ICICI Bank HPCL Super Saver Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a joining benefit of 2,000 reward points on activation and fee payment and Rs 100 cash back on the HP Pay App.
Milestone Benefits
Cashback Rate
2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective Cashback rate: 0.50%
Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.
Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).
Movie Benefits
25% discount on movie ticket bookings upto Rs 100 per transaction.
Dining Benefits
Other Benefits
Complimentary 24x7 Road Side Assistance (RSA) services.
Lounge Access
Complimentary domestic airport lounge access.
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a joining benefit of 2,000 reward points on activation and fee payment and Rs 100 cash back on the HP Pay App.
Milestone Benefits
Cashback Rate
2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective Cashback rate: 0.50%
Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.
Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).
Movie Benefits
25% discount on movie ticket bookings upto Rs 100 per transaction.
Dining Benefits
Other Benefits
Complimentary 24x7 Road Side Assistance (RSA) services.
Lounge Access
Complimentary domestic airport lounge access.
Fees & Charges
Joining Fee
Rs 500 + Goods and Services Tax (GST)
Annual Fee
(second year onwards) - Rs 500* + GST (can be waived on spends of Rs 1,50,000 per year)
Cash Advance Fee
3.50% per month (42% annualised).
Interest rate
3.50% per month (42% annualised)
Late Payment Fee
The late payment fee depends on the outstanding amount at the time of payment:Between Rs. 5,001 to Rs. 10,000: Rs. 750Between Rs. 10,001 to Rs. 25,000: Rs. 900Between Rs. 25,001 to Rs. 50,000: Rs. 1,000More than Rs. 50,000: Rs. 1,200Foreign Currency Mark-up Fees: 3.5%.
Foreign Currency Transactions Fee
3.50%
Other Fees
Supplementary Card Fee - Rs 100 | Overdue interest on extended credit and cash advances - 3.50% per month (42% annualised).
Fees & Charges
Joining Fee
Rs 500 + Goods and Services Tax (GST)
Annual Fee
(second year onwards) - Rs 500* + GST (can be waived on spends of Rs 1,50,000 per year)
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.50% per month (42% annualised)
Late Payment Fee
The late payment fee depends on the outstanding amount at the time of payment:Between Rs. 5,001 to Rs. 10,000: Rs. 750Between Rs. 10,001 to Rs. 25,000: Rs. 900Between Rs. 25,001 to Rs. 50,000: Rs. 1,000More than Rs. 50,000: Rs. 1,200Foreign Currency Mark-up Fees: 3.5%.
Foreign Currency Transactions Fee
3.50%
Other Fees
Supplementary Card Fee - Rs 100 | Overdue interest on extended credit and cash advances - 3.50% per month (42% annualised).
Special Features
24*7 roadside assistance
Eligibility Criteria
Age: 21 to 65 years old.
Employment: Salaried or self-employed with a stable income.
Credit score: Minimum credit score of 750 or above.
Credit history: Demonstrated stable credit history.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the ICICI Bank website: https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver
Fill in the online application form with accurate details.
Upload required documents like PAN card, Aadhaar card, proof of address, and income proof.
Submit the application and wait for a response.
Post-application:
You will receive a notification about the application status via email or SMS within a few days.
If approved, your card will be delivered to your registered address within 7-10 business days.
Contact Details
1800 1080
Account Opening and Procedure
The typical issues associated with a fuel credit card apply to the ICICI Bank HPCL Super Saver. The overall reward rate was harmed by the high yearly fee waiver spend and low caps on accelerated rewards. To consistently receive cashback on all purchases, we would rather use cashback credit cards like Ace in place of this.
With two benefits, the BoB ENERGIE credit card is a far superior option for HPCL. It has higher fuel reward caps and a cheap yearly fee waiver.
The typical issues associated with a fuel credit card apply to the ICICI Bank HPCL Super Saver. The overall reward rate was harmed by the high yearly fee waiver spend and low caps on accelerated rewards. To consistently receive cashback on all purchases, we would rather use cashback credit cards like Ace in place of this.
With two benefits, the BoB ENERGIE credit card is a far superior option for HPCL. It has higher fuel reward caps and a cheap yearly fee waiver.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai