World Prime Super Card
MyRupaya Ratings
Product Details
Credit Card Name :
World Prime Super Card
Bank Name :
Bajaj Finance
Type :
Travel Credit Card
Interest Rate :
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Eligibility :
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Pros
Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500)
Welcome Benefit available of 12,000 Reward Points on payment of joining fees.
Fill vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs.150 per month.
Other Reward Benefits for Users: Get 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load. (Maximum Cap: 1,000 Reward Points)
Spend Rs.1,50,000 in a year and get 10,000 Reward Points Cross spend level of Rs.3,50,000 in a year and get additional 10,000 Reward Points
Get 8 free* visit in a year, at domestic lounges at all major airports in India.
BookMyShow Offer: 1+1 Movie tickets (up to Rs.200), twice a month on any day of the week.
Get cash instantly and pay back in instalments with Dial for Cash. program.
Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Facility of Transfer n Pay program allows users to transfer outstanding money from other bank’s Credit Cards to your Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.
Cons
High Joining fees.
No welcome rewards will be given to First Year Free cards
No international lounge access facility.
No Reward points for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load.
Pros & Cons
Welcome Benefits
Rewards System
Get 2 RBL reward point on spend of INR 100
1 reward point = INR 0.25
General cashback rate: 0.5%
Get 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load. (Maximum Cap: 1,000 Reward Points)
Online spend cashback rate: 1 % Get 12,000 Reward Points on payment of joining fees. Cross spend level of Rs.3,50,000 in a year and get additional 10,000 Reward Point
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
The RBL Bank + Bajaj Finance World Prime SuperCard is a premium credit card that offers a variety of benefits, including:
Welcome benefit of 12,000 reward points on spending Rs. 50,000 in the first 3 months. 2 Reward Points per INR 100 spent.
Annual savings of up to Rs. 5,000 through rewards and offers.
8 complimentary domestic airport lounge access in a year Fuel surcharge waiver of up to Rs. 200 per month.
Annual fee waiver on spending Rs. 3,50,000 in a year.
Emergency advance of up to 50% of your available credit limit.
Interest-free cash withdrawal up to Rs. 50,000 per month.
No cost EMIs on select purchases.
Purchase protection.
Travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance World Prime SuperCard online or by visiting a RBL Bank branch.
To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Apply for a Credit Card" tab.
Select the "World Prime SuperCard" from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a copy of your PAN card and identity proof. Submit your application.
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500)
Welcome Benefit available of 12,000 Reward Points on payment of joining fees.
Fill vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs.150 per month.
Other Reward Benefits for Users: Get 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load. (Maximum Cap: 1,000 Reward Points)
Spend Rs.1,50,000 in a year and get 10,000 Reward Points Cross spend level of Rs.3,50,000 in a year and get additional 10,000 Reward Points
Get 8 free* visit in a year, at domestic lounges at all major airports in India.
BookMyShow Offer: 1+1 Movie tickets (up to Rs.200), twice a month on any day of the week.
Get cash instantly and pay back in instalments with Dial for Cash. program.
Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Facility of Transfer n Pay program allows users to transfer outstanding money from other bank’s Credit Cards to your Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.
High Joining fees.
No welcome rewards will be given to First Year Free cards
No international lounge access facility.
No Reward points for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments* and Wallet Load.
Platinum Prime SuperCard
The RBL Bank World Prime SuperCard provides a host of benefits that help you save as you spend. Not only do you get rewards on all spends across all categories but you also earn bonus points and annual rewards worth Rs.30,000 and more. There are also complimentary concierge and lounge services that come in handy for frequent travelers. However, there are nor cashback offers available.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 2999 & add-on cardholder
Annual membership Fees: 2999 + GST
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
Billing Cycle
30 days