Everyday credit card · Karur Vysya Bank
KVB Honour Credit Card
KVB Honour Credit Card is a everyday credit card from Karur Vysya Bank. The value of 1 reward point is ₹0.25.
- Joining fee
- Nil
- Annual fee
- ₹999.00
- Forex markup
- Mark up of 3.5% will be charged on Foreign Currency…
- Interest
- 3.25% per Month; 39% P.A
Welcome benefits
- Users will get 700 bonus reward points on card activation
Rewards & cashback
- The value of 1 reward point is ₹0.25
- Users will earn 3 RP for every ₹150 spent
- Effective cashback rate: 0.50%
- 2x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rental
- Effective cashback rate: 1%
- 4x rewards on domestic and international travels, hotels and air tickets
- Effective cashback rate: 2%
Airport lounge access
- 4 complimentary airport lounge access within India
More benefits & features
- Complimentary domestic lounge access facility is available
Fees & charges
- Joining fee
- Nil
- Annual fee
- ₹999.00/Card
- Foreign currency markup
- Mark up of 3.5% will be charged on Foreign Currency…
- Interest rate
- 3.25% per Month; 39% P.A
- Late payment
- 200-500 ₹100/- 501-2500 ₹300/- 2501-10000 ₹500/- 10001 -25000 ₹800/- 25001 and above ₹1000/-
- Cash advance
- 2% of the cash withdrawn or ₹300. (Whichever is higher)
- Fuel surcharge
- 1% of transaction value. Waiver: For single transaction spends between ₹500 and ₹4000. Maximum of ₹200/- for one…
- Billing cycle
- 30 Days
- Other fees
- ₹99
Pros and cons
What works well
- Users will get 700 bonus reward points on card activation
- The value of 1 reward point is ₹0.25
- Users will earn 3 RP for every ₹150 spent
- Effective cashback rate: 0.50%
- 2x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rental
- Effective cashback rate: 1%
Worth knowing
- No complimentary international airport lounge access
Who can apply
- Age: 21 years to 65 years
- Minimum annual income: ₹8 lakhs
- CIBIL score: 750 and above
- Permanent resident of India
How to apply
- Online Visit the KVB website and click on the "Cards" tab
- Under the "Credit Cards" section, click on "Apply Now"
- Select the KVB Honour Credit Card from the list of cards
- Fill in the online application form and submit it
- A bank representative will contact you to complete the process
- Documents required KYC documents (proof of identity, proof of address, and proof of signature) Income proof (such as income tax returns, Form 16, or bank statements)
More Karur Vysya credit cards
Details come from information published by Karur Vysya Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
