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Product Details
Bank Name

Axis Bank

Account Name

Easy Access Digital Savings Account

Account Type

Saving account

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free Debit Card

Secure+ Debit Card

Easy Access Digital Savings Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Average Monthly Balance: Metro - Rs. 12,000, Urban - Rs. 12,000, Semi-Urban - Rs. 5,000, Rural - Rs. 2,500

Debit Card Charges

Rs.300

NEFT Charges

Free online

IMPS Charges

Free online

Fees and Charges

Easy Access Digital Savings Account

0
Special Features
  • Uninterrupted shopping via Debit Card with higher withdrawal and shopping limits of ₹40,000 and ₹1 lakh, respectively.

  • On opening an Easy Access Bank account users get an instant E-Debit Card and an Online rewards debit card delivered to you. 

  • 1% cashback and a chance to earn 3X reward points on all online purchases.

  • With the online rewards debit card, purchases of up to ₹50,000 are insured from damages and theft. Additionally, on using it within 30 days of account opening, you get ₹500 worth of shopping vouchers redeemable on Grab Deals.

  • With the physical rewards card, users get accelerated EDGE Points for the following online and offline spending: 10X for travel booking, 5X for electronics purchase, 3X for online food delivery, 2X on clothing stores.

  • Users can enjoy Buy 1 Get 1 offer on booking movie tickets using E-Debit Card on BookMyShow.

  • Users can enjoy a 10% discount every time on Flipkart and Amazon.in via Grab Deals. Also, enjoy an additional 35% discount on 50+ brands available on Grab Deals using your Physical or E-Debit Card.

Eligibility Criteria
  • Applicant must be a Indian citizen.

  • Applicant must have original PAN and Aadhaar Card.

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  • Personal accident cover of ₹5,00,000.

  • Air accident cover of ₹1 crore.

  • 1% cashback and a chance to earn 3X reward points on all online purchases.

  • With the online rewards debit card, purchases of up to ₹50,000 are insured from damages and theft. Additionally, on using it within 30 days of account opening, you get ₹500 worth of shopping vouchers redeemable on Grab Deals.

  • With the physical rewards card, users get accelerated EDGE Points for the following online and offline spending: 10X for travel booking, 5X for electronics purchase, 3X for online food delivery, 2X on clothing stores.

  • Users can enjoy Buy 1 Get 1 offer on booking movie tickets using E-Debit Card on BookMyShow.

  • Users can enjoy a 10% discount every time on Flipkart and Amazon.in via Grab Deals. Also, enjoy an additional 35% discount on 50+ brands available on Grab Deals using your Physical or E-Debit Card.

Cons

Low interest rates

Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
  • Verify your identity using PAN and Aadhaar.

  • Provide your information.

  • Fulfill your KYC requirements through a video call.

  • Deposit funds into your account.

Application Procedure
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