Skywards ICICI Bank Sapphiro Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Skywards ICICI Bank Sapphiro Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
Interest Rate: 3.67% per month (annual interest rate - 44%).
Eligibility :
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Pros
Welcome Benefits: Get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.
Reward System: Earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.
2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year.
Buy one ticket and get up to INR 500 off on the second ticket up to 2 times every month on BookMyShow.
Complimentary membership to Dreamfolks worth USD 99.
Cons
Card offers cashback only in form of Skyward Miles.
Card can be used only to book tickets through Emirates.
Pros & Cons
Welcome Benefits
Welcome Benefits: Get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership on joining.
Rewards System
Reward System: Earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Free Dreamfolk membership worth USD 9. As a Dreamfolks member, you can relax at more than 450 comfortable and luxurious airport lounges across 115 countries around the world, regardless of the class or airline you fly with, or whether or not you are a member of an airline frequent flyer club.
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Benefits
Good travel benefits.
Good value add and welcome benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.
Reward System: Earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.
2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year.
Buy one ticket and get up to INR 500 off on the second ticket up to 2 times every month on BookMyShow.
Complimentary membership to Dreamfolks worth USD 99.
Card offers cashback only in form of Skyward Miles.
Card can be used only to book tickets through Emirates.
Application Procedure
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Product Review
Fees & Charges
Joining Fee: INR 5,000
Annual Fee (Second year onwards): INR 5,000
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.
Fuel Surcharge
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of Rs. 250
Billing Cycle
30 Days