Platinum ValuePlus SuperCard

Welcome benefits

• Users will get ₹1000 worth gift vouchers on payment of joining fees and spends of ₹2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

• 1 RBL reward point = ₹0.25 on every ₹100/- spent on the card
• General cashback rate: 0.25%
• 10% cashback on all fuel purchases (₹250 per month)

More benefits & features

• 10% cashback on all fuel purchases (upto ₹400)
• Users can avail EMI Finance option to Shop for durables, electronics, furniture, clothes & accessories, groceries and much more.; Users can convert up to available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no… (Processing fee of 2.5% applicable; min ₹500).; Users can avail Split n Pay program and convert purchases of ₹3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.

Fees & charges

Joining fee

₹499 &

Annual fee

Annual membership Fees: 499 + taxes (second year onwards) Spend Based Waiver: Spend ₹50,000 in a year and get waiver of Next year

Foreign currency markup

3.50%

Interest rate

3.99% p.m (upto 47.88% p.a)

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance Platinum ValuePlus SuperCard online or by visiting a RBL Bank branch

1. To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
2. Select the "Platinum ValuePlus SuperCard" from the list of cards
3. Enter your personal details, such as your name, address, and contact information
4. Enter your income and employment details
5. Upload a copy of your PAN card and identity proof
6. Submit your application
7. The processing time for the application is usually 7-10 working days
8. Once your application is approved, you will receive the card in the mail