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Axis Bank Rewards Credit Card

Product Details
Credit Card Name : 

Axis Bank Rewards Credit Card

Bank Name :

Axis Bank

Type :

Rewards Credit Card

Interest Rate : 

Interest Rate: 3.6% per month (52.86% per annum).

Eligibility :

Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India

Axis Bank Rewards Credit Card
Pros
  • Welcome Benefits: Get 5,000 reward points on net spends of INR 1,000 or more. 

  • Reward System: Get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month). 

  • Milestone Benefits: Get 1,000 rewards point on spending INR 30,000 every month. 

  • Get 30% off on swiggy twice a month, max discount is capped at INR 150 on each order. 

  • Get 2 free lounge access per quarter. 

  • Free purchase protection cover of INR 1 lakh. 

  • USD 300 insurance for delayed baggage and loss of travel documents. 

  • USD 500 insurance for loss of baggage. 

  • Get up to 15% off at partner restaurants per month under Dining Delight program. 

Cons
  • No free movie tickets.

  • Low cashback rate. 

Pros & Cons
Welcome Benefits
  • Welcome Benefits: Get 5,000 reward points on net spends of INR 1,000 or more. 

Rewards System

Reward System: Get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month). 

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Reward System: Get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month). 

Eligibility Criteria

Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India

Benefits
  • Lounge benefits.

  • Travel insurance benefits. 

  • Welcome benefits. 

  • Cashback benefits. 

  • Dining benefits.

  • Milestone benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Axis Bank Rewards Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online.

  • Go to the Axis Bank website and click on the "Credit Cards" tab.

  • Click on the "Axis Bank Rewards Credit Card" link.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and photograph.

  • Click on the "Submit" button.

  • An Axis Bank representative will contact you to verify your details and complete the application process.

  • Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
    PAN card
    Passport size photograph
    Latest salary slip/Form 16/IT return copy
    Proof of residence (any one of the following):
    Electricity bill
    Water bill
    Telephone bill
    Ration card
    Voter ID card

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Rewards Credit Card

Axis Bank Rewards Credit Card is a great card for students/freshers and for people who are looking for an all-rounder card. The only major con of the card is its low cashback rate.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: INR 1,000

  • Annual fee - INR 1,000 from second year onwards. 

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Interest Rate:  3.6% per month (52.86% per annum).

  • Cash Withdrawal Fee: 2.5%  of the amount taken out as cash 

  • Reward Point Redemption Fee: INR 100

  • Forex Markup: 3.5%

  • Fuel Surchage: 1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).

Fuel Surcharge

Fuel Surchage: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).

Billing Cycle

30 Days.

Fees & Charges
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