
Tata Titanium Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
No complimentary lounge visit.
Few add-on features.
Welcome Benefit: Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
1.5% value back on spending at Croma outlets.
Upto 5% value back on spends on select TATA outlets.
Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest.
Users can get annual fee waived, on spending Rs. 1,00,000 or more in a year.
Rewards & Benifits
Welcome Benefits
Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.
Rewards System
The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
International Forex Markup
IFM- 3.50%
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Benefits
Welcome benefits.
Cashbacks on Croma outlets.
Cashback on TATA outlets.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
Account Opening and Procedure



Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
1.5% value back on spending at Croma outlets.
Upto 5% value back on spends on select TATA outlets.
Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest.
Users can get annual fee waived, on spending Rs. 1,00,000 or more in a year.
No complimentary lounge visit.
Few add-on features.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 499.
Annual Fee: INR 499
Cash withdrawal fee: SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500).
1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000. Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes
Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000
Fuel Surcharge
Billing Cycle
1 Month