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Tata Titanium Card

Product Details
Credit Card Name : 

Tata Titanium Card

Bank Name :

Tata Cards

Type :

Shopping Credit Card

Interest Rate : 

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

Eligibility :

Minimum age of the card holders should be 18.
Only Indian residents can apply.

Tata Titanium Card
Pros
  • 1.5% value back on spends at Croma Outlets. 

  • Upto 5% value back on spends on select TATA Outlets. 

  • Transfer the outstanding balance of other credit cards to this Card, offering lower rate of interest 

  • Get your annual fee waived off, on spending Rs. 1,00,000 or more in a year.

Cons
  • No complimentary lounge visit. 

  • Few add-on features.

Pros & Cons
Welcome Benefits
None
Rewards System
  • 1 Reward Point = INR 1 

  • 3 Reward Points per Rs. 100 spent on Departmental & Grocery stores, Dining 

  • 1 Reward Point per Rs. 100 spent on other retail spends

International Forex Markup

IFM- 3.50%

Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Minimum age of the card holders should be 18.
Only Indian residents can apply.

Benefits

Reward Points & Cashback:

  • Earn up to 5% value back: on Tata Cliq purchases, Tata Sky recharges, Tata Motors service stations, and Croma stores.

  • Earn 1.5% value back: on dining, groceries, and department stores.

  • Earn 1% value back: on all other spends.

  • Get 1,000 bonus points: on joining and spending Rs. 5,000 within 90 days.

  • Enjoy bonus points: on milestone spending and special offers.

Travel & Lifestyle:

  • Complimentary airport lounge access: at select domestic airports (2 visits per year).

  • Fuel surcharge waiver: 1% on fuel transactions up to Rs. 250 per month.

  • Discounts: on movie tickets, dining, and shopping at partner brands.

  • Free movie tickets: on completing certain spending milestones.

  • Airport transfer service: at discounted rates.

Additional Perks:

  • Welcome offer: Get vouchers or discounts from Tata partner outlets.

  • Easy bill pay: Settle utility bills like electricity and insurance using your card and earn points.

  • Add-on cards: Enjoy the benefits with family and friends with up to 3 add-on cards.

  • Cashback on EMI transactions: Get 1% cashback on EMI purchases made through the card.

  • Zero liability cover: Be protected from unauthorized transactions.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online: Visit the Tata Card website and click on the "Apply Now" button for the Tata Titanium Card. Fill in the application form with your personal and financial details, upload the required documents, and submit your application.
Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining fee: INR 499. 

  • Annual Fee: INR 499 

  • Cash withdrawal fee: SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500). 

  • 1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000. Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes

  • Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000

Fuel Surcharge
1%. Surcharge waiver of Rs. 250 per month per credit card account
Billing Cycle

1 Month

Fees & Charges
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