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CUB - SBI Simply SAVE Card

Product Details
Credit Card Name : 

CUB - SBI Simply SAVE Card

Bank Name :

City Union Bank

Type :

Rewards Credit Card

Interest Rate : 

3.35%

Eligibility :

Salaried individual - 21 years or above.

Retired pensioner within the age group of 40-70 years.

Self-Employed individuals above the age group of 25 years

CUB - SBI Simply SAVE Card
Pros
  • By spending  INR 2,000 or more in first 60 days the customers can get 2,000 bonus Reward Points. 

  • Welcome Offer: Get Rs. 100 cashback on your first ATM cash withdrawal, if done within 30 days of receiving your Credit Card

  • Customers can enjoy 10 Reward Points per INR 150 spent on Dining, Movies, Departmental Stores and Grocery Spends. 

  • Transact between INR 500 to INR 3,000 at any Petrol pump in India and get freedom from paying the 1% Fuel Surcharge. 

  • Customers can get an annual membership fee reversal from the second year of their subscription. (Minimum Spent required of INR 1,00,000 or more). 

  • Globally accepted card. 

Cons
  • No fuel benefits 

  • High finance charges 

  • Less additional features

Pros & Cons
Welcome Benefits

Get Rs. 100 cashback on your first ATM cash withdrawal, if done within 30 days of receiving your Credit Card

Rewards System

Earn 1 Reward Point per INR 150 spent on all your other spends 

10 Reward Points per INR150 spent on Dining, Movies, Departmental Stores and Grocery Spends

(4 Reward Points = Rs. 1)

1 RP = 0.25. 

Effective Cashback Rate: 2.5%

International Forex Markup
Foreign Currency Transaction fee: 3.5%
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Salaried individual - 21 years or above.

Retired pensioner within the age group of 40-70 years.

Self-Employed individuals above the age group of 25 years

Benefits
Benefits The CUB - SBI Simply SAVE Card offers a number of benefits, including: 5% cashback on fuel, groceries, and utility bills 1% cashback on all other spends Zero liability on lost cards Interest-free credit for up to 50 days Reward points on every spend of Rs. 150 and above Safe and secure transactions
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online application Go to the SBI Card website and click on the "Apply Now" button for the CUB - SBI Simply SAVE Card. Enter your personal and financial information. Upload the required documents. Submit your application.
Contact Details

91 - 435 - 2402322, + 91 - 435 - 2401622

Account Opening and Procedure
CUB - SBI Simply SAVE Card

The CUB - SBI Simply SAVE Card is a good option for budget-conscious individuals who want a no-frills credit card with basic rewards and everyday benefits like fuel surcharge waiver, insurance, and contactless payments. However, if you spend heavily or prioritize a high reward rate or diverse redemption options, other cards might be more suitable.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee:Nil 

  • Annual fee - Rs. 499 

  • Cash advance fee -A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs will be levied 

  • Cash Payment fees- Rs.199 +all applicable taxes 

  • Late Payment charges- charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1300 

  • Over-limit fee of 2.5 % of the over-limit amount or Rs. 600, whichever is higher will be levied.

Fuel Surcharge
Surcharge waiver up to Rs. 100 monthly on fuel purchases between Rs. 500 and Rs. 3,000.
Billing Cycle

30 Days

Fees & Charges
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