RBL Bank Platinum Delight Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
RBL Bank Platinum Delight Credit Card
Bank Name :
RBL Bank
Type :
Rewards Credit Card
Interest Rate :
3.99% per month (47.88% per annum).
Eligibility :
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Pros
Welcome Bonus: Upon card activation, cardholders receive a generous welcome bonus of 4,000 reward points, equivalent to Rs. 400 cashback.
Reward System: Earn 2 Reward Points for every Rs.100 spent on all your purchases. Earn 4 Reward Points for every Rs.100 spent during the weekends. Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.
Fuel Surcharge Waiver: To alleviate the burden of fuel surcharges, cardholders enjoy a fuel surcharge waiver of up to Rs. 150 per month.
Movie Discounts: For movie enthusiasts, the card offers exciting movie discounts of 10% (up to Rs. 100) on movie tickets at BookMyShow.
Annual Fee Reversal: To reward cardholders for their loyalty, the annual fee of Rs. 1,000 is waived if cardholders spend Rs. 1.5 lakhs in the previous year.
Cons
Low cashback rate.
Limited number of value add features.
Pros & Cons
Welcome Benefits
Swipe your Card within 30 days of issuance and earn 4,000 Reward points as a welcome gift.
Rewards System
Reward System: Earn 2 Reward Points for every Rs.100 spent on all your purchases. Earn 4 Reward Points for every Rs.100 spent during the weekends. Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more in a calender month.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Benefits
Get access to exclusive fuel discounts at select petrol pumps.
Airport Lounge Access
Dining and Shopping Offers
Milestone benefits of up to 10,000 reward points for achieving specific spending milestones.
Complimentary travel insurance coverage for domestic and international trips.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank Platinum Delight Credit Card:
Visit the RBL Bank website or the RBL Bank Mobile App.
Click on the "Apply for a Credit Card" tab.
Select the "Platinum Maxima Credit Card" from the list of credit cards.
Enter your personal details, such as your name, email address, phone number, and date of birth.
Enter your income and employment details.
Upload a copy of your PAN card and address proof.
Submit your application.
A RBL Bank representative will contact you to verify your details and process your application.
Here are the documents you need to apply for the RBL Bank Platinum Maxima Credit Card:
PAN card
Proof of address
Proof of income
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Bonus: Upon card activation, cardholders receive a generous welcome bonus of 4,000 reward points, equivalent to Rs. 400 cashback.
Reward System: Earn 2 Reward Points for every Rs.100 spent on all your purchases. Earn 4 Reward Points for every Rs.100 spent during the weekends. Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.
Fuel Surcharge Waiver: To alleviate the burden of fuel surcharges, cardholders enjoy a fuel surcharge waiver of up to Rs. 150 per month.
Movie Discounts: For movie enthusiasts, the card offers exciting movie discounts of 10% (up to Rs. 100) on movie tickets at BookMyShow.
Annual Fee Reversal: To reward cardholders for their loyalty, the annual fee of Rs. 1,000 is waived if cardholders spend Rs. 1.5 lakhs in the previous year.
Low cashback rate.
Limited number of value add features.
RBL Bank Platinum Delight Credit Card
RBL Bank Platinum Delight Credit Card is a decent credit card however, it offers a low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 1,000
Annual Fee: Second year onwards - INR 2000
Interest Rate: 3.99% per month (47.88% per annum).
Cash Withdrawal Fee: 2.5% or INR 500 whichever is higher.
Late Payment Penalty: Late payment fee is charged depending on the customer’s total outstanding
amount ranges from INR 5 - 1300.
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Forex Markup: 3.5%.
Fuel Surcharge
1% surcharge waiver upto INR150 per month.
Billing Cycle
30 Days.