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Bajaj Finserv DBS Bank 10X Plus Signature SuperCard

Product Details
Credit Card Name : 

Bajaj Finserv DBS Bank 10X Plus Signature SuperCard

Bank Name :

DBS Bank India Limited

Type :

Rewards Credit Card

Interest Rate : 

4% p.m. or 48% per annum

Eligibility :

Age: Minimum 21 years and maximum 70 years.
Income: Must have a regular source of income.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.

Bajaj Finserv DBS Bank 10X Plus Signature SuperCard
Pros

1. Customers get a welcome bonus of 20000 cash points. 

2. Customer can get 10X cash points on spending a minimum of Rs. 20,000/-. 

3. Customers are also eligible for 20X rewards on eligible spending done on the rewards platform within DBS Card+ IN app. 

4. Get 20% discount in form of cashpoints for subscribing OTT platforms. 

5. Bajaj Finserv Health Prime Membership for Bajaj Health App. 

6. Cardholders are eligible for 1 complimentary domestic airport lounge access per quarter. 

7. Customers can also avail 5% cashback on down payment of No Cost EMI loans at any Bajaj Finserv network Partner stores or at the EMI market place. 

8. Fuel surcharge waiver available.

Cons
  • No international airport lounge access facility available. 

  • Not a globally accepted card.

Pros & Cons
Welcome Benefits
20,000 Cash Points shall be awarded on first customer initiated transaction within 60 days of card issuance and payment of joining fees by the card holder
Rewards System
1-Customer shall earn 2 Cash Points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. i.e., you can earn 1 Cash Point for every INR 100 Spent. 1 RP = Rs. 0.25 Effective cashback rate= 1.5%
International Forex Markup

3.5% of transaction Amount

Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Age: Minimum 21 years and maximum 70 years.
Income: Must have a regular source of income.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.

Benefits
  • Higher Reward Points: Premium credit cards often offer an accelerated reward points program. With a 10X Plus Signature SuperCard, you may earn significantly more reward points for every rupee spent on eligible purchases. 

  • Welcome Bonuses: Premium cards may come with attractive welcome bonuses, such as bonus reward points or cashback when you first use the card. 

  • Airport Lounge Access: Many premium cards provide complimentary access to domestic and international airport lounges, making your travel experience more comfortable. 

  • Travel Benefits: Premium credit cards often include travel-related perks such as travel insurance, complimentary hotel stays, or discounts on airfare. 

  • Dining and Entertainment Offers: You may receive exclusive dining and entertainment discounts or offers at partner restaurants, hotels, and entertainment venues. 

  • Fuel Surcharge Waiver: Some premium cards offer a waiver on fuel surcharges at petrol stations. 

  • Concierge Services: Premium cards often provide access to concierge services that can assist with booking reservations, travel arrangements, and other personal services. 

  • Complimentary Golf Access: Some premium cards offer complimentary golf access or golf lessons at select golf courses. 

  • Zero or Low Foreign Transaction Fees: Premium cards may have lower or no foreign transaction fees when used internationally. 

  • Exclusive Events and Offers: Cardholders may get invitations to exclusive events, sales, or promotions. 

  • Priority Customer Service: Premium cardholders typically have access to dedicated customer service teams to address their needs and concerns promptly. 

  • Annual Fee Waivers: In some cases, the annual fee for premium cards may be waived if you meet certain spending requirements.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the official website of Bajaj Finserv or DBS Bank and navigate to the credit card section. 

  • Look for the application form for the Bajaj Finserv DBS Bank 10X Plus Signature SuperCard. 

  • Fill out the credit card application form with accurate and up-to-date information. 

  • Double-check for any errors before submitting. 

  • Upload or submit scanned copies of the required documents along with your application form. 

  • Ensure that the documents are clear and legible. 

  • Submit your completed application form and documents through the bank's online application portal. 

  • The bank will review your application. 

  • This process may take some time, so be patient. 

  • You can often check the status of your application online. 

  • After approval, the bank will send the Bajaj Finserv DBS Bank 10X Plus Signature SuperCard to your registered address. 

  • Ensure you activate the card following the instructions provided.

Contact Details

1860 267 6789

Account Opening and Procedure
Bajaj Finserv DBS Bank 10X Plus Signature SuperCard

The Bajaj Finserv DBS Bank 10X Plus Signature SuperCard is the crown jewel for high-flying spenders who crave luxury experiences, prioritize top-tier cashback across almost all categories, and travel frequently. The unparalleled 10X milestone, 20X travel rewards, exclusive airport lounge access, Priority Pass membership, travel insurance, and complimentary golf rounds elevate it to an elite status symbol. However, the hefty annual fee, lack of waiver options, and limited redemption options make it unsuitable for moderate spenders or those who prioritize diverse benefits.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee/Annual Fee-annual fee of INR 1499 + GST 

  • Cash advance fee: 2.5% of the cash withdrawn or Rs 500. (Whichever is higher) 

  • Interest Rates: 4% p.m. or 48% per annum 

  • Late Payment Charges: No charge for the amount due up to Rs. 100 Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) 

  • Foreign Currency Transactions Fees: 3.5%. 

  • Reward Redemption Fees: Rs. 99

Fuel Surcharge
1% (+GST) fuel transaction charge (or surcharge) is levied by the merchant’s Bank. This will be reversed (1% + GST) for transactions greater than INR 400 and less than INR 4000
Billing Cycle

30 Days

Fees & Charges
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