Credit cards with Airport lounge access
For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
What we do
MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.
Our Airport Lounge Finder Feature
One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.
With the Lounge Finder, you can:
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Search lounges across India’s major airports
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Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
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Compare benefits across multiple cards
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See details of lounge amenities before you travel
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access
Why Choose a Credit Card With Lounge Access?
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Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
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Food & Beverages: Complimentary snacks, meals, and drinks.
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Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
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Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
Union Bank of India Rupay Select Credit Card
Lifestyle card with shopping, dining, and travel benefits. Good for regular users.
Lounge Benefit
2 free domestic lounge access per quarter.
2 free international lounge access per year.
Annual Fee
499
Union Bank of India
Accelero ICICI Bank Credit Card
Fuel-focused card offering cashback and rewards on fuel spends. Great for daily commuters.
Lounge Benefit
1 free domestic airport lounge visit (on spending INR 75,000 in the previous quarter).Â
Annual Fee
(Second year onwards): INR 499
ICICI Bank
FabIndia SBI Card Select
Co-branded card with extra rewards on FabIndia shopping. Ideal for FabIndia customers.
Lounge Benefit
4 free domestic airport lounges per calendar year. (max. 1 each quarter).; Free Priority Pass membership.
Annual Fee
INR 499 + Taxes.
State Bank of India
PVR Inox Kotak Credit Card
Entertainment card offering free movie tickets and discounts. Perfect for movie lovers.
Lounge Benefit
None.
Annual Fee
INR 499.
Kotak Mahindra Bank
BPCL SBI Card Octane
Fuel credit card with maximum savings on BPCL transactions. Designed for high fuel spenders.
Lounge Benefit
Annual Fee
INR 499 + Taxes.
State Bank of India
Aditya Birla SBI Card
Lifestyle card offering rewards across Aditya Birla brands. Best for loyal AB customers.
Lounge Benefit
No free airport lounge visits.
Annual Fee
INR. 499 + Taxes
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State Bank of India
IRCTC Rupay SBI Card
Co-branded card with discounts on IRCTC bookings. Perfect for frequent train travelers.
Lounge Benefit
Free 4 complimentary railway lounge access in a year to participating lounges in India (1 per quarter).
Annual Fee
(one time): INR 500 + Taxes.
State Bank of India
Myntra Kotak Credit Card
Co-branded fashion card with high cashback on Myntra purchases. Great for fashion enthusiasts.
Lounge Benefit
4 free domestic airport lounge access.
Annual Fee
of INR 500
Kotak Mahindra Bank
Axis Bank My Wings Credit Card
Travel card with flight and bus booking discounts. Suited for domestic travelers.
Lounge Benefit
One free domestic lounge visit per quarter.
Annual Fee
INR 500
Axis Bank
Kotak Mojo Platinum Credit Card
Rewards card offering benefits on online shopping and dining. Great for urban users.
Lounge Benefit
Travel Benefits: Customers get up to 8 free airport lounge access annually within India (2 visits per quarter).
Annual Fee
of INR 500.
Kotak Mahindra Bank
IRCTC SBI Platinum Card
Affordable co-branded card with IRCTC discounts. Best for budget train travelers.
Lounge Benefit
Free 4 complimentary railway lounge access in a year to participating lounges in India (1 per quarter).
Annual Fee
INR 500 + Taxes.
State Bank of India
Bank of India Visa Platinum International Credit Card
International usage card with rewards and surcharge waivers. Good for travelers.
Lounge Benefit
None.
Annual Fee
INR 500.
Bank of India
Chennai Super Kings ICICI Bank Credit Card
Exclusive card for CSK fans with rewards and lifestyle perks. Best for cricket lovers.
Lounge Benefit
Users will get 1 free lounge access per quarter, subject to the customer spending Rs 5,000 in the previous calendar quarter.
Annual Fee
(Second year onwards): INR 500
ICICI Bank
Bank of India Master Platinum International Credit Card
Offers international acceptance with shopping rewards. Designed for global spenders.
Lounge Benefit
One complimentary lounge access per quarter at domestic airport lounges.
Annual Fee
INR 500
Bank of India
ICICI Bank Coral Credit Card
Popular entry-level card with dining and shopping benefits. Ideal for beginners.
Lounge Benefit
Cardholder can avail 1 complimentary access, per quarter, to select airport lounges in India. User need to spend INR 75,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter. Users will also get one complimentary domestic railway lounge visit every quarter.
Annual Fee
Rs 500+GST
ICICI Bank
Bank of India SwaDhan Rupay Platinum Credit Card
Affordable secured card for building credit history. Great for first-time users.
Lounge Benefit
2 free domestic lounge visits per quarter and 2 free international lounge visits per year.
Annual Fee
INR 500
Bank of India
IRCTC HDFC Bank Credit Card
Co-branded card with discounts on IRCTC bookings. Perfect for frequent train passengers.
Lounge Benefit
None.
Annual Fee
500 /- + Applicable Charges
HDFC Bank
IRCTC RBL Bank Credit Card
Travel card with IRCTC booking benefits and lifestyle rewards. Best for train travelers.
Lounge Benefit
Users will get 8 complimentary (2 visits per quarter) lounge access at railway stations.
Annual Fee
500 + GST (from 2nd year).
RBl Bank
Bajaj Finserv DBS Bank 5X Plus Rewards Supercard
Powerful supercard with EMI, loan, and reward features. Great for versatile use.
Lounge Benefit
4 domestic lounge visits in a year.
Annual Fee
INR 999 + GST
DBS Bank India Limited
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