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Credit cards with Airport lounge access

For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
Credit cards offering free airport lounge access in India

What we do

MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.

Our Airport Lounge Finder Feature

One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.

With the Lounge Finder, you can:
  • Search lounges across India’s major airports
  • Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
  • Compare benefits across multiple cards
  • See details of lounge amenities before you travel
     
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access

Why Choose a Credit Card With Lounge Access?

  • Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
  • Food & Beverages: Complimentary snacks, meals, and drinks.
  • Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
  • Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
ICICI Bank Manchester United Signature Credit Card

ICICI Bank Manchester United Signature Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get 2 free domestic lounge access per quarter.

Annual Fee

(Second year onwards): INR 2499 + GST

"Credit cards offering free airport lounge access in India
ICICI Bank
SBI Card Prime

SBI Card Prime offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

4 free visits per calendar year to International Priority Pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Annual Fee

INR 2,499 + Taxes

"Credit cards offering free airport lounge access in India
State Bank of India
HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

12 free lounge access within India (both at domestic and international terminals).; Free membership to Priority Pass, you and your add-on member can together avail up to 6 free lounge access per calendar year, outside India.

Annual Fee

Rs 2500 plus taxes

"Credit cards offering free airport lounge access in India
HDFC Bank
Kotak IndiGo 6E Rewards XL Credit Card

Kotak IndiGo 6E Rewards XL Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Customers also get 8 lounge access per year with 2 every quarter.

Annual Fee

Joining and Annual Fees: INR 2500 (1500 as an introductory fee).

"Credit cards offering free airport lounge access in India
Kotak Mahindra Bank
HDFC Bank Biz Power Credit Card

HDFC Bank Biz Power Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

2 free domestic lounge access per quarter. On spending a minimum of INR 75,000 in the previous quarter the cardholder will get 2 additional domestic lounge visits.
Cardholder will get Priority Pass member on completeinga minimum of 4 retail transactions. 6 free international lounge visits.

Annual Fee

INR 2,500/- plus taxes

"Credit cards offering free airport lounge access in India
HDFC Bank
HDFC Bank Harley-Davidson Diners Club Credit Card

HDFC Bank Harley-Davidson Diners Club Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

2 free lounge visits every quarter anywhere in the world.

Annual Fee

2500 + GST.

"Credit cards offering free airport lounge access in India
HDFC Bank
RBL Platinum Maxima Plus Card

RBL Platinum Maxima Plus Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.

Annual Fee

Rs 2500.

"Credit cards offering free airport lounge access in India
RBL Bank
HDFC Bank World Mastercard Credit Card

HDFC Bank World Mastercard Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Free access to over 600 global airport lounges with complimentary Priority Pass membership.

Annual Fee

Rs. 2,500/- + Applicable Taxes.

"Credit cards offering free airport lounge access in India
HDFC Bank
IDFC First Ashva Credit Card

IDFC First Ashva Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get access to domestic and international airport lounges 4 times in India and 2 times abroad every quarter.

Annual Fee

Annual membership fee: Rs. 2999 plus taxes.

"Credit cards offering free airport lounge access in India
IDFC First Bank
UCO Bank SBI Card Prime

UCO Bank SBI Card Prime offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Travel Benefits: 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter), and 8 complimentary visits per year to Domestic VISA in India (max. 2 visits per quarter)

Annual Fee

Rs. 2,999

"Credit cards offering free airport lounge access in India
UCO Bank
Bajaj Finserv DBS Bank 10X Signature SuperCard

Bajaj Finserv DBS Bank 10X Signature SuperCard offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Cardholders are eligible for 2 complimentary domestic airport lounge access per quarter

Annual Fee

INR 2,999 plus taxes

"Credit cards offering free airport lounge access in India
DBS Bank
Central Bank of India SBI Prime Card

Central Bank of India SBI Prime Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

4 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Annual Fee

INR 2,999 + Taxes

"Credit cards offering free airport lounge access in India
State Bank of India
RBL Bank World Prime Credit Card

RBL Bank World Prime Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get 8 complimentary access per year to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter. 

Annual Fee

INR 2,999

"Credit cards offering free airport lounge access in India
RBL Bank
AU Vetta Credit Card

AU Vetta Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Complimentary Lounge Access: 1 complimentary lounge access per calendar quarter within India, using your VISA card. 1 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges.; Railway Lounges: 2 complimentary lounge access per calendar quarter, using VISA cards at railway stations. Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.

Annual Fee

Rs. 2999 (plus taxes)

"Credit cards offering free airport lounge access in India
AU Small Finance Bank
Karur Vysya Bank SBI Platinum Credit Card

Karur Vysya Bank SBI Platinum Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

2 free domestic airport lounge visits every quarter in India.; Free membership to the priority pass programworth $99.

Annual Fee

INR 2,999 + Taxes

"Credit cards offering free airport lounge access in India
Karur Vysya Bank
RBL Bank World Max Credit Card

RBL Bank World Max Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get 6 complimentary access per year to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter. 

Annual Fee

INR 2,999

"Credit cards offering free airport lounge access in India
RBL Bank
KrisFlyer SBI Card

KrisFlyer SBI Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will enjoy 1 complimentary domestic airport lounge visit every quarter.; Users will get a complimentary membership to the priority pass program worth $99.; Users will get 4 complimentary international airport lounge visits per year (max. 1 visit per quarter).

Annual Fee

Annual membership fee: Rs. 2999 plus taxes.

"Credit cards offering free airport lounge access in India
State Bank of India
City Union Bank SBI Card Prime

City Union Bank SBI Card Prime offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

4 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Annual Fee

INR 2,999 + Taxes

"Credit cards offering free airport lounge access in India
State Bank of India
Karnataka Bank SBI Card Prime

Karnataka Bank SBI Card Prime offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

4 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Annual Fee

INR 2,999 + Taxes

"Credit cards offering free airport lounge access in India
Karnataka Bank
Club Vistara SBI Card Prime

Club Vistara SBI Card Prime offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

8 free visits per year to domestic airport lounges (subject to a max of 2 each quarter).; 4 complimentary visits per calendar year to International Priority Pass lounges, outside India (max. 2 visits per quarter).

Annual Fee

INR 2999 + Taxes.

"Credit cards offering free airport lounge access in India
State Bank of India
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