Platinum Edge Super Card

Welcome benefits

• Users will get 8,000 reward points for spending ₹2,000 within 30 days of card generation and payment of annual fees (No welcome rewards will be given to first-year free cards)

Rewards & cashback

• The value of 1 RBL reward point = ₹0.25
• Users will get 2 reward points on every ₹100 spent on the card except fuel
• General cashback rate: 50%
• 2X reward points on all online spending, except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payment, and wallet load
• Cashback rate: 1%

Milestone benefits

• Users will get 10,000 reward points on spending Rs ₹1.5 Lakhs and an additional 5,000 reward points on every spend of ₹1,00,000 thereafter

Movies

• Users will get a 1+1 free movie ticket (Up to ₹200) on Bookmyshow, once a month

More benefits & features

• Annual fee waiver: This is a great way to save money on the annual fee
• If you spend ₹50,000 in the first year, the annual fee for the second year will be waived
• Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit
• This can be a helpful option in case of an emergency
• Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days
• This is a great way to access cash without incurring any additional charges

Fees & charges

Joining fee

₹1999 &

Annual fee

Annual membership Fees: 1999 + taxes (second year onwards) Spend Based Waiver: Spend ₹2,00,000 in a year and get waiver of Next year

Foreign currency markup

3.50%

Interest rate

upto 3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum Edge SuperCard online or by visiting a RBL Bank branch

1. To apply online, you can follow these steps:
2. Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
3. Select the "Platinum Edge SuperCard" from the list of cards
4. Enter your personal details, such as your name, address, and contact information
5. Enter your income and employment details
6. Upload a copy of your PAN card and identity proof
7. Submit your application
8. The processing time for the application is usually 7-10 working days