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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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KBL SB Salary Account - Classic

KBL SB Salary Account - Classic

Salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary

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Baroda Mahila Shakti Saving Account

Baroda Mahila Shakti Saving Account

Account specially designed for women.

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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CSB Platinum Savings Account

CSB Platinum Savings Account

Savings account from CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Fed SB Plus Account

Fed SB Plus Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IDFC Savings Account

IDFC Savings Account

Savings Account from IDFC Bank

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Salary Account (Gold 50)

PNB Salary Account (Gold 50)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Ujjivan Garima Saving Account

Ujjivan Garima Saving Account

Women savings account from Ujjivan.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5% Above 5 Lakh And Upto 25 Lakh 7.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Corporate Salary Package (CSP)

Corporate Salary Package (CSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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UBI Savings Flexi Deposit Scheme (SBNFP)

UBI Savings Flexi Deposit Scheme (SBNFP)

Saving account from Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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bob Government Employee Salary Account

bob Government Employee Salary Account

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salary Account

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IPPB Digital Savings Account

IPPB Digital Savings Account

Digital Savings Account from Indian Post Payment Bank

Interest Rate

2% per annum.

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB Salary Plus

CUB Salary Plus

Salary Account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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PNB Salary Account (Premium 100)

PNB Salary Account (Premium 100)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Grand - Savings Account for Senior Citizens

Grand - Savings Account for Senior Citizens

​

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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Central Armed Police Salary Package(CAPSP)(Serving Personnel)

Central Armed Police Salary Package(CAPSP)(Serving Personnel)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Suryodaya Savings Ujjwal

Suryodaya Savings Ujjwal

​

Interest Rate

Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%

Account Opening Fee

Account Type

​

Account Type

Saving

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Union Muskaan (SBMUS)

Union Muskaan (SBMUS)

Savings account specially designed for children.

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving Account

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IB Salaam

IB Salaam

​

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

NIL

Account Type

Savings

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Kotak Samman Savings Account

Kotak Samman Savings Account

​

Interest Rate

For balance upto Rs.50 lakhs-3.50%p.a and Rs.50 Lakhs-4%p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Samman Saving Account

PNB Samman Saving Account

Account for pensioner/prospective pensioner including all the employees retired from the bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Saving account

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KBL SB Salary Account - Classic

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Mahila Shakti Saving Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Platinum Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed SB Plus Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Savings Account

IDFC Bank Limited

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Gold 50)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Garima Saving Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5% Above 5 Lakh And Upto 25 Lakh 7.25%

Inward – Nil
Outward–Up to Rs.100,000- Rs.5/-
Rs.1 lac to 2 lac – Rs.15/-
Free if done online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Corporate Salary Package (CSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Savings Flexi Deposit Scheme (SBNFP)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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bob Government Employee Salary Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IPPB Digital Savings Account

India Post Payment Bank Limited

Interest Rate

2% per annum.

INR 5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB Salary Plus

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Premium 100)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Grand - Savings Account for Senior Citizens

Kotak Mahindra Bank

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Central Armed Police Salary Package(CAPSP)(Serving Personnel)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryodaya Savings Ujjwal

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%

5 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10

Account Opening Fe

​

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Muskaan (SBMUS)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IB Salaam

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

​

Account Opening Fe

NIL

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Samman Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto Rs.50 lakhs-3.50%p.a and Rs.50 Lakhs-4%p.a.

Up to 10000: 5; 10001 to 100000: 5;
100001 to 500000: 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Samman Saving Account

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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