Welcome Benefits: Users will get 5,000 reward points on net spends of Rs 1,000 or more.
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Axis Bank Rewards Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get 5,000 reward points on net spends of Rs 1,000 or more.
Milestone Benefits
Milestone Benefits:Users will get 1,000 reward points for spending Rs 30,000 every month.
Cashback Rate
Get 2 Edge reward points on spend of INR 125.
Value of 1 reward point = 0.20. General cashback rate = 0.32%.
Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Movie Benefits
None.
Dining Benefits
Users will get up to 15% off at partner restaurants per month under Dining Delight program.Users will get 30% off on Swiggy twice a month, max discount is capped at Rs 150 on each order.;
Other Benefits
Free purchase protection cover of INR 1 lakh.
USD 300 insurance for delayed baggage and loss of travel documents.
USD 500 insurance for loss of baggage.
Lounge Access
Users will get 2 free domestic lounge access per quarter.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get 5,000 reward points on net spends of Rs 1,000 or more.
Milestone Benefits
Milestone Benefits:Users will get 1,000 reward points for spending Rs 30,000 every month.
Cashback Rate
Get 2 Edge reward points on spend of INR 125.
Value of 1 reward point = 0.20. General cashback rate = 0.32%.
Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Movie Benefits
None.
Dining Benefits
Users will get up to 15% off at partner restaurants per month under Dining Delight program.Users will get 30% off on Swiggy twice a month, max discount is capped at Rs 150 on each order.;
Other Benefits
Free purchase protection cover of INR 1 lakh.
USD 300 insurance for delayed baggage and loss of travel documents.
USD 500 insurance for loss of baggage.
Lounge Access
Users will get 2 free domestic lounge access per quarter.
Fees & Charges
Joining Fee
INR 1,000
Annual Fee
INR 1,000 from second year onwards.
Cash Advance Fee
Cash Withdrawal Fee: 2.5% of the amount taken out as cash
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late Payment Fee: Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%
Other Fees
Reward Point Redemption Fee: INR 100 | Fuel Surchage: 1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Fees & Charges
Joining Fee
INR 1,000
Annual Fee
INR 1,000 from second year onwards.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late Payment Fee: Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%
Other Fees
Reward Point Redemption Fee: INR 100 | Fuel Surchage: 1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Special Features
Users will get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Rewards Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online.
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "Axis Bank Rewards Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Rewards Credit Card is a great card for students/freshers and for people who are looking for an all-rounder card. The only major con of the card is its low cashback rate.
Axis Bank Rewards Credit Card is a great card for students/freshers and for people who are looking for an all-rounder card. The only major con of the card is its low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai