Product Details
Bank Name
Yes Bank
Account Name
Smart Salary Exclusive
Account Type
Salary Account
Interest Rate
Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.
Free Debit Card
Engage Debit Card, Free subject to salary credit of Rs.10,000 or above in any of the succeeding three months of account opening month.
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Rs. 399, if a salary credit of Rs.10,000 or above in any of the succeeding three months of account opening month does not happen.
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
Smart Salary Exclusive
Special Features
Users can open free demat account with 50% AMC waiver for the first year.
Complimentary debit card loaded with offers on BookMyShow, Shopping & Lifestyle.
Users can earn up to 8000 YES Rewardz in the first 90 days of account opening.
Eligibility Criteria
Monthly net salary credit of Rs. 20,000 and above.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
24/7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility.
Free SMS & Email alert facility.
Users can open free demat account with 50% AMC waiver for the first year.
Complimentary debit card loaded with offers on BookMyShow, Shopping & Lifestyle.
Cons
Limited benefits.
Low interest rates.
Application Procedure
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