Shaurya Select SBI Card
MyRupaya Ratings
Product Details
Credit Card Name :
Shaurya Select SBI Card
Bank Name :
State Bank Of India
Type :
Rewards Credit Card
Interest Rate :
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.
Eligibility :
Age: You must be minimum 21 and maximum 70 years old.
Occupation: You must be employed with the army, navy, airforce, or coastguard or paramilitary.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
![Shaurya Select SBI Card](https://static.wixstatic.com/media/f836e8_43bd54bd72f24f6a87fd5d3dd9b9192d~mv2.webp/v1/fill/w_190,h_121,al_c,q_80,blur_3,enc_auto/SBI%20Card%20Shaurya%20Select.webp)
Pros
Welcome Benefit: None
Renewal Benefit: Get 1500 point on payment of renewal fee.
Reward System: Get 10 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 2 reward points on all other spends per INR 100. Effective general cashback rate: 0.5%.
Annual fee reversal on spending INR 1,50,000 on the card.
Free personal accidental insurance cover of INR 10 Lakh.
Milestone Benefits: Get Pizza Hut voucher worth INR 500 on achieving spends of INR 50,000 in a quarter. Get voucher worth INR 7,000 from Yatra or Pantaloons on achieving annual spends of INR 5 Lakhs.
Enjoy 24x7 concierge services for assistance in gift delivery, flower delivery, restaurant referral, courier service, car Rental & limousine referral and many more services.
Your credit card comes embossed with your service branch.
Cons
Low general cashback rate.
No free movies.
No free airport lounge visits.
Pros & Cons
Welcome Benefits
Welcome Benefit: None.
Rewards System
Reward System: Get 10 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 2 reward points on all other spends per INR 100. Effective general cashback rate: 0.5%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Get 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Occupation: You must be employed with the army, navy, airforce, or coastguard or paramilitary.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Benefits
Card offers cashback on purchases made from CSD.
Free accident insurance.
Free concierge.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Shaurya Select SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Shaurya Select SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
![](https://static.wixstatic.com/media/55d98a_3287270d83ef4efabfdd1f52d0dc6ec2~mv2.jpg/v1/fill/w_147,h_98,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/wolfgang-hasselmann-1ICIhK-ElJs-unsplash-edited.jpg)
![](https://static.wixstatic.com/media/55d98a_3287270d83ef4efabfdd1f52d0dc6ec2~mv2.jpg/v1/fill/w_147,h_98,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/wolfgang-hasselmann-1ICIhK-ElJs-unsplash-edited.jpg)
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: None
Renewal Benefit: Get 1500 point on payment of renewal fee.
Reward System: Get 10 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 2 reward points on all other spends per INR 100. Effective general cashback rate: 0.5%.
Annual fee reversal on spending INR 1,50,000 on the card.
Free personal accidental insurance cover of INR 10 Lakh.
Milestone Benefits: Get Pizza Hut voucher worth INR 500 on achieving spends of INR 50,000 in a quarter. Get voucher worth INR 7,000 from Yatra or Pantaloons on achieving annual spends of INR 5 Lakhs.
Enjoy 24x7 concierge services for assistance in gift delivery, flower delivery, restaurant referral, courier service, car Rental & limousine referral and many more services.
Your credit card comes embossed with your service branch.
Low general cashback rate.
No free movies.
No free airport lounge visits.
Shaurya Select SBI Card
The USP of the card is 2.5% cashback on CSD, dining, movies, departmental stores and grocery. Few cards in India offer cashback on purchases from CSD. Otherwise the card has very little to offer.
![Abhijeet Saxena](https://static.wixstatic.com/media/97db43_546bd3496385449bb5577554fbe3a8d0~mv2.png/v1/fill/w_49,h_49,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_auto/Abhijeet%20Saxena.png)
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 1499 + Taxes.
Renewal Fee (per annum): INR 1499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.
Billing Cycle
30 Days.