Welcome Benefit: Users can get 500 Empower points on spending of Rs 2000 within 60 days of receiving the card.
.png)
Tata Titanium Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users can get 500 Empower points on spending of Rs 2000 within 60 days of receiving the card.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 1.
Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%.
1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
Movie Benefits
None.
Dining Benefits
Reward System: The value of 1 reward point = Rs 1. Users will get 3 reward points for every Rs 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs 100 spent on other retail spends with a cashback rate of 1%.
Other Benefits
1.5% value back on spending at Croma outlets.; Upto 5% value back on spends on select TATA outlets.; Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest.
Users can get annual fee waived, on spending Rs 1,00,000 or more in a year.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users can get 500 Empower points on spending of Rs 2000 within 60 days of receiving the card.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 1.
Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%.
1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
Movie Benefits
None.
Dining Benefits
Reward System: The value of 1 reward point = Rs 1. Users will get 3 reward points for every Rs 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs 100 spent on other retail spends with a cashback rate of 1%.
Other Benefits
1.5% value back on spending at Croma outlets.; Upto 5% value back on spends on select TATA outlets.; Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest.
Users can get annual fee waived, on spending Rs 1,00,000 or more in a year.
Lounge Access
None.
Fees & Charges of
Tata Titanium Card
Joining Fee
INR 499.
Annual Fee
INR 499
Cash Advance Fee
Cash withdrawal fee: SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500).
Interest rate
Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Late Payment Fee
Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000
Foreign Currency Transactions Fee
3.50%
Other Fees
1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000. Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes
Joining Fee
INR 499.
Annual Fee
INR 499
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Late Payment Fee
Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000
Foreign Currency Transactions Fee
3.50%
Other Fees
1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000. Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes
Fee and Charges of
Tata Titanium Card
Special Features
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits of
Tata Titanium Card
How to apply for Credit Card?
Contact Details
Account Opening and Procedure of
Tata Titanium Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai