World Prime Super Card

Welcome benefits

• Users will get 12,000 reward points on payment of joining fees and spend ₹2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

Rewards & cashback

• Users will get 2 RBL reward points for spend of ₹100
• 1 reward point = ₹0.25
• General cashback rate: 0.5%
• Users will get 2X reward points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay), Rent Payments and Wallet load
• Maximum cap of 1,000 reward points
• Effective online cashback rate: 1%

Milestone benefits

• If the user spends ₹1,50,000 in a year then he will get 10,000 reward points and if the cross-spend level of ₹3,50,000 in a year then additional 10,000 reward points will be awarded

Airport lounge access

• Users will get 8 free visits in a year, at domestic lounges at all major airports in India

Movies

• BookMyShow offers 1+1 Movie tickets (up to ₹200), twice a month on any day of the week

More benefits & features

• The RBL Bank + Bajaj Finance World Prime SuperCard is a premium credit card that offers a variety of benefits, including: Annual fee waiver on spending ₹3,50,000 in a year
• Emergency advance of up to 50% of your available credit limit
• Interest-free cash withdrawal up to ₹50,000 per month
• No cost EMIs on select purchases
• Purchase protection
• Travel insurance.; Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month and no processing fee.; Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to your… (Processing fee of 2.5% applicable; min ₹500); Users can get cash instantly and pay back in instalments with Dial for Cash program.; Users can avail Split n Pay program and convert purchases of ₹3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.; Xpress Cash.

Fees & charges

Joining fee

₹2999 &

Annual fee

Annual membership Fees: 2999 + taxes

Foreign currency markup

3.50%

Interest rate

3.99% p.m (upto 47.88% p.a

Late payment

Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)

Cash advance

2.5% of the cash amount withdrawn (minimum ₹500)

Fuel surcharge

1% Surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…

Billing cycle

30 days

Other fees

upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST

Pros and cons

Who can apply

• Nationality: Indian
• Age: 21 to 70 years
• Employment and Credit Score: At bank's Discretion

How to apply

You can apply for the RBL Bank + Bajaj Finance World Prime SuperCard online or by visiting a RBL Bank branch

1. To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Apply for a Credit Card" tab
2. Select the "World Prime SuperCard" from the list of cards
3. Enter your personal details, such as your name, address, and contact information
4. Enter your income and employment details
5. Upload a copy of your PAN card and identity proof
6. Submit your application
7. The processing time for the application is usually 7-10 working days
8. Once your application is approved, you will receive the card in the mail