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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Baroda Salary Privilege

Baroda Salary Privilege

Salary Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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IDBI Bank DIVA(Women’s) Account

IDBI Bank DIVA(Women’s) Account

Saving account for women

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Capital Super Saver Savings Account

Capital Super Saver Savings Account

​

Interest Rate

3.50%

Account Opening Fee

Account Type

​

Account Type

Saving

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DCB Happy Savings Account

DCB Happy Savings Account

Savings account from DCB

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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SB KBL ILSB

SB KBL ILSB

This medical savings account is special because it comes with accident and hospitalization insurance coverage at no extra cost.

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Account Opening Fee

Account Type

0

Account Type

Insurance savings account

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NESFB BSBDA

NESFB BSBDA

​

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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IDBI Pension Savings Account

IDBI Pension Savings Account

​

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Priority Digital Salary Account

Axis Priority Digital Salary Account

Priority Digital Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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IB – Sammaan

IB – Sammaan

​

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

​

Account Type

Savings

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SBI Basic Savings Bank Deposit Account

SBI Basic Savings Bank Deposit Account

Basic savings account from SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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ESAF Pradham Savings Account

ESAF Pradham Savings Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Indian Bank SB Platinum

Indian Bank SB Platinum

​

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

​

Account Type

Savings

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DCB Basic Savings Bank Deposit Account

DCB Basic Savings Bank Deposit Account

Basic savings account by DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Jana Silver Select Savings Account

Jana Silver Select Savings Account

​

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Pragati Account

ESAF Pragati Account

​

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Yes Bank Smart Salary Exclusive

Yes Bank Smart Salary Exclusive

Salary Account from Yes Bank

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Yes Bank Regular Savings Account

Yes Bank Regular Savings Account

​

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Saving

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Equitas My Saving Account

Equitas My Saving Account

​

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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KBL Tarun Zero Balance Account for Students

KBL Tarun Zero Balance Account for Students

Savings bank account from Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Savings

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Bank of India Diamond Savings Bank Account General

Bank of India Diamond Savings Bank Account General

A basic savings account by Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Baroda Salary Privilege

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Bank DIVA(Women’s) Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free through Net /MobileBanking

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Capital Super Saver Savings Account

Capital Small Finance Bank

Interest Rate

3.50%

No Mention

Account Opening Fe

​

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Happy Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is 25,000 or more: Free
AMB is less than 25,000: 10 transactions free per month; thereafter per transaction charges as below:
Upto 1,000: Nil
1,001 and upto 25,000: 4.50 per transaction
25,001 and above: 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SB KBL ILSB

Karnataka bank

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFB BSBDA

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Pension Savings Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%

Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Priority Digital Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IB – Sammaan

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

​

Account Opening Fe

​

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Basic Savings Bank Deposit Account

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Pradham Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Bank SB Platinum

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

​

Account Opening Fe

​

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Basic Savings Bank Deposit Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Jana Silver Select Savings Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Pragati Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Smart Salary Exclusive

Yes Bank

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Regular Savings Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Equitas My Saving Account

Equitas Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL Tarun Zero Balance Account for Students

Karnataka bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free for Internet Banking, Mobile Banking, UPI App

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Diamond Savings Bank Account General

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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