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State Bank of India Credit Cards

State Bank of India (SBI) is a prominent banking institution in India, known for its extensive range of financial products and services, including a diverse array of credit cards. SBI credit cards are tailored to cater to various consumer needs, offering benefits across multiple categories such as travel, shopping, fuel, and dining. The worthiness of SBI credit cards can be attributed to their comprehensive rewards programs, competitive interest rates, and the bank's nationwide acceptance and customer service.

South Indian Bank SBI Platinum Credit Card

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

South Indian Bank SBI Platinum Credit Card

Welcome Benefit: Get voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

Yatra SBI Card

Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.

Yatra SBI Card

Welcome Benefit: Get Yatra.com vouchers worth INR 8,250 for free.

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

BPCL SBI Card Octane

Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%

BPCL SBI Card Octane

Welcome Benefit: Get 6000 bonus reward points worth INR 1500 on payment of annual fees.

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

Reliance SBI Card

Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.

Reliance SBI Card

Welecome Benefit: Get Reliance Retail voucher worth INR 500 as welcome benefit.

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

Etihad Guest SBI Premier Card

Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend. 

Etihad Guest SBI Premier Card

Welcome Benefit: Get 5000 Etihad guest miles and Etihad guest gold tier status.

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

PSB SimplySAVE SBI Card

Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other  spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%

PSB SimplySAVE SBI Card

Welecome Benefit: Spend INR 2,000 or more in first sixty days and get 2,000 reward points

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

Air India SBI Signature Card

Reward System: Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%.

Air India SBI Signature Card

Welcome Benefit: Get 20,000 reward points as a welcome gift on the payment of your joining fee. Also get free membership to the Air India Frequent Flyer Program - Flying Returns.

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

Spar SBI Card Prime

Reward System: 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.

Spar SBI Card Prime

Welecome Benefit: Get 12,000 rewards points equivelant to INR 3,000 on payment of annual fee. 

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

KVB SBI Signature Card

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

KVB SBI Signature Card

Welcome Benefit: Get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

Karnataka Bank SBI Card Prime

  • Earn Two Rewards Point for every ₹100 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions. (Each point will worth ₹0.25). 

  • Points Redeemable against Cash / Catalogue. 

  • Effective cashback rate= 2%.

Karnataka Bank SBI Card Prime
₹3,000 worth vouchers on realization of joining fee of ₹2999 from any one of our partners.

Welcome Benefits

resident of India.
minimum age of 21 years.
minimum annual income of Rs. 3 lakhs.
must have a good credit history.

Eligibility

UCO Bank SBI Card Elite

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

UCO Bank SBI Card Elite

Welcome Benefit: Welcome gift Voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.

Welcome Benefits

Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.

Eligibility

Shaurya SBI Card

Reward System: Get 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 1.25%. Get 1 reward points on all other spends per INR 100. Effective general cashback rate: 0.25%. 

Shaurya SBI Card

Welcome Benefit: Get 1000 reward points as welcome benefit.

Welcome Benefits

Age: You must be minimum 21 and maximum 70 years old.
Occupation: You must be employed with the army, navy, airforce, or coastguard.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Eligibility

South Indian Bank SBI Platinum Credit Card

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

average rating is 3 out of 5

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

South Indian Bank

1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum Surcharge waiver of Rs.250 per statement cycle, per credit card account.

3.50% per month (42% per annum) from the transaction date. 

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 Days

3.5%

Interest Rate

Cashback Rate

3.50% per month (42% per annum) from the transaction date. 

3.5%

South Indian Bank

MyRupaya Ratings :-

average rating is 3 out of 5

MyRupaya Ratings

Bank / CC Company

Interest Rate

Forex Mark-Up

Yatra SBI Card

Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.

average rating is 3 out of 5

Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.

State Bank Of India

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.

3.50% per month (42% per annum) from the transaction date. 

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 days.

3.5%.

Interest Rate

Cashback Rate

3.50% per month (42% per annum) from the transaction date. 

3.5%.

State Bank Of India

MyRupaya Ratings :-

average rating is 3 out of 5

MyRupaya Ratings

Bank / CC Company

Interest Rate

Forex Mark-Up

BPCL SBI Card Octane

Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%

average rating is 3 out of 5

Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%

State Bank Of India

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.

3.50% per month (42% per annum) from the transaction date. 

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 Days.

3.5%.

Interest Rate

Cashback Rate

3.50% per month (42% per annum) from the transaction date. 

3.5%.

State Bank Of India

MyRupaya Ratings :-

average rating is 3 out of 5

MyRupaya Ratings

Bank / CC Company

Interest Rate

Forex Mark-Up

Reliance SBI Card

Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.

average rating is 3 out of 5

Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.

State Bank Of India

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.

3.50% per month (42% per annum) from the transaction date. 

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 Days.

3.5%.

Interest Rate

Cashback Rate

3.50% per month (42% per annum) from the transaction date. 

3.5%.

State Bank Of India

MyRupaya Ratings :-

average rating is 3 out of 5

MyRupaya Ratings

Bank / CC Company

Interest Rate

Forex Mark-Up

Etihad Guest SBI Premier Card

Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend. 

average rating is 3 out of 5

Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend. 

State Bank Of India

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.

3.50% per month (42% per annum) from the transaction date. 

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 days.

3.5%.

Interest Rate

Cashback Rate

3.50% per month (42% per annum) from the transaction date. 

3.5%.

State Bank Of India

MyRupaya Ratings :-

average rating is 3 out of 5

MyRupaya Ratings

Bank / CC Company

Interest Rate

Forex Mark-Up

PSB SimplySAVE SBI Card

Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other  spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%

average rating is 3 out of 5

Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other  spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%

Punjab and Sindh Bank

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.

3.50% per month (42% per annum) from the transaction date. 

Credit Card Cycle

Forex Rate

Cashback Rate

Credit Card Issuer

Fuel Surchage

30 days.

3.5%.

Interest Rate

Cashback Rate

3.50% per month (42% per annum) from the transaction date. 

3.5%.

Punjab and Sindh Bank

MyRupaya Ratings :-

average rating is 3 out of 5

MyRupaya Ratings

Bank / CC Company

Interest Rate

Forex Mark-Up