3.5% per month (42% p.a.)

• The value of 1 RP=0.50 Paise. 

• 10X Membership rewards on transactions on Zomato, Ajio, Nykaa, BookMyShow, Uber and many more. Effective cashback rate: 5%. 

• 5X Membership rewards on transactions on Amazon and Paytm Wallet. Effective cashback rate: 2.5%. 

• 1 Membership rewards point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale. Effective cashback rate: 0.50%.

3.6% per month (43.2% annually)

• Reward System: The value of 1 6E Rewards = 1 Re.

• Customers get 2.5 points on spending INR 100 on IndiGo. 

• Indigo Cashback Rate: 2.5%. 

• Customers get 2 points on spending INR 100 on grocery, dining & entertainment (Grocery capping of 2000 RP in a month). 

• Grocery, Dining, Entertainment Cashback Rate: 2%.  

• Customers get 1 points on spending INR 100 on all other categories. 

• General cashback rate: 1%

3.4% per month (or 40.8% per annum)

• 10 reward points per INR 100 spent at grocery stores, department stores and Canteen Store Departments (CSDs). Cashback rate: 2.5%

• The value of 1 reward point = INR 0.25. 

• 2 reward points on spending Rs. 100 on all other categories. General cashback rate: 0.50%. 

Interest Rate: 3.6% per month (52.86% per annum).

• Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.

• Value of 1 reward point: INR 0.20.

• Special Cashback Rate: 0.4%

• Cardholder will earn 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. 

• General Cashback Rate: 0.2%

39.99% per annum on outstanding balance after the due date and on cash advances.

• Users will earn 10 reward points for every INR 100 spent on hotel, travel booking, shopping, and entertainment. 

• Value of 1 reward point = INR 0.20. 

• Special cashback rate: 2%.

• Users will earn 4 reward points on all other spends (except fuel). 

• General cashback rate: 0.4%.

• 25% off on dining when using the EazyDiner app at a partner restuarant. Maximum cashback is capped at INR 2,000. However, if in the previous month the user had done an expenditure of INR 30,000 through card on non-dining spends the max cashback will be capped at INR 5,000. 

• Dining Cashback Rate: 25%. 

Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).

• Users will earn 2 reward points for every INR 100 spent.

• Value of 1 point = INR 0.20

• Effective Cashback Rate: 0.4%.

Interest Rate: 3.5% per month, 42% per year

• Users will get 3 reward points per Rs. 100 spend on all retail transactions. 

• 1 RP = 0.25 Paisa. 

• General Cashback Rate: 0.75%.

Interest Rate: 3.67% per month (annual interest rate - 44%). 

• Users can earn up to 1.5 Skywards Miles per INR 100 for all categories. 

• These Skyward Miles can be used to book Emirates tickets.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Effective special cashback rate: 2.5%.

•  Value of 1 reward point = INR 0.25. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

1.70% per month (20.45% per annum).

• The value of 1 StarPoint = INR 0.25. 

• Users will get 2 StarPoints for every Rs. 100 spent. 

• Effective general cashback rate: 0.50%.

• 4 StarPoints on every Rs. 100 spent at e-commerce transactions, and point of sales transactions. 

• Special cashback rate: 1%. 

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Effective special cashback rate: 2.5%.

• Value of 1 reward point = INR 0.25. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%.

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

• 20 reward points per INR 100  spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5X reward points on dining, departmental stores and grocery spending.

• Value of 1 reward point = INR 0.25. Effective cashback rate: 2.5%.

• 2 reward points per INR 100, on all other spends. Effective cashback rate: 0.5%.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. 

• General cashback rate: 0.50%.

3.80% per month (45.6% annually).

• Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. 

• Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%.

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

3.8% p.m (45.6% p.a).

• Users will get 1% cashback on all spends.

• General Cashback Rate: 1%

• User can choose certain merchants and get 10% cashback on purchases linked to those merchants. The merchants can be chosen out of the following 5 brands: BookMyshow, Pharmeasy, Bigbasket, Swiggy, Uber. Cardholders have 3 plans silver (2 merchants can be chosen) INR 99 per month + GST, gold  (3 merchants can be chosen) INR 149 per month + GST, platinum (all 5 merchants can be chosen) INR 240 per month + GST.

• Special Cashback Rate: 10%

3.4% Per Month (49.36% Per Annum).

• Users will earn half a reward point per INR 100 spent. 

• Value of 1 point: INR 0.2. Cashback rate: 0.1%.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. 

• Effective cashback rate: 0.50%.

Interest Rate: 3% per month and 36% per annum.

• Users will earn 2.5 Avios for every INR 100 spent in selected preferred international destinations for Point of Sale transactions and 1 Avios for every INR 100 spent on Qatar Airways & British Airways website and app. 

• Users will earn 0.5 Avios for every INR 100 spent on all other spends (Except fuel).

• The value of 1 Avios varies and is not fixed, it depends on the flight you are using to book using the Avios. Typically the value of 1 Avios is between INR 0.5 and INR 1.

• 10% off for flight bookings made on www.qatarairways.com or the Qatar Airways mobile app.

3.6% per month (52.86% per annum).

• Users will get 4 reward points per Rs. 150 spent. 

• The value of 1 reward point = Rs 0.25. Cashback rate: 0.66%.