KVB Honour Credit Card
Rewards & Benefits
Welcome Benefits
Users will get 700 bonus reward points on card activation.
Milestone Benefits
Cashback Rate
The value of 1 reward point is Rs. 0.25.
Users will earn 3 RP for every INR 150 spent. Effective cashback rate: 0.50%.
2x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rental. Effective cashback rate: 1%.
4x rewards on domestic and international travels, hotels and air tickets. Effective cashback rate: 2%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
NIL,
Annual Fee
Rs 999.00/Card
Cash Advance Fee
Cash advance fee: 2% of the cash withdrawn or Rs 300. (Whichever is higher)
Interest rate
3.25% per Month; 39% P.A
Late Payment Fee
Late Payment Charges: 200-500 Rs.100/- 501-2500 Rs.300/- 2501-10000 Rs.500/- 10001 -25000 Rs.800/- 25001 and above Rs.1000/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 99
Cons
No complimentary international airport lounge access.
Welcome Benefit: Users will get 700 bonus reward points on card activation.
Reward System: The value of 1 reward point is Rs. 0.25. Users will earn 3 RP for every INR 150 spent. Effective cashback rate: 0.50%. 2x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rental. Effective cashback rate: 1%. 4x rewards on domestic and international travels, hotels and air tickets. Effective cashback rate: 2%.
4 complimentary airport lounge access within India.
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Age: 21 years to 65 years
Minimum annual income: Rs. 8 lakhs
CIBIL score: 750 and above
Permanent resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Visit the KVB website and click on the "Cards" tab.
Under the "Credit Cards" section, click on "Apply Now".
Select the KVB Honour Credit Card from the list of cards.
Fill in the online application form and submit it.
A bank representative will contact you to complete the process.
Documents required KYC documents (proof of identity, proof of address, and proof of signature) Income proof (such as income tax returns, Form 16, or bank statements)
Contact Details
04324 - 2690001860 200 1916 (Domestic helpline); +9144-3072 1916 (International helpline)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 700 bonus reward points on card activation.
Reward System: The value of 1 reward point is Rs. 0.25. Users will earn 3 RP for every INR 150 spent. Effective cashback rate: 0.50%. 2x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rental. Effective cashback rate: 1%. 4x rewards on domestic and international travels, hotels and air tickets. Effective cashback rate: 2%.
4 complimentary airport lounge access within India.
No complimentary international airport lounge access.
The KVB Honour Credit Card is a good option for frequent HPCL fuel users who benefit from its high cashback and fuel surcharge waiver. The welcome bonus, milestone benefits, and non-fuel rewards add further value. However, the caps on monthly cashback and limited redemption options might not be ideal for those with low fuel spends or seeking diverse benefits.
The KVB Honour Credit Card is a good option for frequent HPCL fuel users who benefit from its high cashback and fuel surcharge waiver. The welcome bonus, milestone benefits, and non-fuel rewards add further value. However, the caps on monthly cashback and limited redemption options might not be ideal for those with low fuel spends or seeking diverse benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.