RBL Bank Movies and More Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone Benefit: Users will get 5,000 bonus reward points when the annual spending on their card crosses Rs Rs 2 Lakhs, and 10,000 bonus reward points when the annual spending on their card crosses Rs Rs 3.5 Lakhs.
Cashback Rate
- Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining &
- Entertainment Category – BookMyShow &
- Zomato
- 
- Travel Category – MakeMyTrip &
- Uber
- 
- Grocery Category – Blinkit &
- Reliance Smart Bazaar
- 
- Electronics Category – Croma &
- Reliance Digital
- 
- Fashion Category – Nykaa &
- Myntra
3% cashback any one E-commerce merchant of your choice
- 
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends
- Cashback credit card
-  
- Reward System: Cardholders will get 5% cashback on any two packs of their choice
- 3% cashback on any one E-commerce merchant of your choice- Amazon or Flipkart or PayZapp
- 1% unlimited cashback across all other spends
Movie Benefits
Other Benefits: Users will get 2 free movie tickets worth Rs 250 each at BookMyShow on monthly spend of Rs 15,000, and 1 free movie ticket up to Rs 250 at BookMyShow on monthly spend of Rs 10,000.
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
Limited rewards
Spend thresholds
Welcome Benefit: Cardholders will get 4 movie tickets worth INR 250 each at BookMyShow, and a benefit of INR 1,000 redeemable in 2 transactions of INR 500 each and a maximum of 2 tickets in each transaction. (Welcome benefit is automatically available to you for 60 days after paying your joining fee and using your card for the first time within the first 30 days.)
Reward System: Users will earn 10 reward points/ INR 100 spent at BookMyShow and at Pizza Hut and KFC, 20 reward points/ INR 100 spent on dining on Wednesdays, and 1 reward point INR100 on all your purchases except fuel. 1 RP = 0.25 paisa. General cashback rate: 0.25%, Effective cashback rate for Pizza Hut and KFC: 2.5%, and Dining cashback rate: 5%.
Milestone Benefit: Users will get 5,000 bonus reward points when the annual spending on their card crosses INR 2 lakhs, and 10,000 bonus reward points when the annual spending on their card crosses INR 3.5 lakhs.
Other Benefits: Users will get 2 free movie tickets worth INR 250 each at BookMyShow on monthly spend of INR 15,000, and 1 free movie ticket up to INR 250 at BookMyShow on monthly spend of INR 10,000.
Rewards & Benifits
Welcome Benefits
Cardholders get 4 movie tickets worth INR 250 each at BookMyShow You get a benefit of INR 1,000 redeemable in 2 transactions of INR 500 each and a maximum of 2 tickets in each transaction.
Rewards System
International Forex Markup
IFM: 3.5%
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Cardholders will get 4 movie tickets worth INR 250 each at BookMyShow, and a benefit of INR 1,000 redeemable in 2 transactions of INR 500 each and a maximum of 2 tickets in each transaction. (Welcome benefit is automatically available to you for 60 days after paying your joining fee and using your card for the first time within the first 30 days.)
Reward System: Users will earn 10 reward points/ INR 100 spent at BookMyShow and at Pizza Hut and KFC, 20 reward points/ INR 100 spent on dining on Wednesdays, and 1 reward point INR100 on all your purchases except fuel. 1 RP = 0.25 paisa. General cashback rate: 0.25%, Effective cashback rate for Pizza Hut and KFC: 2.5%, and Dining cashback rate: 5%.
Milestone Benefit: Users will get 5,000 bonus reward points when the annual spending on their card crosses INR 2 lakhs, and 10,000 bonus reward points when the annual spending on their card crosses INR 3.5 lakhs.
Other Benefits: Users will get 2 free movie tickets worth INR 250 each at BookMyShow on monthly spend of INR 15,000, and 1 free movie ticket up to INR 250 at BookMyShow on monthly spend of INR 10,000.
Limited rewards
Spend thresholds
The card offers decent movie benefits. However, the card has a very low general cashback rate. The card is best suited for those individuals who watch movies frequently.
The card offers decent movie benefits. However, the card has a very low general cashback rate. The card is best suited for those individuals who watch movies frequently.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual membership fees: INR 1,000.
Cash Advance Charges: 2.5% of the cash amount (min Rs. 500).
Interest Rate: 3.99% per month or 47.88% per annum.
Late payment fee charged depending on the customer’s total outstanding amount ranges from Rs. 5 - 1300.
Foreign Currency Mark-up fees: Up to 3.5%.
Reward Redemption Fees: Rs. 99 +GST.
Fuel Surcharge
1% surcharge on fuel transaction value or Rs.10/- whichever is higher(dependent on merchant bank).
Billing Cycle
30 Days