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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Yes Vijay Defence Pension Account

Yes Vijay Defence Pension Account

Salary Savings Account for the Defence Forces.

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Baroda Salary Classic Account

Baroda Salary Classic Account

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

salaried

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KVB Regular Savings

KVB Regular Savings

Regular savings accoutn from KVB.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account

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BOI Savings Plus Scheme

BOI Savings Plus Scheme

A mix of Savings Bank account and Term Deposit account.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Burgundy Digital Savings Account

Axis Burgundy Digital Savings Account

Burgundy Digital Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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KBL SB Salary Account - Prime

KBL SB Salary Account - Prime

Salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary

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PNB Salary Account (Silver 25)

PNB Salary Account (Silver 25)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Standard Savings Account

Standard Savings Account

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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KBL SB Salary Account - Classic

KBL SB Salary Account - Classic

Salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary

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Baroda Mahila Shakti Saving Account

Baroda Mahila Shakti Saving Account

Account specially designed for women.

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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CSB Platinum Savings Account

CSB Platinum Savings Account

Savings account from CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Fed SB Plus Account

Fed SB Plus Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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IDFC Savings Account

IDFC Savings Account

Savings Account from IDFC Bank

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Salary Account (Gold 50)

PNB Salary Account (Gold 50)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Ujjivan Garima Saving Account

Ujjivan Garima Saving Account

Women savings account from Ujjivan.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5% Above 5 Lakh And Upto 25 Lakh 7.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Corporate Salary Package (CSP)

Corporate Salary Package (CSP)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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UBI Savings Flexi Deposit Scheme (SBNFP)

UBI Savings Flexi Deposit Scheme (SBNFP)

Saving account from Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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bob Government Employee Salary Account

bob Government Employee Salary Account

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salary Account

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IPPB Digital Savings Account

IPPB Digital Savings Account

Digital Savings Account from Indian Post Payment Bank

Interest Rate

2% per annum.

Account Opening Fee

Account Type

0

Account Type

Saving

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CUB Salary Plus

CUB Salary Plus

Salary Account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Vijay Defence Pension Account

Yes Bank

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Salary Classic Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Regular Savings

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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BOI Savings Plus Scheme

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Burgundy Digital Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL SB Salary Account - Prime

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Silver 25)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Standard Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL SB Salary Account - Classic

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Mahila Shakti Saving Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Platinum Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed SB Plus Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Savings Account

IDFC Bank Limited

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Gold 50)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Garima Saving Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5% Above 5 Lakh And Upto 25 Lakh 7.25%

Inward – Nil
Outward–Up to Rs.100,000- Rs.5/-
Rs.1 lac to 2 lac – Rs.15/-
Free if done online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Corporate Salary Package (CSP)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Savings Flexi Deposit Scheme (SBNFP)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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bob Government Employee Salary Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IPPB Digital Savings Account

India Post Payment Bank Limited

Interest Rate

2% per annum.

INR 5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB Salary Plus

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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