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Product Details
Bank Name

State Bank Of India

Account Name

Account Type

Savings

Interest Rate

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

Free Debit Card

ATM Card

Savings Plus Account
Account Opening Fees

0

Annual Maintenance Fees

Nil

Minimum Account Balance

Nil

Debit Card Charges

0

NEFT Charges

NIL

IMPS Charges

NIL

Fees and Charges
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Savings Plus Account

Special Features
Savings Plus Account is a Savings Bank Account linked to MODS, wherein surplus fund above a threshold limit from the Savings Bank Account is transferred automatically to Term Deposits opened in multiples of Rs. 1000.
Eligibility Criteria
All individuals having valid KYC documents are eligible to open Savings bank account. Singly, jointly, or with Either or Survivor, Former or Survivor, Anyone or Survivor, etc. facility.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM card State Bank Anywhere Mobile banking Inter Net banking Loan against MOD deposits available Minimum threshold limit for transfer to MOD - Rs. 35000 Transfer of accounts through Internet Banking Maximum Balance No Limit Minimum amount of transfer to MOD Rs. 10,000/- in multiples of Rs 1,000/- at one instance. 25 free cheque leaves per annum. Restricted free withdrawals based on Monthly Average Balance maintained.
Cons
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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