KVB Honour Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
KVB Honour Credit Card
Bank Name :
Karur Vysya Bank
Type :
Regular Credit Card
Interest Rate :
3.25% per Month; 39% P.A
Eligibility :
Age: 21 years to 65 years
Minimum annual income: Rs. 8 lakhs
CIBIL score: 750 and above
Permanent resident of India
Pros
Customers can avail various benefits by using this card some of which are-
Contactless transaction
3 reward points for every Rs 150 spent
2x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals
Waiver of annual fees if the spends of previous year is more than Rs 3.00 lakhs
EMI conversion and Balance transfer Periodical offers from VISA
4 Complimentary Airport lounge access within India
700 Bonus Reward points on card activation 4x Rewards Domestic and International travels, hotels and air tickets.
Cons
No complimentary international airport lounge access.
Pros & Cons
Welcome Benefits
700 Bonus Reward points on card activation
Rewards System
The value of 1 reward point on the KVB Platinum Credit Card is Rs. 0.25. You can earn 1 RP for every INR 100 spent.
Effective cashback rate varies from 2.7% to 5.75%
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Age: 21 years to 65 years
Minimum annual income: Rs. 8 lakhs
CIBIL score: 750 and above
Permanent resident of India
Benefits
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Visit the KVB website and click on the "Cards" tab.
Under the "Credit Cards" section, click on "Apply Now".
Select the KVB Honour Credit Card from the list of cards.
Fill in the online application form and submit it.
A bank representative will contact you to complete the process.
Documents required KYC documents (proof of identity, proof of address, and proof of signature) Income proof (such as income tax returns, Form 16, or bank statements)
Contact Details
04324 - 2690001860 200 1916 (Domestic helpline); +9144-3072 1916 (International helpline)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Customers can avail various benefits by using this card some of which are-
Contactless transaction
3 reward points for every Rs 150 spent
2x rewards on Restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals
Waiver of annual fees if the spends of previous year is more than Rs 3.00 lakhs
EMI conversion and Balance transfer Periodical offers from VISA
4 Complimentary Airport lounge access within India
700 Bonus Reward points on card activation 4x Rewards Domestic and International travels, hotels and air tickets.
No complimentary international airport lounge access.
KVB Honour Credit Card
The KVB Honour Credit Card is a good option for frequent HPCL fuel users who benefit from its high cashback and fuel surcharge waiver. The welcome bonus, milestone benefits, and non-fuel rewards add further value. However, the caps on monthly cashback and limited redemption options might not be ideal for those with low fuel spends or seeking diverse benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee-NIL,
Annual Fee-Rs 999.00/Card
Cash advance fee: 2% of the cash withdrawn or Rs 300. (Whichever is higher)
Interest Rates: 3.25% per Month; 39% P.A
Late Payment Charges: 200-500 Rs.100/- 501-2500 Rs.300/- 2501-10000 Rs.500/- 10001 -25000 Rs.800/- 25001 and above Rs.1000/-
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: Rs. 99
Fuel Surcharge
Billing Cycle
30 Days