Welcome Bonus:Users will earn 2,000 bonus points after the first purchase within 30 days of card approval.
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CITI Rewards Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Bonus:Users will earn 2,000 bonus points after the first purchase within 30 days of card approval.
Milestone Benefits
None.
Cashback Rate
1 RP INR 0.35.
Users will earn 1 reward point for every Rs. 100 spent on all transactions. Cashback rate: 0.35%.
5 reward points per Rs. 100 spent on departmental stores, supermarkets, and fuel. Cashback rate: 1.75%.
3 reward points per Rs. 100 spent on dining and bill payments. Cashback rate: 1.05%.
Movie Benefits
None.
Dining Benefits
3 reward points per Rs 100 spent on dining and bill payments. Cashback rate: 1.05%.
Other Benefits
No annual fee.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Bonus:Users will earn 2,000 bonus points after the first purchase within 30 days of card approval.
Milestone Benefits
None.
Cashback Rate
1 RP INR 0.35.
Users will earn 1 reward point for every Rs. 100 spent on all transactions. Cashback rate: 0.35%.
5 reward points per Rs. 100 spent on departmental stores, supermarkets, and fuel. Cashback rate: 1.75%.
3 reward points per Rs. 100 spent on dining and bill payments. Cashback rate: 1.05%.
Movie Benefits
None.
Dining Benefits
3 reward points per Rs 100 spent on dining and bill payments. Cashback rate: 1.05%.
Other Benefits
No annual fee.
Lounge Access
None.
Fees & Charges
Joining Fee
s: INR 1000 + GST
Annual Fee
INR1000, but it is waived if you spend Rs.30,000 or more in a membership year.
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn, with a minimum of Rs.500.
Interest rate
Interest Rate: 3.25% per month (39% per annum).
Late Payment Fee
Late payment fees: Rs.500 or 5% of the outstanding balance, whichever is higher.
Foreign Currency Transactions Fee
Foreign currency transaction fee: 2.5% of the amount charged.
Other Fees
Fees & Charges
Joining Fee
s: INR 1000 + GST
Annual Fee
INR1000, but it is waived if you spend Rs.30,000 or more in a membership year.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.25% per month (39% per annum).
Late Payment Fee
Late payment fees: Rs.500 or 5% of the outstanding balance, whichever is higher.
Foreign Currency Transactions Fee
Foreign currency transaction fee: 2.5% of the amount charged.
Other Fees
Special Features
Reward points never expire.
Eligibility Criteria
The applicant should be between 23 and 60 years of age.
The applicant should be either salaried or self-employed and have a decent credit score.
The minimum income requirement for salaried individuals is not available in the search results.
The minimum income requirement for self-employed individuals is not available in the search results
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the CITI website or mobile app: Navigate to the credit card page and select "Apply Now" for the CITI Rewards Credit Card.
Fill out the application form: Provide your personal details, financial information, and employment details. Ensure all information is accurate and complete.
Upload required documents: Scan and upload copies of your proof of identity, address, and income proof.
Review and submit your application: Carefully review all details before submitting your application.
Contact Details
1860 210 2484
Account Opening and Procedure
The Citibank Rewards Credit card is the best option if you're looking for a credit card with fantastic reward programs. Reward Points never expire and can be redeemed against a variety of categories in addition to interesting reward offers. You can use your points whenever you choose. You have even more reasons to choose this card because of its many welcome features, fuel surcharge waiver, spend-based monthly incentive, and waiver of the renewal fee. After considering all of its unique reward programs and money-saving features, it is clear that the Citi Reward Credit Card is a great option for anyone searching for a respectable credit card with intriguing rewards.
The Citibank Rewards Credit card is the best option if you're looking for a credit card with fantastic reward programs. Reward Points never expire and can be redeemed against a variety of categories in addition to interesting reward offers. You can use your points whenever you choose. You have even more reasons to choose this card because of its many welcome features, fuel surcharge waiver, spend-based monthly incentive, and waiver of the renewal fee. After considering all of its unique reward programs and money-saving features, it is clear that the Citi Reward Credit Card is a great option for anyone searching for a respectable credit card with intriguing rewards.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai