HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
No welcome benefit is provided
No international/domestic airport lounge access facility is provided.
Limited rewards and benefits.
Very low cashback rate.
Reward System: Users will earn 2 reward points for every INR 150/- spent on the credit card. The value of 1 reward point = INR 0.20. General cashback rate: 0.13%. Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%. 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.
Milestone Benefit: 500 bonus rewards points on monthly spends of INR 20,000, and 2500 bonus rewards points on annual spends of INR 1,80,000.
Rewards & Benifits
Welcome Benefits
None
Rewards System
International Forex Markup
Foreign Currency Transactions Cross currency mark-up of 3.5%
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will earn 2 reward points for every INR 150/- spent on the credit card. The value of 1 reward point = INR 0.20. General cashback rate: 0.13%. Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%. 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.
Milestone Benefit: 500 bonus rewards points on monthly spends of INR 20,000, and 2500 bonus rewards points on annual spends of INR 1,80,000.
No welcome benefit is provided
No international/domestic airport lounge access facility is provided.
Limited rewards and benefits.
Very low cashback rate.
One card with multiple benefits is here for you all – the HDFC Equitas Excite Credit Card. Unlock rewards with every spend, enjoy a 3x boost on fuel, groceries, and utilities. With up to 2 Lakhs credit limit, a 1% fuel surcharge waiver, and flexible shopping installments, it's the ultimate choice for Equitas Bank customers.
One card with multiple benefits is here for you all – the HDFC Equitas Excite Credit Card. Unlock rewards with every spend, enjoy a 3x boost on fuel, groceries, and utilities. With up to 2 Lakhs credit limit, a 1% fuel surcharge waiver, and flexible shopping installments, it's the ultimate choice for Equitas Bank customers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee-NIL,
Annual Fee-Lifetime Free
Cash Advance Charges 2.5% on amount withdrawn or Rs 500/- whichever is higher.
Interest Rates: 3.6% per month i.e. 43.2% annually
Late Payment Fees: Less than `100 = Nil `100 to `500 = 100/- `501 to `5,000 = 500/- `5,001 to `10,000 = 600/- `10,001 to `25,000 = 800/- `25,001 to `50,000 = 1100/- More than `50,000 = 1300/-
Foreign Currency Transactions Cross currency mark-up of 3.5%
Reward Redemption Fee Rs. 99 per redemption
Fuel Surcharge
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 Days