HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
Low cashback rate.
Limited number of value add features.
Welcome Bonus: Users can swipe the card within 30 days of issuance and earn 4,000 reward points as a welcome gift.
Reward System: Users will earn 2 reward points for every Rs.100 spent on all their purchases and 4 reward points for every Rs.100 spent during the weekends. Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.
Fuel Surcharge Waiver: To alleviate the burden of fuel surcharges, cardholders enjoy a fuel surcharge waiver of up to Rs. 150 per month.
Movie Discounts: For movie enthusiasts, the card offers exciting movie discounts of 10% (up to Rs. 100) on movie tickets at BookMyShow.
Annual Fee Reversal: To reward cardholders for their loyalty, the annual fee of Rs. 1,000 is waived if cardholders spend Rs. 1.5 lakhs in the previous year.
Rewards & Benifits
Welcome Benefits
Users can swipe the card within 30 days of issuance and earn 4,000 reward points as a welcome gift.
Rewards System
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Bonus: Users can swipe the card within 30 days of issuance and earn 4,000 reward points as a welcome gift.
Reward System: Users will earn 2 reward points for every Rs.100 spent on all their purchases and 4 reward points for every Rs.100 spent during the weekends. Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. Weekend cashback rate: 1%.
Fuel Surcharge Waiver: To alleviate the burden of fuel surcharges, cardholders enjoy a fuel surcharge waiver of up to Rs. 150 per month.
Movie Discounts: For movie enthusiasts, the card offers exciting movie discounts of 10% (up to Rs. 100) on movie tickets at BookMyShow.
Annual Fee Reversal: To reward cardholders for their loyalty, the annual fee of Rs. 1,000 is waived if cardholders spend Rs. 1.5 lakhs in the previous year.
Low cashback rate.
Limited number of value add features.
RBL Bank Platinum Delight Credit Card is a decent credit card however, it offers a low cashback rate.
RBL Bank Platinum Delight Credit Card is a decent credit card however, it offers a low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 1,000
Annual Fee: Second year onwards - INR 2000
Interest Rate: 3.99% per month (47.88% per annum).
Cash Withdrawal Fee: 2.5% or INR 500 whichever is higher.
Late Payment Penalty: Late payment fee is charged depending on the customer’s total outstanding
amount ranges from INR 5 - 1300.
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Forex Markup: 3.5%.
Fuel Surcharge
1% surcharge waiver upto INR150 per month.
Billing Cycle
30 Days.