State Bank of India Credit Cards
State Bank of India (SBI) is a prominent banking institution in India, known for its extensive range of financial products and services, including a diverse array of credit cards. SBI credit cards are tailored to cater to various consumer needs, offering benefits across multiple categories such as travel, shopping, fuel, and dining. The worthiness of SBI credit cards can be attributed to their comprehensive rewards programs, competitive interest rates, and the bank's nationwide acceptance and customer service.
South Indian Bank SBI Platinum Credit Card
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Welcome Benefit: Get voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
Yatra SBI Card
Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
Welcome Benefit: Get Yatra.com vouchers worth INR 8,250 for free.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
BPCL SBI Card Octane
Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
Welcome Benefit: Get 6000 bonus reward points worth INR 1500 on payment of annual fees.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
Reliance SBI Card
Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.
Welecome Benefit: Get Reliance Retail voucher worth INR 500 as welcome benefit.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
Welcome Benefit: Get 5000 Etihad guest miles and Etihad guest gold tier status.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
PSB SimplySAVE SBI Card
Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%
Welecome Benefit: Spend INR 2,000 or more in first sixty days and get 2,000 reward points
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
Air India SBI Signature Card
Reward System: Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%.
Welcome Benefit: Get 20,000 reward points as a welcome gift on the payment of your joining fee. Also get free membership to the Air India Frequent Flyer Program - Flying Returns.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
Spar SBI Card Prime
Reward System: 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Welecome Benefit: Get 12,000 rewards points equivelant to INR 3,000 on payment of annual fee.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
KVB SBI Signature Card
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Welcome Benefit: Get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
Welcome Benefits
resident of India.
minimum age of 21 years.
minimum annual income of Rs. 3 lakhs.
must have a good credit history.
Eligibility
UCO Bank SBI Card Elite
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Welcome Benefit: Welcome gift Voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.
Welcome Benefits
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.
Eligibility
Welcome Benefit: Get 1000 reward points as welcome benefit.
Welcome Benefits
Age: You must be minimum 21 and maximum 70 years old.
Occupation: You must be employed with the army, navy, airforce, or coastguard.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Eligibility
South Indian Bank SBI Platinum Credit Card
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
South Indian Bank
1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum Surcharge waiver of Rs.250 per statement cycle, per credit card account.
3.50% per month (42% per annum) from the transaction date.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%
Interest Rate
Cashback Rate
3.50% per month (42% per annum) from the transaction date.
3.5%
South Indian Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Yatra SBI Card
Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
State Bank Of India
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.
3.50% per month (42% per annum) from the transaction date.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 days.
3.5%.
Interest Rate
Cashback Rate
3.50% per month (42% per annum) from the transaction date.
3.5%.
State Bank Of India
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
BPCL SBI Card Octane
Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
State Bank Of India
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.
3.50% per month (42% per annum) from the transaction date.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%.
Interest Rate
Cashback Rate
3.50% per month (42% per annum) from the transaction date.
3.5%.
State Bank Of India
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Reliance SBI Card
Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.
Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.
State Bank Of India
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.
3.50% per month (42% per annum) from the transaction date.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%.
Interest Rate
Cashback Rate
3.50% per month (42% per annum) from the transaction date.
3.5%.
State Bank Of India
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Etihad Guest SBI Premier Card
Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend.
Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend.
State Bank Of India
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.
3.50% per month (42% per annum) from the transaction date.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 days.
3.5%.
Interest Rate
Cashback Rate
3.50% per month (42% per annum) from the transaction date.
3.5%.
State Bank Of India
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
PSB SimplySAVE SBI Card
Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%
Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%
Punjab and Sindh Bank
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.
3.50% per month (42% per annum) from the transaction date.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 days.
3.5%.
Interest Rate
Cashback Rate
3.50% per month (42% per annum) from the transaction date.
3.5%.
Punjab and Sindh Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up