Tata Neu Plus HDFC Bank RuPay Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Milestone Benefits
None.
Cashback Rate
1 NeuCoin = ₹1, redeemable on the Tata Neu App.
2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.
7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Card can be linked to UPI payment apps.
Lounge Access
Customers can also avail 4 complimentary domestic lounge access per calendar year
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Milestone Benefits
None.
Cashback Rate
1 NeuCoin = ₹1, redeemable on the Tata Neu App.
2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.
7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Lounge Access
Customers can also avail 4 complimentary domestic lounge access per calendar year
Fees & Charges
Joining Fee
INR 499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived.
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
Cash advance fee: 2.5% or r ₹500 whichever is higher.
Interest rate
Interest Rates: 3.75% p.m. 45.00% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived. | Reward Redemption Fees: Rs. 99/-
Fees & Charges
Joining Fee
INR 499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived.
Annual Fee
N.A.(Not Applicable)
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.75% p.m. 45.00% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived. | Reward Redemption Fees: Rs. 99/-
Special Features
None
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > ₹25,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 6 Lakhs per annum
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the Tata Neu or HDFC Bank's website and click on the "Credit Cards" tab.
Click on the "Tata Neu Plus HDFC Bank Credit Card" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
Tata Neu HDFC Bank credit card offers a solid cashback rate. It is most effective when used along with Tata Neu Pass which is an Amazon Prime kind of membership offered by Tata Neu Plus
Tata Neu HDFC Bank credit card offers a solid cashback rate. It is most effective when used along with Tata Neu Pass which is an Amazon Prime kind of membership offered by Tata Neu Plus
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai