3.50% per month (42% per annum) from the transaction date. 

• Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spending.

• 5% cashback on Mia, Caratlane & Zoya each quarter. 

• 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 

• 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.

3.50% per month (42% per annum) from the transaction date. 

• Users will earn 2 CV points per INR 100 spent on all spends. 

• Value of 1 point = INR 0.75. Cashback percentage: 1.5%.

Interest rate: 3.83% per month and 46% per annum.

• Value of 1 point = INR 0.75.

• Users will get 3 reward points on all international spends on spending INR 100. International cashback rate: 2.25%.

• 1 reward point on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback rate: 0.75%.

3.40% per month (49.36% per annum).

• Users will get 5 Edge reward points on spending INR 100. 

• Value of 1 Edge point: INR 0.20. Cashback rate: 1%.

3.99% p.m (upto 47.88% p.a)

• Users can get up to INR 100 off, on any food and beverage items by booking movie tickets on BookMyShow. 

2.95% per month

• User can earn 2 reward points for every INR 100 spent. 1 RP = Rs. 0.50. Effective cashback rate = 1%.

• 2x reward points on all your retail purchases. 

3.50% per month (42% per annum) from the transaction date. 

• Effective cashback rate: 1.6%.

• Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%.

• Get 1 reward points on all other  spends per INR 150. Effective general cashback rate: 1.25%.

• Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%; Card gives cashback on dining, movies, departmental stores and grocery spends.

3.50% to 3.99%.

• Customers can get 3X membership reward points on everything, every time they spend abroad. Effective cashback rate: 1.50%.

• 1 membership rewards point for every ₹100 spent. 1 RP = 0.50 paisa. Effective cashback rate: 0.5%.

Finance charges is upto 3.50% per month
[42% per annum]

• 1 RP = 0.25 Paise.

• Users will enjoy 10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spending. Effective cashback rate: 1.66%. 

• Users will earn 1 reward point per Rs. 150 spent on all other spends. Effective cashback rate: 0.16%.

3.50% per month (42% per annum) from the transaction date. 

• Value of 1 point = INR 0.25. 

• 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery.Effective cashback rate: 1.25%.

• 1 reward points on all other spends per INR 100. Effective general cashback rate: 0.25%.

3.60% p.m. 43.20% p.a.

• Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa. Effective cashback rate: 0.60%.

• 5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000. 

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 points for every INR 150 spent on dining, movies, departmental stores and grocery spending.  Effective cashback rate: 1.6%. 

• Value of 1 point = INR 0.25.

• 1 reward point on all other spend per INR 150. Effective general cashback rate: 1.25%. 

• 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%.

3.60% p.m. 43.20% p.a.

• Users will earn 4 InterMiles on every INR 150 spent on retail spends. 

• 8 InterMiles on every INR 150 spent on every flight ticket booked on https://flights.intermiles.com. 

• 8 InterMiles on every INR 150 spent on every Hotel https://interbook.intermiles.com/. 

• The value of 1 InterMile point for flights is Rs. 1. 

• Flight Ticket Cashback Rate is 5.33%. 

• The value of reward points will vary from 0.6 to 0.8 for Hotels, Shopping, and Gift cards.

3.50% per month (42% per annum) from the transaction date. 

• Users will be awarded 5 points on spending every INR 100 on Reliance Retail stores. 

• Value of 1 point = INR 0.25. 

• Reliance Retail Cashback Rate: 1.25%. 

• 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. 

• Special Cashback Rate: 1.25%.

• 1 point on all other retail spends. 

• General Cashback Rate: 0.25%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 6 reward points for every INR 100 spent on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spent (Up to 5000 reward points per month). 

• Value of 1 reward point = INR 0.25.

• Grocery+ Cashback Rate: 1.5%

• 1 reward point on every INR 100 spent on all other categories.

• General Cashback Rate: 0.25%.

The IDFC FIRST SWYP Credit Card is unique in that it doesn't charge a traditional interest rate. Instead, it uses a flat fee system for converting purchases above ₹2,500 into EMIs (Equal Monthly Installments).

• The value of 1 reward point is Rs. 0.25. 

• Users will get 200 reward points on a monthly spend of INR 5,000. Effective cashback rate: 1%.

• Users will get 500 reward points on a monthly spend of INR 10,000. Effective cashback rate: 1.25%.

•  Users will get 1,000 reward points on a monthly spend of INR 15,000. Effective cashback rate: 1.67%. 

• 100 reward points on monthly UPI spends of ₹5,000 or more (excluding fuel and rent transactions). Effective cashback rate: 0.50%.

2.9% (p.m.) i.e. 34.80% p.a.

• The value of 1 Delight point = INR 0.25.

• Users will earn 6 Delight points for every 100 rupees spent related to travel and hotel, etc. 

• Travel+ Cashback rate: 1.50%.

• 3 Delight Points on every other spent. 

• General Cashback Rate: 0.75%.

Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).

• 1RP = INR 0.2 

• Users will get 1 reward point for every Rs. 100 spent on other categories. 

• General cashback rate: 0.2%

• Cardholders will get 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends.

• Special cashback rate = 1%.

3.40%p.m. 40.80%p.a.

• 3% reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more.

• Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category.

• Earn 0.5% as Adani Reward points on utility and insurance spend. 

3.50% per month (42% per annum) from the transaction date. 

• Value of 1 point = INR 0.25

• Users will get 10 points for every INR 150 on dining, movies, departmental stores and grocery spending. 

• Special cashback rateis 1.6%. 

• 1 reward points on all other spending per INR 150. 

• General cashback rate is 1.25%.