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Tata Titanium Card

Tata Titanium Card

 Card Details
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Cons
  • No complimentary lounge visit. 

  • Few add-on features.

  • Welcome Benefit: Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.

  • Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

  • 1.5% value back on spending at Croma outlets. 

  • Upto 5% value back on spends on select TATA outlets. 

  • Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest. 

  • Users can get annual fee waived, on spending Rs. 1,00,000 or more in a year.

Rewards & Benifits
Welcome Benefits

Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.

Rewards System
  • The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

International Forex Markup

IFM- 3.50%

Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Minimum age of the card holders should be 18.
Only Indian residents can apply.

Benefits
  • Welcome benefits.

  • Cashbacks on Croma outlets.

  • Cashback on TATA outlets.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online: Visit the Tata Card website and click on the "Apply Now" button for the Tata Titanium Card. Fill in the application form with your personal and financial details, upload the required documents, and submit your application.
Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Welcome Benefit: Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.

  • Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

  • 1.5% value back on spending at Croma outlets. 

  • Upto 5% value back on spends on select TATA outlets. 

  • Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest. 

  • Users can get annual fee waived, on spending Rs. 1,00,000 or more in a year.

  • No complimentary lounge visit. 

  • Few add-on features.

Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: INR 499. 

  • Annual Fee: INR 499 

  • Cash withdrawal fee: SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500). 

  • 1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000. Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes

  • Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000

Fuel Surcharge
1%. Surcharge waiver of Rs. 250 per month per credit card account
Billing Cycle

1 Month

Fees & Charges
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