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Credit Card

Credit Card

Credit Card

Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.

Credit Card

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Axis Bank

3.5%

3.4% per month (49.96% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank My Wings Credit Card
Axis Bank My Wings Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Axis Bank

Forex Markup: 3.5%

3.4% per month (49.96% per annum)

  • Users will get 2 Edge reward point on spending INR 100 domestically.

  • Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.4%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Equitas Small Finance Bank

Foreign Currency Transactions Cross currency mark-up of 3.5%

3.6% per month i.e. 43.2% annually

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Equitas Excite
Equitas Excite

Bank / CC Company

Cashback Rate

Cashback Rate

Equitas Small Finance Bank

Foreign Currency Transactions Cross currency mark-up of 3.5%

3.6% per month i.e. 43.2% annually

  • Users will earn 2 reward points for every INR 150 spent on the credit card. 

  • The value of 1 reward point = INR 0.20. General cashback rate: 0.13%. 

  • Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%.

  • 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Axis Bank

3.5%.

3.4% per month (49.36% per annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Aura Credit Card
Axis Bank Aura Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Axis Bank

3.50%

3.4% per month (49.36% per annum).

  • Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.

  • 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Standard Chartered Bank

3.5%

3.75% per month (45% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Standard Chartered Platinum Rewards Credit Card
Standard Chartered Platinum Rewards Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Standard Chartered Bank

3.50%

3.75% per month (45% per annum)

  • 5 reward points on spending INR 150 on fuel and dining. 

  • Value of 1 reward points = INR 0.25. 

  • Dining And Fuel Cashback Rate = 0.83%. 

  • 1 reward point on spending INR 150 on all other categories. 

  • General Cashback Rate = 0.17%. 

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Karur Vysya Bank

Mark up of 3.5% will be charged on Foreign Currency transactions

3.25% per Month; 39% P.A

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Platinum Credit Card
KVB Platinum Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Karur Vysya Bank

Foreign Currency Transactions Fees: 3.5%.

3.25% per Month; 39% P.A

  • Users will earn 2 reward points for every Rs 150 spent.

  • The value of 1 reward point is INR 0.25. 

  • General Cashback Rate: 0.16%. 

  • Users will earn 1.5x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals.

  • Special Cashback Rate: 0.5%. 

  • 2x rewards on domestic and international travels, hotels and air tickets, an effective cashback rate: 0.66%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

DBS Bank

3.5% of transaction amount.

42% - 48% per annum

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Bajaj Finserv DBS Bank 5 X Super Card
Bajaj Finserv DBS Bank 5 X Super Card

Bank / CC Company

Cashback Rate

Cashback Rate

DBS Bank

3.50%

42% - 48% per annum

  • Reward System: Cardholder will get 1 cash point on spending INR 100. Value of 1 point is INR 0.1. 

  • General cashback rate: 0.1%.

  • On achieving milestone spend of INR 10,000 in any month, cardholder will get 5X points for all spends made in that month. 

  • Special cashback rate: 0.5%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

IndusInd Bank

3.5%

Interest Rate: 3.83% per month and 46% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Indusind Platinum Visa Credit Card
Indusind Platinum Visa Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

IndusInd Bank

Foreign Currency Markup Fee:3.5% of the transaction amount.

Interest Rate: 3.83% per month and 46% per annum.

  • Users will get 1 reward point on spending INR 100. 

  • Value of 1 reward point = INR 0.40. 

  • General Cashback Rate: 0.4%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

IndusInd Bank

3.5%

Interest Rate: 3.83% per month and 46% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Bank Platinum RuPay Credit Card
IndusInd Bank Platinum RuPay Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

IndusInd Bank

Foreign Currency Markup Fee:3.5% of the transaction amount.

Interest Rate: 3.83% per month and 46% per annum.

  • Get 2 reward points on every INR 100 spent on UPI transactions.

  • Value of 1 reward point is INR 0.35. 

  • UPI cashback rate:  0.70%. 

  • Get 1 reward points on every INR 100 spent on non-UPI transactions. 

  • Non-UPI cashback rate:  0.35%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Axis Bank

3.5%.

3.40% per month (49.96% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Titanium Smart Traveller Credit Card
Axis Bank Titanium Smart Traveller Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Axis Bank

Forex Markup: 3.5%.

3.40% per month (49.96% per annum)

  • Users will get 4 Edge reward points on spending INR 100 domestically and 8 Edge reward points on spending INR 100 internationally. 

  • Value of 1 Edge point: INR 0.20. 

  • Domestic cashback rate: 0.8% 

  • International cashback rate 1.6%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

HDFC Bank

3.50%

3.75% monthly, 45.0% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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CSC Small Business MoneyBack Credit Card
 CSC Small Business MoneyBack Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

HDFC Bank

Foreign currency markup: 3.50%.

3.75% monthly, 45.0% annually.

  • 100 reward points = INR 20 ( 1 Rp = INR 0.2).

  • Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%.

  • Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%.

  • Users will get 5% cashback on telecom, utility, govt. & tax payments. Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Axis Bank

3.5%.

3.6% per month (52. 86% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Freecharge Credit Card
Axis Bank Freecharge Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Axis Bank

Forex Mark-up: 3.5%

3.6% per month (52. 86% per annum)

  • Users will get 1 Edge reward point on spending INR 100.

  • Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Kotak Mahindra Bank

3.50%

Interest Rate: 3.5% per month, 42% per year

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak 811 Credit Card
Kotak 811 Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Kotak Mahindra Bank

Foreign Currency Mark Up 3.5%.

Interest Rate: 3.5% per month, 42% per year

  • Customers will get 2 reward points per INR 100 on online spending and 1 reward point per INR 100 on offline spending. 

  • 1 RP = INR 0.25. 

  • Online Cashback Rate: 0.5%, 

  • General Cashback Rate: 0.25%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Axis Bank

3.5%.

Interest Rate: 2.95% per month (41.75% per annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Pride Platinum Credit Card
Axis Bank Pride Platinum Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Axis Bank

Forex Mark-up: 3.5%.

Interest Rate: 2.95% per month (41.75% per annum).

  • Users will earn 2 Edge reward points on spending INR 100. 

  • Value of 1 Edge point: INR 0.20. Cashback rate: 0.4%.

  • 15% discount at 200 partnered restaurants across the country. 

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Citi Bank

3.5%

Interest Rate: 3.75% per month (i.e., 45.00% annualized)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Ikea Family Citi Credit Card
Ikea Family Citi Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Citi Bank

Foreign Currency Mark-up Fees: 3.5% on all foreign currency spends

Interest Rate: 3.75% per month (i.e., 45.00% annualized)

  • Users will get 3 reward points per INR 100 spent at Ikea.

  • Value of 1 reward point: INR 0.20. Ikea cashback rate: 0.6%.

  • Users will get 2 reward points per INR 100 spent on dining transactions. Dining cashback rate: 0.4%. 

  • Users will get 1 reward point on all other spends. General cashback rate: 0.2%.

  • 20% off at partner restaurants.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Axis Bank

3.5%.

3.4% Per Month (49.36% Per Annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Neo Credit Card
Axis Bank Neo Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Axis Bank

3.5

3.4% Per Month (49.36% Per Annum).

  • Users will earn half a reward point per INR 100 spent. 

  • Value of 1 point: INR 0.2. Cashback rate: 0.1%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

HDFC Bank

IFM- 2% on the transaction value

3.6% per month i.e. 43.2% annually

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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HDFC Bank Titanium Times Card
HDFC Bank Titanium Times Card

Bank / CC Company

Cashback Rate

Cashback Rate

HDFC Bank

Foreign Currency Transactions Fees: 2%.

3.6% per month i.e. 43.2% annually

  • Users will earn 2 reward points for every INR 150 spent. 

  • The value of 1 RP= 0.30 paisa. 

  • General cashback rate: 0.4% 

  • 5 reward points for every INR 150 spent on dining spends on weekdays. 

  • Weekday dining cashback rate: 1%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

HDFC Bank

2%.

3.6% per month i.e. 43.2% annually

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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HDFC Bank Platinum Times Credit Card
HDFC Bank Platinum Times Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

HDFC Bank

Foreign Currency Transactions Fees: 2%.

3.6% per month i.e. 43.2% annually

  • Users will earn 3 reward points for every ₹150 spent. 

  • 1 RP= 0.30 paisa. 

  • General cashback rate: 0.6%. 

  • 10 reward points on every ₹150 spent on Dining spends on weekdays.

  • Weekday dining cashback rate: 2%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

IDBI Bank

IFM- upto 3.5%

2.9% (p.m.) i.e. 34.80% p.a.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Imperium Platinum
IDBI Imperium Platinum

Bank / CC Company

Cashback Rate

Cashback Rate

IDBI Bank

Foreign Currency Transactions mark- up: 3.5%

2.9% (p.m.) i.e. 34.80% p.a.

  • The value of 1 Delight point is INR 0.25.

  • Users will earn 2 Delight points for every Rs. 150 spent on shopping, watching movies, travelling etc.

    • General Cashback Rate: 0.33%. 

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

State Bank of India

3.5%.

3.50% per month (42% per annum) from the transaction date. 

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Card Unnati
SBI Card Unnati

Bank / CC Company

Cashback Rate

Cashback Rate

State Bank of India

Nil

3.50% per month (42% per annum) from the transaction date. 

  • 1 point on spend of every INR 100. 

  • Value of 1 point = INR 0.25. 

  • General Cashback Rate: 0.25%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

RBL Bank

3.50%

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Platinum Classic Credit Card
RBL Bank Platinum Classic Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

RBL Bank

Foreign Currency Transaction Fees: 3.5%

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

  • The value of 1 RBL reward point = INR 0.25. 

  • Users will get 1 reward point for every INR 100 spent. 

  • General Cashback Rate: 0.25%.

  • Page 16
No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

0.4

3.4% per month (49.96% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank My Wings Credit Card
Axis Bank My Wings Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Axis Bank

Forex Markup: 3.5%

3.4% per month (49.96% per annum)

  • Users will get 2 Edge reward point on spending INR 100 domestically.

  • Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.4%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Equitas Small Finance Bank

0.39

3.6% per month i.e. 43.2% annually

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Equitas Excite
Equitas Excite

Bank / CC Company

Forex Mark-Up

Interest Rate

Equitas Small Finance Bank

Foreign Currency Transactions Cross currency mark-up of 3.5%

3.6% per month i.e. 43.2% annually

  • Users will earn 2 reward points for every INR 150 spent on the credit card. 

  • The value of 1 reward point = INR 0.20. General cashback rate: 0.13%. 

  • Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%.

  • 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

0.2

3.4% per month (49.36% per annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Aura Credit Card
Axis Bank Aura Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Axis Bank

3.50%

3.4% per month (49.36% per annum).

  • Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.

  • 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Standard Chartered Bank

0.83

3.75% per month (45% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Standard Chartered Platinum Rewards Credit Card
Standard Chartered Platinum Rewards Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Standard Chartered Bank

3.50%

3.75% per month (45% per annum)

  • 5 reward points on spending INR 150 on fuel and dining. 

  • Value of 1 reward points = INR 0.25. 

  • Dining And Fuel Cashback Rate = 0.83%. 

  • 1 reward point on spending INR 150 on all other categories. 

  • General Cashback Rate = 0.17%. 

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Karur Vysya Bank

0.16

3.25% per Month; 39% P.A

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Platinum Credit Card
KVB Platinum Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Karur Vysya Bank

Foreign Currency Transactions Fees: 3.5%.

3.25% per Month; 39% P.A

  • Users will earn 2 reward points for every Rs 150 spent.

  • The value of 1 reward point is INR 0.25. 

  • General Cashback Rate: 0.16%. 

  • Users will earn 1.5x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rentals.

  • Special Cashback Rate: 0.5%. 

  • 2x rewards on domestic and international travels, hotels and air tickets, an effective cashback rate: 0.66%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

DBS Bank

0.5

42% - 48% per annum

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Bajaj Finserv DBS Bank 5 X Super Card
Bajaj Finserv DBS Bank 5 X Super Card

Bank / CC Company

Forex Mark-Up

Interest Rate

DBS Bank

3.50%

42% - 48% per annum

  • Reward System: Cardholder will get 1 cash point on spending INR 100. Value of 1 point is INR 0.1. 

  • General cashback rate: 0.1%.

  • On achieving milestone spend of INR 10,000 in any month, cardholder will get 5X points for all spends made in that month. 

  • Special cashback rate: 0.5%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

IndusInd Bank

0.4

Interest Rate: 3.83% per month and 46% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Indusind Platinum Visa Credit Card
Indusind Platinum Visa Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

IndusInd Bank

Foreign Currency Markup Fee:3.5% of the transaction amount.

Interest Rate: 3.83% per month and 46% per annum.

  • Users will get 1 reward point on spending INR 100. 

  • Value of 1 reward point = INR 0.40. 

  • General Cashback Rate: 0.4%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

IndusInd Bank

0.7

Interest Rate: 3.83% per month and 46% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Bank Platinum RuPay Credit Card
IndusInd Bank Platinum RuPay Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

IndusInd Bank

Foreign Currency Markup Fee:3.5% of the transaction amount.

Interest Rate: 3.83% per month and 46% per annum.

  • Get 2 reward points on every INR 100 spent on UPI transactions.

  • Value of 1 reward point is INR 0.35. 

  • UPI cashback rate:  0.70%. 

  • Get 1 reward points on every INR 100 spent on non-UPI transactions. 

  • Non-UPI cashback rate:  0.35%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

0.8

3.40% per month (49.96% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Titanium Smart Traveller Credit Card
Axis Bank Titanium Smart Traveller Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Axis Bank

Forex Markup: 3.5%.

3.40% per month (49.96% per annum)

  • Users will get 4 Edge reward points on spending INR 100 domestically and 8 Edge reward points on spending INR 100 internationally. 

  • Value of 1 Edge point: INR 0.20. 

  • Domestic cashback rate: 0.8% 

  • International cashback rate 1.6%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

HDFC Bank

0.53

3.75% monthly, 45.0% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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CSC Small Business MoneyBack Credit Card
 CSC Small Business MoneyBack Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

HDFC Bank

Foreign currency markup: 3.50%.

3.75% monthly, 45.0% annually.

  • 100 reward points = INR 20 ( 1 Rp = INR 0.2).

  • Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%.

  • Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%.

  • Users will get 5% cashback on telecom, utility, govt. & tax payments. Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

0.2

3.6% per month (52. 86% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Freecharge Credit Card
Axis Bank Freecharge Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Axis Bank

Forex Mark-up: 3.5%

3.6% per month (52. 86% per annum)

  • Users will get 1 Edge reward point on spending INR 100.

  • Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Kotak Mahindra Bank

0.5

Interest Rate: 3.5% per month, 42% per year

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak 811 Credit Card
Kotak 811 Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Kotak Mahindra Bank

Foreign Currency Mark Up 3.5%.

Interest Rate: 3.5% per month, 42% per year

  • Customers will get 2 reward points per INR 100 on online spending and 1 reward point per INR 100 on offline spending. 

  • 1 RP = INR 0.25. 

  • Online Cashback Rate: 0.5%, 

  • General Cashback Rate: 0.25%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

0.4

Interest Rate: 2.95% per month (41.75% per annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Pride Platinum Credit Card
Axis Bank Pride Platinum Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Axis Bank

Forex Mark-up: 3.5%.

Interest Rate: 2.95% per month (41.75% per annum).

  • Users will earn 2 Edge reward points on spending INR 100. 

  • Value of 1 Edge point: INR 0.20. Cashback rate: 0.4%.

  • 15% discount at 200 partnered restaurants across the country. 

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Citi Bank

0.2

Interest Rate: 3.75% per month (i.e., 45.00% annualized)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Ikea Family Citi Credit Card
Ikea Family Citi Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Citi Bank

Foreign Currency Mark-up Fees: 3.5% on all foreign currency spends

Interest Rate: 3.75% per month (i.e., 45.00% annualized)

  • Users will get 3 reward points per INR 100 spent at Ikea.

  • Value of 1 reward point: INR 0.20. Ikea cashback rate: 0.6%.

  • Users will get 2 reward points per INR 100 spent on dining transactions. Dining cashback rate: 0.4%. 

  • Users will get 1 reward point on all other spends. General cashback rate: 0.2%.

  • 20% off at partner restaurants.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

0.1

3.4% Per Month (49.36% Per Annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Neo Credit Card
Axis Bank Neo Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Axis Bank

3.5

3.4% Per Month (49.36% Per Annum).

  • Users will earn half a reward point per INR 100 spent. 

  • Value of 1 point: INR 0.2. Cashback rate: 0.1%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

HDFC Bank

0.4

3.6% per month i.e. 43.2% annually

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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HDFC Bank Titanium Times Card
HDFC Bank Titanium Times Card

Bank / CC Company

Forex Mark-Up

Interest Rate

HDFC Bank

Foreign Currency Transactions Fees: 2%.

3.6% per month i.e. 43.2% annually

  • Users will earn 2 reward points for every INR 150 spent. 

  • The value of 1 RP= 0.30 paisa. 

  • General cashback rate: 0.4% 

  • 5 reward points for every INR 150 spent on dining spends on weekdays. 

  • Weekday dining cashback rate: 1%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

HDFC Bank

0.6

3.6% per month i.e. 43.2% annually

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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HDFC Bank Platinum Times Credit Card
HDFC Bank Platinum Times Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

HDFC Bank

Foreign Currency Transactions Fees: 2%.

3.6% per month i.e. 43.2% annually

  • Users will earn 3 reward points for every ₹150 spent. 

  • 1 RP= 0.30 paisa. 

  • General cashback rate: 0.6%. 

  • 10 reward points on every ₹150 spent on Dining spends on weekdays.

  • Weekday dining cashback rate: 2%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

IDBI Bank

0.33

2.9% (p.m.) i.e. 34.80% p.a.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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IDBI Imperium Platinum
IDBI Imperium Platinum

Bank / CC Company

Forex Mark-Up

Interest Rate

IDBI Bank

Foreign Currency Transactions mark- up: 3.5%

2.9% (p.m.) i.e. 34.80% p.a.

  • The value of 1 Delight point is INR 0.25.

  • Users will earn 2 Delight points for every Rs. 150 spent on shopping, watching movies, travelling etc.

    • General Cashback Rate: 0.33%. 

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

State Bank of India

0.25

3.50% per month (42% per annum) from the transaction date. 

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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SBI Card Unnati
SBI Card Unnati

Bank / CC Company

Forex Mark-Up

Interest Rate

State Bank of India

Nil

3.50% per month (42% per annum) from the transaction date. 

  • 1 point on spend of every INR 100. 

  • Value of 1 point = INR 0.25. 

  • General Cashback Rate: 0.25%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

RBL Bank

0.25

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Platinum Classic Credit Card
RBL Bank Platinum Classic Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

RBL Bank

Foreign Currency Transaction Fees: 3.5%

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

  • The value of 1 RBL reward point = INR 0.25. 

  • Users will get 1 reward point for every INR 100 spent. 

  • General Cashback Rate: 0.25%.

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