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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Suryoday Share Your Smile Savings Account

Suryoday Share Your Smile Savings Account

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Kotak My Family Savings Account

Kotak My Family Savings Account

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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SBI Defence Salary Package (DSP)(Serving Personnel)

SBI Defence Salary Package (DSP)(Serving Personnel)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Bank of India Gold SB Rakshak Account

Bank of India Gold SB Rakshak Account

A dedicated salary account product for defence and police forces.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Federal Bank Celesta Salary Account

Federal Bank Celesta Salary Account

Salary Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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J&K Bank General Salary Account

J&K Bank General Salary Account

Interest Rate

2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Ace Savings Account

Ace Savings Account

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Utkarsh Gen-Nex Savings Account

Utkarsh Gen-Nex Savings Account

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 25 Lakh: 6.5%. Above 25 Lakhs: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Smart Salary Platinum Pro Account

Smart Salary Platinum Pro Account

Salary Account from Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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SB Money Saphire (Privilege)

SB Money Saphire (Privilege)

The SB Money Sapphire Savings Account is a premium savings account, with a monthly average balance (MAB) of just ₹10,000

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Account Opening Fee

Account Type

0

Account Type

Savings

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Jana Select Saving Account

Jana Select Saving Account

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of India Normal Pratham Savings Account

Bank of India Normal Pratham Savings Account

Pratham Savings Account is designed for the dynamic and ambitious youth of the nation, it’s a perfect account to inculcate the habit of saving early.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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SBI Insta Plus Video KYC Savings Account

SBI Insta Plus Video KYC Savings Account

Instant digital savings account offered by SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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Indian Bank Savings Bank Account

Indian Bank Savings Bank Account

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

Account Type

Savings

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RBL Executive Saving Account

RBL Executive Saving Account

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Account Opening Fee

Account Type

0

Account Type

Saving/Salary

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RBL Senior First Saving Account

RBL Senior First Saving Account

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Account Opening Fee

Account Type

0

Account Type

Saving

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AU Savings Account Maximum

AU Savings Account Maximum

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

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Axis Republic Salary Account

Axis Republic Salary Account

Axis Republic Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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AU Value Salary Account

AU Value Salary Account

Salary account from AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Salaried

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Bank of Baroda Bro Saving Account

Bank of Baroda Bro Saving Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Suryoday Share Your Smile Savings Account

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

5 free via Net Banking/Mobile Banking. IMPS Payment (Outward) Upto ₹ 100,000 per transaction: Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak My Family Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Defence Salary Package (DSP)(Serving Personnel)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Gold SB Rakshak Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Celesta Salary Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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J&K Bank General Salary Account

Jammu & Kashmir Bank Ltd.

Interest Rate

2.90%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ace Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Gen-Nex Savings Account

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 25 Lakh: 6.5%. Above 25 Lakhs: 7%.

Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Smart Salary Platinum Pro Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SB Money Saphire (Privilege)

Karnataka bank

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Free for Internet Banking, Mobile Banking, UPI App

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Jana Select Saving Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Normal Pratham Savings Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Insta Plus Video KYC Savings Account

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Bank Savings Bank Account

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Executive Saving Account

RBL Bank

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Senior First Saving Account

RBL Bank

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Savings Account Maximum

AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Republic Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Value Salary Account

AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Free if done Online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of Baroda Bro Saving Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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