Welcome Benefit: Customers get a welcome bonus of 6,000 cash points. Value of 1 point INR 0.1.
.png)
Bajaj Finserv DBS Bank 7X Rewards Supercard
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Customers get a welcome bonus of 6,000 cash points. Value of 1 point INR 0.1.
Milestone Benefits
Cardholder to get 7x reward points on acheiving the threshold of INR 10,000 in any month.
Cashback Rate
Reward System: Cardholder will get 1 cash point on spending INR 100.
Value of 1 point is INR 0.1.
General cashback rate: 0.1%.
On achieving milestone spend of INR 10,000 in any month, cardholder will get 7X points for all spends made in that month.
Special cashback rate: 0.7%.
Movie Benefits
None.
Dining Benefits
Cardholders get upto 20% discount in form of cashpoints for subscribing to memberships like Zomato Pro, Gaana, Hindustan Times, Bewakoof & more.
Other Benefits
Bonus cash points will be awarded to cardholder on any purchase made on the DBS app.
Cardholders get upto 20% discount in form of cashpoints for subscribing to memberships like Zomato Pro, Gaana, Hindustan Times, Bewakoof & more.
20% cashback on subscriptions of OTTs through the DBS app..
Lounge Access
Cardholders are eligible for 1 complimentary domestic airport lounge access per quarter
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Customers get a welcome bonus of 6,000 cash points. Value of 1 point INR 0.1.
Milestone Benefits
Cardholder to get 7x reward points on acheiving the threshold of INR 10,000 in any month.
Cashback Rate
Reward System: Cardholder will get 1 cash point on spending INR 100.
Value of 1 point is INR 0.1.
General cashback rate: 0.1%.
On achieving milestone spend of INR 10,000 in any month, cardholder will get 7X points for all spends made in that month.
Special cashback rate: 0.7%.
Movie Benefits
None.
Dining Benefits
Cardholders get upto 20% discount in form of cashpoints for subscribing to memberships like Zomato Pro, Gaana, Hindustan Times, Bewakoof & more.
Other Benefits
Bonus cash points will be awarded to cardholder on any purchase made on the DBS app.
Cardholders get upto 20% discount in form of cashpoints for subscribing to memberships like Zomato Pro, Gaana, Hindustan Times, Bewakoof & more.
20% cashback on subscriptions of OTTs through the DBS app..
Lounge Access
Cardholders are eligible for 1 complimentary domestic airport lounge access per quarter
Fees & Charges
Joining Fee
NIL
Annual Fee
annual fee of INR 1499 + GST
Cash Advance Fee
Cash advance fee: 2.5% of the cash withdrawn or Rs 500. (Whichever is higher)
Interest rate
Interest Rates: 4% p.m. or 48% per annum
Late Payment Fee
Late Payment Charges: No charge for the amount due up to Rs. 100 Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 99
Fees & Charges
Joining Fee
NIL
Annual Fee
annual fee of INR 1499 + GST
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 4% p.m. or 48% per annum
Late Payment Fee
Late Payment Charges: No charge for the amount due up to Rs. 100 Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 99
Special Features
Eligibility Criteria
Age: Minimum 21 years and maximum 70 years.
Income: Must have a regular source of income.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online: Visit the Bajaj Finserv website or the DBS Bank website.
Click on the "Apply Now" button for the Bajaj Finserv DBS Bank 7X Rewards SuperCard.
Enter your mobile number and verify the OTP sent to your phone.
Fill in the application form with your basic details, such as your name, PAN number, date of birth, father's name, occupation type, company name, marital status, and address details.
Submit your application.
A representative from Bajaj Finserv will call you to complete the KYC process.
Required documents: PAN card Aadhaar card Income proof (salary slip or Form 16 for salaried individuals, and income tax returns for self-employed individuals)
Once your application is approved, you will receive your Bajaj Finserv DBS Bank 7X Rewards SuperCard within a few days.
Contact Details
1860 267 6789
Account Opening and Procedure
The Bajaj Finserv DBS Bank 7X Rewards SuperCard is a decent option for moderate-to-high spenders who prioritize maximizing cashback on everyday purchases and enjoy occasional travel. It offers high base and bonus rewards, a welcome bonus, fuel surcharge waiver, and EMI cashback. However, the high annual fee, limited redemption options, fuel waiver cap, and lower point value might not be ideal for low spenders or those seeking diverse benefits.
The Bajaj Finserv DBS Bank 7X Rewards SuperCard is a decent option for moderate-to-high spenders who prioritize maximizing cashback on everyday purchases and enjoy occasional travel. It offers high base and bonus rewards, a welcome bonus, fuel surcharge waiver, and EMI cashback. However, the high annual fee, limited redemption options, fuel waiver cap, and lower point value might not be ideal for low spenders or those seeking diverse benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai