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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Yuva Yojana

Yuva Yojana

Interest Rate

2.75%

Account Opening Fee

Account Type

Account Type

Saving

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Federal Bank Bespoke Savings Account

Federal Bank Bespoke Savings Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Mahabank Salary Account Scheme

Mahabank Salary Account Scheme

Interest Rate

2.75%

Account Opening Fee

Account Type

No minimum amount stipulated.

Account Type

Salary

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AU Platinum Salary Account

AU Platinum Salary Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

salaried

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AU Kids Account

AU Kids Account

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Future Stars Savings Account

Axis Future Stars Savings Account

Savings Account specially designed for kids.

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Federal Bank GovEarn

Federal Bank GovEarn

Salary Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Fed Excel Saving Account

Fed Excel Saving Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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RBL Rise Savings Account

RBL Rise Savings Account

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Account Opening Fee

Account Type

0

Account Type

Saving

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Federal Bank Stealler Savings Account

Federal Bank Stealler Savings Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Axis Bank Easy Access Savings Account

Axis Bank Easy Access Savings Account

Easy Access Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Savings Account

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J&K Bank General Small Account

J&K Bank General Small Account

Interest Rate

2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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UCO Suvidha Salary Account( Classic)

UCO Suvidha Salary Account( Classic)

Salary account offered by UCO Bank.

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Salary and Savings

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CSB Gold Savings Account

CSB Gold Savings Account

Savings account from CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Karnataka Bank SB Money Platinum

Karnataka Bank SB Money Platinum

Savings bank account from Karnataka bank.

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Account Opening Fee

Account Type

0

Account Type

Savings

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NESFB Regular Savings Account

NESFB Regular Savings Account

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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IDFC First Senior Citizen Saving Account

IDFC First Senior Citizen Saving Account

Savings Account from IDFC Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Cent Param

Cent Param

Salary Account from Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Salaried/pension

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SB Small

SB Small

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Liberty Savings Account

Axis Liberty Savings Account

Liberty Savings Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Yuva Yojana

Bank of Maharashtra

Interest Rate

2.75%

Not mentioned

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Bespoke Savings Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Mahabank Salary Account Scheme

Bank of Maharashtra

Interest Rate

2.75%

Not mentioned

Account Opening Fe

No minimum amount stipulated.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Platinum Salary Account

AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free (Online)

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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AU Kids Account

AU Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Future Stars Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lacs-3.00% p.a. and Rs. 50 Lacs and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank GovEarn

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Excel Saving Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Rise Savings Account

RBL Bank

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Stealler Savings Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Easy Access Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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J&K Bank General Small Account

Jammu & Kashmir Bank Ltd.

Interest Rate

2.90%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UCO Suvidha Salary Account( Classic)

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free if done online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Gold Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Karnataka Bank SB Money Platinum

Karnataka bank

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFB Regular Savings Account

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC First Senior Citizen Saving Account

IDFC First Bank

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Cent Param

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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SB Small


Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Liberty Savings Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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