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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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PNB Salary Account (Premium 100)

PNB Salary Account (Premium 100)

Salary account from Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary account

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Grand - Savings Account for Senior Citizens

Grand - Savings Account for Senior Citizens

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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Central Armed Police Salary Package(CAPSP)(Serving Personnel)

Central Armed Police Salary Package(CAPSP)(Serving Personnel)

Salary Account from State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Suryodaya Savings Ujjwal

Suryodaya Savings Ujjwal

Interest Rate

Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%

Account Opening Fee

Account Type

Account Type

Saving

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Union Muskaan (SBMUS)

Union Muskaan (SBMUS)

Savings account specially designed for children.

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving Account

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IB Salaam

IB Salaam

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

NIL

Account Type

Savings

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Kotak Samman Savings Account

Kotak Samman Savings Account

Interest Rate

For balance upto Rs.50 lakhs-3.50%p.a and Rs.50 Lakhs-4%p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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PNB Samman Saving Account

PNB Samman Saving Account

Account for pensioner/prospective pensioner including all the employees retired from the bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Saving account

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Baroda Salary Privilege

Baroda Salary Privilege

Salary Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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IDBI Bank DIVA(Women’s) Account

IDBI Bank DIVA(Women’s) Account

Saving account for women

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Capital Super Saver Savings Account

Capital Super Saver Savings Account

Interest Rate

3.50%

Account Opening Fee

Account Type

Account Type

Saving

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DCB Happy Savings Account

DCB Happy Savings Account

Savings account from DCB

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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SB KBL ILSB

SB KBL ILSB

This medical savings account is special because it comes with accident and hospitalization insurance coverage at no extra cost.

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Account Opening Fee

Account Type

0

Account Type

Insurance savings account

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NESFB BSBDA

NESFB BSBDA

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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IDBI Pension Savings Account

IDBI Pension Savings Account

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Priority Digital Salary Account

Axis Priority Digital Salary Account

Priority Digital Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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IB – Sammaan

IB – Sammaan

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

Account Type

Savings

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SBI Basic Savings Bank Deposit Account

SBI Basic Savings Bank Deposit Account

Basic savings account from SBI.

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Account Opening Fee

Account Type

0

Account Type

Savings

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ESAF Pradham Savings Account

ESAF Pradham Savings Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Indian Bank SB Platinum

Indian Bank SB Platinum

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

Account Type

Savings

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PNB Salary Account (Premium 100)

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Grand - Savings Account for Senior Citizens

Kotak Mahindra Bank

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Central Armed Police Salary Package(CAPSP)(Serving Personnel)

State Bank of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryodaya Savings Ujjwal

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%

5 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Muskaan (SBMUS)

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IB Salaam

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fe

NIL

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Samman Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto Rs.50 lakhs-3.50%p.a and Rs.50 Lakhs-4%p.a.

Up to 10000: 5; 10001 to 100000: 5;
100001 to 500000: 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Samman Saving Account

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Salary Privilege

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Bank DIVA(Women’s) Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.

Free through Net /MobileBanking

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Capital Super Saver Savings Account

Capital Small Finance Bank

Interest Rate

3.50%

No Mention

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Happy Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is 25,000 or more: Free
AMB is less than 25,000: 10 transactions free per month; thereafter per transaction charges as below:
Upto 1,000: Nil
1,001 and upto 25,000: 4.50 per transaction
25,001 and above: 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SB KBL ILSB

Karnataka bank

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFB BSBDA

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Pension Savings Account

IDBI Bank

Interest Rate

Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%

Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Priority Digital Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IB – Sammaan

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Basic Savings Bank Deposit Account

State Bank Of India

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Pradham Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Bank SB Platinum

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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