savings account specially designed for women.

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Savings Account

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BOI Super Savings Plus Scheme

BOI Super Savings Plus Scheme

The star savings account is designed for privileged customers to maximise their earnings.

Interest Rate

Upto ₹ 1.00 lakhs -2.75 and above ₹ 1.00 lakhs - 2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB Young India

CUB Young India

Savings account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Saving

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Indian Bank Savings Bank Account for Pensioners Review

Indian Bank Savings Bank Account for Pensioners Review

Interest Rate

Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

Account Type

Savings

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Suryoday Insta Saving Account

Suryoday Insta Saving Account

Savings bank account from Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

Account Opening Fee

Account Type

10,000

Account Type

Saving

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FedSalary Premium

FedSalary Premium

Salary Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Bank Savings Value

Yes Bank Savings Value

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Saving

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Normal SB Rakshak Account

Normal SB Rakshak Account

A dedicated salary account product for defence and police forces.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Ujjivan Privilege Salary Account

Ujjivan Privilege Salary Account

Salary savings account from Ujjivan.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Salary/saving

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IDFC First Power Account

IDFC First Power Account

Savings Account from IDFC Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Baroda Professional Saving Bank Account

Baroda Professional Saving Bank Account

Account specially designed for professionals holding government-approved degree.

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Nainital Small Account

Nainital Small Account

Interest Rate

2.85%

Account Opening Fee

Account Type

0

Account Type

Saving

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Dhanam Basic Savings Bank Deposit Account - Small

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Savings Supreme

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Unlimited free through any channel

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Basic Saving Bank Deposit Account

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Senior Citizen Saving Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB - SB Silver II

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75%. Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU ABHI Saving Account

AU Small Finance Bank

Interest Rate

Upto 5 Lakh: 3.00%. Between 5 and 10 Lakh: 5%.Between 10 Lakh and 25 Crore: 7%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IOB SB DEFCOM

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs: 2.75%. Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Power Salute Digital Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Arise Women's Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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BOI Super Savings Plus Scheme

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75 and above ₹ 1.00 lakhs - 2.90

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB Young India

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Up to Rs 1000-Re 1 and For Above Rs.25001 to Rs.2 Lakh - Rs. 7.50

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Bank Savings Bank Account for Pensioners Review

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Insta Saving Account

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

5 free via Net Banking/Mobile Banking. IMPS Payment (Outward) Upto INR 100,000 per transaction: INR 5. Above INR 100,000 to INR 500,000 per transaction: INR 10.

Account Opening Fe

10,000

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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FedSalary Premium

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Savings Value

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Normal SB Rakshak Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Privilege Salary Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC First Power Account

IDFC First Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Professional Saving Bank Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free through Baroda Connect / bobWorld /Branch..

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Nainital Small Account

Nainital Bank

Interest Rate

2.85%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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