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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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IDBI Bank Indian Army Salary Account

IDBI Bank Indian Army Salary Account

Salary Account for the Indian Army

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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KVB Shakthi for Women

KVB Shakthi for Women

KVB Shakthi is a special savings account designed for women.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0.

Account Type

Savings Account.

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IDBI Gold Salary Account

IDBI Gold Salary Account

Salary Account from IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Federal Bank Infinite Saving Account

Federal Bank Infinite Saving Account

Account with cashback on UPI transactions, zero forex charges, and a physical debit card.

Interest Rate

3.00

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Mahila Sree Savings Account

ESAF Mahila Sree Savings Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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UBI Image Basic Saving Bank Deposits Account-Small Accounts (BSBDS)

UBI Image  Basic Saving Bank Deposits Account-Small Accounts (BSBDS)

​

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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IDFC First Corporate Salary Account

IDFC First Corporate Salary Account

Salary Account from IDFC First Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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My First Yes

My First Yes

Savings account for kids

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Saving

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IDBI Advantage Account

IDBI Advantage Account

Savings Account from IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

0

Account Type

Saving

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DCB SmartCash Savings Account

DCB SmartCash Savings Account

​

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Jana Saving Plus Account

Jana Saving Plus Account

Saving account from Jana Small Finance Bank.

Interest Rate

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Special SB Scheme variant-II (SB High Net worth individuals) (SBHNI)

Special SB Scheme variant-II (SB High Net worth individuals) (SBHNI)

Account specially designed for High Networth Individuals

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of India Platinum Savings Bank Account General

Bank of India Platinum Savings Bank Account General

A basic savings account by Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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DCB Privilege Savings Account

DCB Privilege Savings Account

Premium Savings Account from DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Baljyoti Savings Account

ESAF Baljyoti Savings Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Regular Savings Account

ESAF Regular Savings Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Shivalik Saving Silver

Shivalik Saving Silver

​

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Account Opening Fee

Account Type

N.A.

Account Type

Saving

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PNB Secured Saving Scheme

PNB Secured Saving Scheme

Secured savings Account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Savings Account

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PNB Unnati Saving Account

PNB Unnati Saving Account

Unnati savings account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.7% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Power Plus Saving Account

Fed Power Plus Saving Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IDBI Bank Indian Army Salary Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Shakthi for Women

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Gold Salary Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Infinite Saving Account

Federal Bank

Interest Rate

3.00

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Mahila Sree Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Image Basic Saving Bank Deposits Account-Small Accounts (BSBDS)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC First Corporate Salary Account

IDFC First Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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My First Yes

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Advantage Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free through Net /MobileBanking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB SmartCash Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Jana Saving Plus Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

Free.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Special SB Scheme variant-II (SB High Net worth individuals) (SBHNI)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Platinum Savings Bank Account General

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Privilege Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Baljyoti Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Regular Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Shivalik Saving Silver

Shivalik Small Finance Bank

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Upto Rs. 2,000(5 transactions free per day) - 2 , 2001 to 5000 - 2, 5001 to 25000 - 4, 25,001 to 1,00,000 - 8, 1,00,001 to 10,00,000 - 15

Account Opening Fe

N.A.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Secured Saving Scheme

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Unnati Saving Account

Punjab National Bank

Interest Rate

Upto 10 lakh-2.7% and above 10 lakh 2.75 %

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Power Plus Saving Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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