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KVB Honour Credit Card

Product Details
Credit Card Name : 

KVB Honour Credit Card

Bank Name :

Karur Vysya Bank

Type :

Regular Credit Card

Interest Rate : 

3.25% per Month; 39% P.A

Eligibility :

Age: 21 years to 65 years
Minimum annual income: Rs. 8 lakhs
CIBIL score: 750 and above
Permanent resident of India

KVB Honour Credit Card
Pros

Customers can avail various benefits by using this card some of which are- 

  • Contactless transaction 

  • 3 reward points for every Rs 150 spent 

  • 2x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals 

  • Waiver of annual fees if the spends of previous year is more than Rs 3.00 lakhs 

  • EMI conversion and Balance transfer Periodical offers from VISA 

  • 4 Complimentary Airport lounge access within India 

  • 700 Bonus Reward points on card activation 4x Rewards Domestic and International travels, hotels and air tickets. 

Cons
  • No complimentary international airport lounge access.

Pros & Cons
Welcome Benefits
  • 700 Bonus Reward points on card activation

Rewards System
  • The value of 1 reward point on the KVB Platinum Credit Card is Rs. 0.25. You can earn 1 RP for every INR 100 spent. 

  • Effective cashback rate varies from 2.7% to 5.75%

International Forex Markup
Mark up of 3.5% will be charged on Foreign Currency transactions
Welcome Benefits and Reward System
Special Features
Complimentary domestic lounge access facility available
Eligibility Criteria

Age: 21 years to 65 years
Minimum annual income: Rs. 8 lakhs
CIBIL score: 750 and above
Permanent resident of India

Benefits
Customers can avail various benefits by using this card some of which are- Contactless transaction 3 reward points for every Rs 150 spent 2x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals Waiver of annual fees if the spends of previous year is more than Rs 3.00 lakhs EMI conversion and Balance transfer Periodical offers from VISA 4 Complimentary Airport lounge access within India 700 Bonus Reward points on card activation 4x Rewards Domestic and International travels, hotels and air tickets
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Online Visit the KVB website and click on the "Cards" tab. 

  • Under the "Credit Cards" section, click on "Apply Now". 

  • Select the KVB Honour Credit Card from the list of cards. 

  • Fill in the online application form and submit it. 

  • A bank representative will contact you to complete the process. 

  • Documents required KYC documents (proof of identity, proof of address, and proof of signature) Income proof (such as income tax returns, Form 16, or bank statements)

Contact Details

04324 - 2690001860 200 1916 (Domestic helpline); +9144-3072 1916 (International helpline)

Account Opening and Procedure
KVB Honour Credit Card

The KVB Honour Credit Card is a good option for frequent HPCL fuel users who benefit from its high cashback and fuel surcharge waiver. The welcome bonus, milestone benefits, and non-fuel rewards add further value. However, the caps on monthly cashback and limited redemption options might not be ideal for those with low fuel spends or seeking diverse benefits.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee-NIL, 

  • Annual Fee-Rs 999.00/Card 

  • Cash advance fee: 2% of the cash withdrawn or Rs 300. (Whichever is higher) 

  • Interest Rates: 3.25% per Month; 39% P.A 

  • Late Payment Charges: 200-500 Rs.100/- 501-2500 Rs.300/- 2501-10000 Rs.500/- 10001 -25000 Rs.800/- 25001 and above Rs.1000/- 

  • Foreign Currency Transactions Fees: 3.5%. 

  • Reward Redemption Fees: Rs. 99

Fuel Surcharge
1% of transaction value. Waiver: For single transaction spends between Rs.500 and Rs.4000. Maximum of Rs.200/- for one billing cycle
Billing Cycle

30 Days

Fees & Charges
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