Product Details
Bank Name
Suryoday Small Finance Bank
Account Name
Suryoday Savings Health & Wellness
Account Type
Saving
Interest Rate
Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%. Above Rs. 1 crore: 5.00%
Free Debit Card
Yes. The default card type is RuPay Platinum EMV Chip Debit Card
Account Opening Fees
Debit Card Charges
NIL
Annual Maintenance Fees
NEFT Charges
Unlimited free through any channel
Minimum Account Balance
Average Monthly Balance: Rs. 3,00,000/-
IMPS Charges
Unlimited free through any channel
Fees and Charges of
Suryoday Savings Health & Wellness
Suryoday Savings Health & Wellness
Special Features
Complimentary Top up Health Insurance of Rs 25 Lakhs with 5 Lakhs deductible for Self and Family (2A+2C) for 1st year.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits of
Suryoday Savings Health & Wellness
Pros & Cons of
Pros
Higher interest rate of upto 6.25% / Monthly pay-out of interest in the account.
Doorstep Banking facility (basis availability at branch,
One complimentary Savings Account Ujjwal variant for family member with no charges for non-maintenance of minimum balance.
Complimentary Top up Health Insurance of Rs 25 Lakhs with 5 Lakhs deductible for Self and Family (2A+2C) for 1st year.
Complimentary Annual Healthcare Package for Family of 4 for 1st Year.
Unlimited phone / video consultation. - Specialist Consultation at network hospitals (Twice a year).
Free Health Check-up (Twice a year).
4 Free Online Pharmacy Vouchers of Rs 500 each.
2 Free Dental Consultation Vouchers.
2 Dietfit Vouchers to avail Diet Management Program for 90 days.
Reimbursement on ambulance services for a value up to Rs. 2000/-, once a year, on production of genuine and valid receipt. Once every year from the date of opening account.
Cons
Suryoday Savings Health & Wellness
Suryoday Savings Health & Wellness
The account offers a decent interest rate. The account also comes loaded with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai