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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Jana Regular Saving Account

Jana Regular Saving Account

Saving account from Jana Small Finance Bank.

Interest Rate

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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PSB-Premier Savings Bank Accounts

PSB-Premier Savings Bank Accounts

Premium Savings Account

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings

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Baroda Advantage Saving Account

Baroda Advantage Saving Account

Interest Rate

Upto 1 lakh-2.7% and Above 1 lakh but less than 100cr -2.75 %p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara SB Galaxy

Canara SB Galaxy

Savings Account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Naini Mahila Samrudhi Saving Bank Account

Naini Mahila Samrudhi Saving Bank Account

Interest Rate

2.85%

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Salary Account (Titanium)

PNB Salary Account (Titanium)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Gold Pensioners Account

Gold Pensioners Account

This account is designed to offer a host of banking benefits that makes the retirement period more convenient.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Jana Digigen Account

Jana Digigen Account

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Ashray Deposit Scheme (For Senior Citizen)

Ashray Deposit Scheme (For Senior Citizen)

Interest Rate

Balance of less than Rs. 50 Lakh-2.90 and Balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.

Account Opening Fee

Account Type

0

Account Type

Saving

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Prestige Savings for HNIs

Prestige Savings for HNIs

KVB Prestige Savings For HNI is a special savings account designed to meet the needs of HNIs.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0 .

Account Type

Savings Account.

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Baroda SB Self Help Group

Baroda SB Self Help Group

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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Bank of Maharashtra Salary account

Bank of Maharashtra Salary account

Interest Rate

2.75%

Account Opening Fee

Account Type

Account can be opened with zero balance. The initial credit could be by way of cheque/credit of
salary/other instruments, etc

Account Type

Salary

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Dhanam Genius

Dhanam Genius

Interest Rate

Upto Rs.1 Lakh -2.5% and Above Rs.1 Lakh and upto Rs.5 Lakh-2.75%. Above Rs.5 Lakh and upto Rs.50 Lakh-3.25%. Above Rs.50 Lakh: 4%

Account Opening Fee

Account Type

0

Account Type

Saving

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Indian Overseas Bank BSBDA

Indian Overseas Bank BSBDA

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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Plus Saving Account

Plus Saving Account

Saving account with a free virtual debit card.

Interest Rate

3.00%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bandhan Bank BSBDA Savings Account

Bandhan Bank BSBDA Savings Account

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Junior Saving Account

Canara Junior Saving Account

Savings bank account for minors from Canara Bank

Interest Rate

2.9%

Account Opening Fee

Account Type

0

Account Type

Saving

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IDFC Minor Saving Account

IDFC Minor Saving Account

Savings account for minor.

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Pradhan Mantri Jan-Dhan Yojana

Pradhan Mantri Jan-Dhan Yojana

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Saving

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Classic Pratham Savings Account

Classic Pratham Savings Account

Pratham Savings Account is designed for the dynamic and ambitious youth of the nation, it’s a perfect account to inculcate the habit of saving early.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Jana Regular Saving Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

Free.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PSB-Premier Savings Bank Accounts

Punjab and Sindh Bank

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Upto Rs. 25000 - Nil (Branch Mode) - Nil (Online Mode)
Over Rs.25000 - Rs.50000 - Rs.7 per Txn.(Branch Mode) Rs.5 per Txn. (Online Mode)
Over Rs.50000/- upto Rs.1 lac - Rs.12 per Txn (Branch Mode)- Rs.10 per Txn. (Online Mode)
Over Rs.1 Lac upto Rs.2 Lac - Rs.20 per Txn. (Branch Mode) - Rs.15 per Txn. (Online Mode)

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Advantage Saving Account

Bank of Baroda

Interest Rate

Upto 1 lakh-2.7% and Above 1 lakh but less than 100cr -2.75 %p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara SB Galaxy

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free for online transactions

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Naini Mahila Samrudhi Saving Bank Account

Nainital Bank

Interest Rate

2.85%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Salary Account (Titanium)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Gold Pensioners Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Jana Digigen Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Upto INR 1,000 – NIL; INR 1,001 to INR 1 lakh - INR 5; > INR 1 lakh to ₹ 5 lakh - ₹ 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ashray Deposit Scheme (For Senior Citizen)

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90 and Balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.

Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Prestige Savings for HNIs

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0 .

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda SB Self Help Group

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of Maharashtra Salary account

Bank of Maharashtra

Interest Rate

2.75%

Not mentioned

Account Opening Fe

Account can be opened with zero balance. The initial credit could be by way of cheque/credit of
salary/other instruments, etc

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam Genius

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -2.5% and Above Rs.1 Lakh and upto Rs.5 Lakh-2.75%. Above Rs.5 Lakh and upto Rs.50 Lakh-3.25%. Above Rs.50 Lakh: 4%

Amount from Rs.1 and upto Rs.1 Lakh-free and Amounts above Rs.1 Lakh and upto Rs.2 Lakh is free.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Overseas Bank BSBDA

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Plus Saving Account

Federal Bank

Interest Rate

3.00%

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bandhan Bank BSBDA Savings Account

Bandhan Bank

Interest Rate

Daily Balance up to ₹1 lakh -3.00% and Daily Balance above ₹1 lakh to ₹10 lakh -6.00%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Junior Saving Account

Canara Bank

Interest Rate

2.9%

Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Minor Saving Account

IDFC First Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Pradhan Mantri Jan-Dhan Yojana

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Classic Pratham Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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