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Product Details
Bank Name

Suryoday Small Finance Bank

Account Name

Suryoday Savings Health & Wellness

Account Type

Saving

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%. Above Rs. 1 crore: 5.00%

Free Debit Card

Yes. The default card type is RuPay Platinum EMV Chip Debit Card

Suryoday Savings Health & Wellness
95.7
Account Opening Fees

​

Annual Maintenance Fees

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Minimum Account Balance

Average Monthly Balance: Rs. 3,00,000/-

Debit Card Charges

NIL

NEFT Charges

Unlimited free through any channel

IMPS Charges

Unlimited free through any channel

Fees and Charges

Suryoday Savings Health & Wellness

Special Features

Complimentary Top up Health Insurance of Rs 25 Lakhs with 5 Lakhs deductible for Self and Family (2A+2C) for 1st year. 

Eligibility Criteria
Resident Individual (Single or Joint Holders) Age - 18 years to 65 years (Below 18 years or above 65 years of age are not eligible for this account). As per Key Health Declaration form to be submitted.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros

  • Higher interest rate of upto 6.25% / Monthly pay-out of interest in the account.

  • Doorstep Banking facility (basis availability at branch,

  • One complimentary Savings Account Ujjwal variant for family member with no charges for non-maintenance of minimum balance.

  • Complimentary Top up Health Insurance of Rs 25 Lakhs with 5 Lakhs deductible for Self and Family (2A+2C) for 1st year. 

  • Complimentary Annual Healthcare Package for Family of 4 for 1st Year. 

  • Unlimited phone / video consultation. - Specialist Consultation at network hospitals (Twice a year).

  • Free Health Check-up (Twice a year). 

  • 4 Free Online Pharmacy Vouchers of Rs 500 each. 

  • 2 Free Dental Consultation Vouchers. 

  • 2 Dietfit Vouchers to avail Diet Management Program for 90 days.

  •  Reimbursement on ambulance services for a value up to Rs. 2000/-, once a year, on production of genuine and valid receipt. Once every year from the date of opening account.

Cons
Minimum initial payment amount / Minimum account balance charges. Minimum initial payment amount: Rs. 3,00,000/-
Suryoday Savings Health & Wellness

The account offers a decent interest rate. The account also comes loaded with a number of value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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